Yes: in Utah, mortgage loan officers need a state license issued by the Utah Division of Real Estate. You can check a name yourself on Online Real Estate and Appraisal License Search.
Mortgage loan officers in Utah: what buyers ask
What first-time buyer programs does Utah offer?
Utah's state housing finance agency is Utah Housing Corporation, which HUD's Utah page lists first among the places to ask about first-time and low-income homebuyer assistance (phone (801) 902-8200). The source article gives no program amounts or income limits, because the Utah Housing Corporation website could not be read.
What does an FHA loan require?
FHA loans need 3.5% down with a 580 credit score. Upfront mortgage insurance is 1.75% and the annual premium is 0.55% at 96.5% LTV.
Check a mortgage loan officer yourself
- License required · Utah Division of Real Estate
- Titles you will see: Loan originator
- Check a name yourself: Online Real Estate and Appraisal License Search
The 9 sectors of Salt Lake City
ZIP 84116 · ZIP 84106 · ZIP 84103 · ZIP 84105 · ZIP 84104 · ZIP 84102 · ZIP 84111 · ZIP 84101 · ZIP 84112