Oregon · Portland-Vancouver-Hillsboro, OR-WA metro area

Buying a home in Beaverton, Oregon

In Beaverton, the median value of owner-occupied homes is $569,800, Washington County's effective property tax rate is 0.84%, a purchase mortgage carried a median $6,906 in total loan costs in 2025, and median gross rent is $1,826 a month.

Data as of : Census ACS 2020-2024, Census Vintage 2024, HMDA 2025, HUD FY 2027. Sources

Beaverton home costs, fact by fact

About Beaverton

With 98,302 residents, Beaverton lies in the Portland-Vancouver-Hillsboro, OR-WA metro area. Median gross rent comes to $1,826 per month, and only 50.5% of homes are occupied by their owners.

Reading the Beaverton figures

Beaverton's estimated median of $569,800 is above the Oregon statewide figure of $507,900 and below Bend's $718,400. Portland reports $581,500, a little higher than Beaverton, while Hillsboro comes in lower with $521,100 and Eugene lower still, near $460,400. All of these are owners' estimates, not sale prices.

Beaverton renters typically pay $1,826 a month, higher than Portland's $1,655 and Eugene's $1,402, and just under HUD's benchmark of $1,878 for the Portland-Vancouver-Hillsboro area. Owners occupy 50.5% of homes, close to Portland's 52% and Hillsboro's 50.2%, and a little below Salem's 55.9%. Gresham reports $458,700 with a rent of $1,586, and Medford $417,100 with a rent of $1,376, both lower than Beaverton on value and rent.

Washington County's levy of 0.84% assessed against $588,000 gives a median annual tax of $4,929. There, 5,494 mortgages recorded in 2025 carried closing-loan charges centred on $6,906, and the central spread ranged from $4,795 to $12,004.

Calculate for Oregon

If you buy

Oregon state transfer tax

Oregon has no real estate transfer tax. Change the price: the amount is recalculated instantly.

Price$507,900
State transfer tax$0
Share of the price—

Default price: the Oregon median value of owner-occupied homes, $507,900 (Census ACS 2025). Rule: No tax is calculated on the price. Recording fees do not rise with the price. Who pays: No transfer tax to assign. Who pays the recording fees is a term of the purchase agreement. Not included: county and city transfer taxes, recording fees, title insurance and lender charges. Oregon transfer tax guide · all 50 states.

If you sell

Capital gain and the federal tax on it

Same federal rule in every state: Section 121 of the Internal Revenue Code excludes up to $250,000 of gain on a main home ($500,000 for a married couple filing jointly).

Capital gain$350,000
Section 121 exclusion$250,000 (limit $250,000)
Taxable gain$100,000
Type of gainLong-term (owned over 1 year), 15% chosen
Federal tax on the gain$15,000

Section 121 excludes $250,000; the rest is taxable.

Gain = sale price minus your adjusted basis (purchase price, buying costs and improvements); selling expenses reduce it (IRS Publication 523). Long-term rates for sales in 2026, by taxable income including the gain (IRS Rev. Proc. 2025-32, section 4.03): 0% up to $49,450 single or $98,900 married filing jointly, 15% up to $545,500 single or $613,700 jointly, 20% above. Not included: Oregon state income tax on the gain (not computed), the net investment income tax, depreciation recapture on a rental or home office, and the reduced exclusion for an early sale. Agent commissions are negotiated and never set by law. Capital gains on a home sale.

Questions about buying a home in Beaverton

How much is property tax in Beaverton?

Homeowners in Washington County pay a median $4,929 a year in property tax, 0.84% of the county median home value of $588,000 (Census ACS 2020-2024). Your bill depends on your assessed value and local rates.

What are closing costs on a mortgage in Beaverton?

Home-purchase mortgages in Washington County carried median total loan costs of $6,906 in 2025; half of the 5,494 loans fell between $4,795 and $12,004 (HMDA). Total loan costs are the lender and settlement-service charges of the Closing Disclosure; transfer taxes and prepaid items come on top.

Is there a transfer tax when you buy a home in Beaverton?

Oregon has no state transfer tax. Article IX, Section 15 of the Oregon Constitution bars the state, cities and counties from taxing the transfer of real property or measuring a tax by its price, except taxes in effect on December 31, 2009. In Multnomah County a deed costs $86 to record for the first page and $5 per extra page.

Is it cheaper to rent or buy in Beaverton?

It depends on your mortgage rate, down payment and how long you stay. As a benchmark, the median value of owner-occupied homes in Beaverton ($569,800) equals 26 years of the median gross rent ($1,826 a month), both from Census ACS 2020-2024.

What natural hazards affect home insurance in Beaverton?

Across Oregon, the main hazards for home insurance are earthquake, tsunami, wildfire, flood and landslide, and the insurer of last resort is Oregon FAIR Plan Association. The Oregon Department of Emergency Management gives about a 37% chance of a 7.1+ Cascadia megathrust earthquake in the next 50 years, and the Oregon FAIR Plan requires two turn-downs from standard insurers with a $600,000 dwelling limit.

Run your own numbers: rent vs buy calculator · closing costs calculator.

Oregon rules that apply in Beaverton

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Sources

Oregon · All states · Federal guides