In short
The median value of owner-occupied homes in the city of Greenville is $553,700, according to the Census Bureau’s 2024 American Community Survey, but the margin of error is wide (±$65,180). Greenville County’s median is $339,800. SC Housing gives first-time buyers a $10,000 forgivable down payment loan, with a $450,000 price cap in Greenville County, per its 2026/2027 limits.
How much homes cost in Greenville
The American Community Survey (ACS) asks owners how much they think their home would sell for. The median of those answers is a useful benchmark, but it is not a sale price: it covers every owner-occupied home, including homes bought long ago. Our page on South Carolina home prices explains the method in detail.
| Area | Median value, 2024 (ACS) | Margin of error (90%) |
|---|---|---|
| City of Greenville | $553,700 | ±$65,180 |
| Greenville County | $339,800 | ±$8,036 |
| Greenville–Anderson–Greer metro area | $300,400 | ±$6,267 |
| South Carolina | $299,500 | ±$3,303 |
| United States | $360,600 | ±$618 |
Source: U.S. Census Bureau, ACS 1-Year Estimates 2024, table B25077. The 2025 estimates are scheduled for October 29, 2026.
The city figure sits far above the county and metro figures, and its margin of error is large, so treat it as an order of magnitude rather than a precise number. The county figure is steadier.
Are Greenville prices rising?
The Federal Housing Finance Agency (FHFA) tracks repeat sales of the same single-family homes. Its purchase-only, seasonally adjusted index for the Greenville–Anderson–Greer metro area, published August 25, 2026, shows:
| Area | 1-year change (Q2 2025 to Q2 2026) | 5-year change (Q2 2021 to Q2 2026) |
|---|---|---|
| Greenville–Anderson–Greer metro area | +1.7% | +43.5% |
| South Carolina | +2.4% | +45.4% |
| United States | +2.1% | +33.4% |
Source: FHFA House Price Index, quarterly purchase-only files. Changes calculated by Payotte from the published index values.
Prices in the Greenville area rose modestly over the past year, after a gain of more than two-fifths over five years.
Closing costs, property tax and transfer tax
On top of the price, buyers and sellers pay closing costs: lender fees, the appraisal, recording fees, title work and prepaid items. Several of these depend on the loan and on the providers you choose. We do not recompute them on this page. For the rules, who usually pays each item and a worked example, see our guide to closing costs in South Carolina.
The same goes for taxes. Our pages explain property tax in South Carolina and the transfer tax charged when a deed is recorded. To see how property tax can be paid through your monthly mortgage payment, read our guide to escrow accounts.
Help for Greenville buyers
SC Housing lists Greenville County as a non-targeted county. Its bond program has these limits for reservations on and after June 1, 2026:
| Household | Maximum income | Maximum home price |
|---|---|---|
| 1 or 2 people | $106,400 | $450,000 |
| 3 or more people | $122,360 | $450,000 |
The program offers $10,000 of assistance, forgiven if you stay 15 years. Its Palmetto Home Advantage program has no price limit and a $140,000 income limit. The first-time buyer programs page has the details, including aid for Greenville County employees.
Locally, the Greenville County Redevelopment Authority (GCRA) sells affordable homes to qualifying first-time buyers, with a homebuyer class required. The Greenville County Human Relations Commission teaches that class, on the third Saturday of each month and online.
Flood risk in Greenville
Greenville County’s Floodplain Administration says the county’s 2021 FEMA flood maps can be viewed in the county’s GIS system, and that residents get a 15% discount on flood insurance because the county takes part in the NFIP Community Rating System. SCDOI notes that a standard homeowners policy does not cover flood, so ask for a flood quote before you make an offer. Our page on natural hazards and insurance in South Carolina lists FEMA’s disaster declarations for the county.
South Carolina guides for Greenville buyers
- Closing costs in South Carolina
- Transfer tax in South Carolina
- Property tax in South Carolina
- Seller disclosure in South Carolina
- Do you need a real estate attorney?
- Foreclosure in South Carolina
- First-time buyer programs in South Carolina
- Natural hazards and insurance in South Carolina
- How to verify a license in South Carolina
- The steps of buying a home
Frequently asked questions
What is the median home price in Greenville?
The Census Bureau’s 2024 American Community Survey puts the median value of owner-occupied homes in the city of Greenville at $553,700 (±$65,180). Greenville County is at $339,800. These are what owners think their homes are worth, not median sale prices.
Are home prices in Greenville going up?
According to the FHFA purchase-only index, prices in the Greenville–Anderson–Greer metro area rose 1.7% between the second quarter of 2025 and the second quarter of 2026. Over five years, they rose 43.5%.
Is there down payment help in Greenville?
Yes. SC Housing offers $10,000 of forgivable assistance with its bond program, and Palmetto Home Advantage offers 0%, 3% or 4% of the loan amount. Greenville County employees may qualify for up to $40,000 through GCRA.
What is the SC Housing price cap in Greenville County?
The bond program’s maximum home price is $450,000, with income limits of $106,400 (1 or 2 people) and $122,360 (3 or more). Palmetto Home Advantage has no price limit.
Do I need flood insurance in Greenville?
A lender requires it for a government-backed mortgage if the home is in a Special Flood Hazard Area. Check the county’s flood maps, and note that NFIP coverage generally starts 30 days after purchase.
More South Carolina guides
- Closing costs in South Carolina: what buyers and sellers pay
- South Carolina deed transfer tax: $3.70 per $1,000
- Property tax in South Carolina: 4% ratio, rates, appeals
- South Carolina seller disclosure: what the state form requires
- Do you need a real estate attorney to close in South Carolina?
- South Carolina foreclosure: court process, timeline, your rights
- Home prices in South Carolina and Greenville: median and trend
- First-time home buyer programs in South Carolina: SC Housing
- How to verify a real estate license in South Carolina
- Natural hazards and home insurance in South Carolina
Sources
- Table B25077, Median Value (Dollars), ACS 1-Year Estimates 2024 (U.S. Census Bureau) (consulted October 13, 2026)
- 2025 ACS Data Release Schedule (U.S. Census Bureau) (consulted October 13, 2026)
- U.S. House Prices Rise 2.1 Percent Year over Year, Up 0.3 Percent Quarter over Quarter (FHFA, August 25, 2026) (consulted October 13, 2026)
- FHFA House Price Index datasets, quarterly purchase-only indexes (state, metro) (consulted October 13, 2026)
- 2026/2027 Income and Home Price Limits, effective June 1, 2026 (SC Housing) (consulted October 13, 2026)
- Programs for Homebuyers (SC Housing) (consulted October 13, 2026)
- Homeownership (Greenville County Redevelopment Authority) (consulted October 13, 2026)
- Human Relations, Home Buyer Education (Greenville County) (consulted October 13, 2026)
- Floodplain Administration (Greenville County) (consulted October 13, 2026)
- Hurricane Preparedness (South Carolina Department of Insurance) (consulted October 13, 2026)