Utah · Salt Lake City-Murray, UT metro area

Buying a home in West Jordan, Utah

In West Jordan, the median value of owner-occupied homes is $492,500, Salt Lake County's effective property tax rate is 0.54%, and a purchase mortgage carried a median $8,290 in total loan costs in 2025.

Data as of : Census ACS 2020-2024, Census Vintage 2024, HMDA 2025, HUD FY 2027. Sources

West Jordan home costs, fact by fact

About West Jordan

Median gross rent is $1,757 per month. West Jordan lies in the Salt Lake City-Murray, UT metro area, and 77.2% of its homes are owner-occupied.

Reading the West Jordan figures

West Jordan has the highest ownership share of the six Utah cities covered: 77.2% of households own. West Valley City reports 72.1%, St. George 66.7% and Salt Lake City 45.8%. Its census rent is $1,757 a month, the top of the range, above St. George's $1,545 and Salt Lake City's $1,414. A buyer here is entering a place where owning is the norm and renting costs more than in the other covered cities. That is a notable contrast with Provo, where only 39.4% own and rent is $1,193.

Owners estimate their homes at $492,500, under the Utah figure of $543,400 and Salt Lake City's $539,500, and close to St. George's $496,100. Provo posts $467,200 and Ogden $355,600. Owners gave these figures; no sale is behind them.

Salt Lake County applies an effective rate of 0.54%, giving a median bill of $2,836 a year on county homes valued at $525,700. For the Salt Lake City zone, HUD lists $1,615 for the smaller bedroom count and $2,143 for the larger, so the city's census rent exceeds the smaller entry. For a household that rents there, the HUD figure for the larger bedroom count is also well above what the census median shows. These are benchmarks, not market medians.

Lenders in the county recorded 9,746 loans in 2025, and the median cost per loan was $8,290. The middle of the field paid between $4,786 and $13,505, a wide spread, which suggests comparing quotes. The metro area ranks 46th nationally with 1,300,762 people, and the city counts 116,688.

Calculate for Utah

If you buy

Utah state transfer tax

Utah has no real estate transfer tax. Change the price: the amount is recalculated instantly.

Price$543,400
State transfer tax$0
Share of the price—

Default price: the Utah median value of owner-occupied homes, $543,400 (Census ACS 2025). Rule: No tax is calculated on the price. The recording fee is flat per instrument. Who pays: No transfer tax. The recording fee is owed by whoever submits the document; the state purchase contract does not assign recording fees, so closing instructions and the loan decide. Not included: county and city transfer taxes, recording fees, title insurance and lender charges. Utah transfer tax guide · all 50 states.

If you sell

Capital gain and the federal tax on it

Same federal rule in every state: Section 121 of the Internal Revenue Code excludes up to $250,000 of gain on a main home ($500,000 for a married couple filing jointly).

Capital gain$350,000
Section 121 exclusion$250,000 (limit $250,000)
Taxable gain$100,000
Type of gainLong-term (owned over 1 year), 15% chosen
Federal tax on the gain$15,000

Section 121 excludes $250,000; the rest is taxable.

Gain = sale price minus your adjusted basis (purchase price, buying costs and improvements); selling expenses reduce it (IRS Publication 523). Long-term rates for sales in 2026, by taxable income including the gain (IRS Rev. Proc. 2025-32, section 4.03): 0% up to $49,450 single or $98,900 married filing jointly, 15% up to $545,500 single or $613,700 jointly, 20% above. Not included: Utah state income tax on the gain (not computed), the net investment income tax, depreciation recapture on a rental or home office, and the reduced exclusion for an early sale. Agent commissions are negotiated and never set by law. Capital gains on a home sale.

Questions about buying a home in West Jordan

How much is property tax in West Jordan?

Homeowners in Salt Lake County pay a median $2,836 a year in property tax, 0.54% of the county median home value of $525,700 (Census ACS 2020-2024). Your bill depends on your assessed value and local rates.

What are closing costs on a mortgage in West Jordan?

Home-purchase mortgages in Salt Lake County carried median total loan costs of $8,290 in 2025; half of the 9,746 loans fell between $4,786 and $13,505 (HMDA). Total loan costs are the lender and settlement-service charges of the Closing Disclosure; transfer taxes and prepaid items come on top.

Is there a transfer tax when you buy a home in West Jordan?

Utah has no state transfer tax in the official sources read. Recording a deed costs a flat $40 per document under Utah Code 17-71-407, and Utah is a non-disclosure state where deeds do not state the sale price.

Is it cheaper to rent or buy in West Jordan?

It depends on your mortgage rate, down payment and how long you stay. As a benchmark, the median value of owner-occupied homes in West Jordan ($492,500) equals 23.4 years of the median gross rent ($1,757 a month), both from Census ACS 2020-2024.

Run your own numbers: rent vs buy calculator · closing costs calculator.

Utah rules that apply in West Jordan

Other large cities in Utah

Who licenses each trade in Utah · All covered cities

Sources

Utah · All states · Federal guides