In short
No account and no cookie. Audience measurement without cookies, as aggregated statistics. No advertising, no advertising tracker, and no personal information sold or shared. The United States section lists no professional.
Who is responsible
Grégory Payotte, publisher of Payotte (natural person), Mirabel (Quebec), Canada. Form: payotte.com/usa/contact. Email: gregory@payotte.com.
What we collect and why
| Processing | Data | Purpose | Retention |
|---|---|---|---|
| Website hosting | IP address, browser, page requested, date and time (server logs) | Serving the pages and keeping the site secure | At most 6 months |
| Audience measurement (Cloudflare Web Analytics) | Page viewed, referring page, type of browser and device, country; no cookie, no identifier stored on your device | Knowing which pages are read, in aggregated figures | Aggregated statistics, with no IP address or identifier |
| Counting visits coming from our emails | Only if the link carries an src parameter: that campaign code, and your IP address | Counting one visit per person per day for each mailing | IP address automatically erased after 2 days; afterwards, only totals |
| Messages you send us (form or email) | Your address, your name if given, the content of the message | Replying to you and handling your request | 3 years after the last exchange |
The pages link to official sites (state legislatures, regulators, federal agencies) whose practices are not covered by this policy.
Cookies and trackers
The site sets no cookie and uses no advertising tracker. Audience measurement works without cookies or any identifier stored on your device; this is why no consent banner is shown. The calculators run in your browser: the figures you type are not sent to us.
Recipients and service providers
GoDaddy (site hosting), Cloudflare (audience measurement, server and storage for the visit count), Resend (sending the contact form messages) and Google (the Gmail inbox that receives them). Payotte does not sell, rent or share personal information with anyone, and never for advertising.
Where the data is processed
Payotte is operated from Canada. GoDaddy and Cloudflare process data in the United States.
Your requests
Whatever state you live in, you may ask to know what we hold about you, to correct it or to delete it, by writing to gregory@payotte.com. We reply within 30 days at most, and we do not treat you differently for asking.