Payotte study · Purchase tax · 135 areas

Stamp duty on the average home, area by area

The purchase tax a home mover pays on the average home in each of 135 UK areas (SDLT, LBTT or LTT), computed by Payotte from the UK House Price Index, July 2026.

Computed by Payotte from the UK House Price Index (July 2026) and the purchase tax rates of each nation, read on the official pages on 2026-10-14.

In short

On the average home of each area in July 2026, a home mover (not a first-time buyer, no other property) pays the most purchase tax in Kensington and Chelsea (£67,014 on £1,232,640), City of Westminster (£33,839 on £876,788), Camden (£30,758 on £815,159), and the least in Wrexham (£0), Flintshire (£0), East Ayrshire (£0). In 4 areas the average home is below the threshold and pays nothing.

All 135 areas

#	Area	Nation	Average price	Tax for a home mover	Share of the price
1	Kensington and Chelsea	England	£1,232,640	£67,014	5.44%
2	City of Westminster	England	£876,788	£33,839	3.86%
3	Camden	England	£815,159	£30,758	3.77%
4	Hammersmith and Fulham	England	£738,048	£26,902	3.65%
5	Wandsworth	England	£686,076	£24,304	3.54%
6	St Albans	England	£646,781	£22,339	3.45%
7	Merton	England	£615,890	£20,795	3.38%
8	Hackney	England	£605,729	£20,286	3.35%
9	Southwark	England	£572,478	£18,624	3.25%
10	Lambeth	England	£536,623	£16,831	3.14%
11	Lewisham	England	£488,658	£14,433	2.95%
12	Buckinghamshire	England	£479,736	£13,987	2.92%
13	Greenwich	England	£462,589	£13,129	2.84%
14	East Hertfordshire	England	£457,417	£12,871	2.81%
15	Tower Hamlets	England	£447,796	£12,390	2.77%
16	Horsham	England	£441,654	£12,083	2.74%
17	Mid Sussex	England	£430,777	£11,539	2.68%
18	North Hertfordshire	England	£418,857	£10,943	2.61%
19	Brighton and Hove	England	£408,948	£10,447	2.55%
20	Trafford	England	£400,688	£10,034	2.5%
21	Stratford-on-Avon	England	£396,753	£9,838	2.48%
22	Croydon	England	£390,041	£9,502	2.44%
23	New Forest	England	£384,977	£9,249	2.4%
24	Adur	England	£380,120	£9,006	2.37%
25	Warwick	England	£369,220	£8,461	2.29%
26	Test Valley	England	£368,131	£8,407	2.28%
27	Central Bedfordshire	England	£356,758	£7,838	2.2%
28	South Hams	England	£355,483	£7,774	2.19%
29	City of Bristol	England	£352,262	£7,613	2.16%
30	Harborough	England	£347,010	£7,351	2.12%
31	South Gloucestershire	England	£341,833	£7,092	2.07%
32	Solihull	England	£337,112	£6,856	2.03%
33	Bedford	England	£333,824	£6,691	2%
34	Crawley	England	£332,384	£6,619	1.99%
35	Babergh	England	£330,523	£6,526	1.97%
36	Milton Keynes	England	£330,419	£6,521	1.97%
37	Wiltshire	England	£328,746	£6,437	1.96%
38	Dorset	England	£325,154	£6,258	1.92%
39	Mid Suffolk	England	£315,898	£5,795	1.83%
40	North Somerset	England	£313,638	£5,682	1.81%
41	South Staffordshire	England	£310,862	£5,543	1.78%
42	York	England	£310,781	£5,539	1.78%
43	Eastleigh	England	£310,283	£5,514	1.78%
44	Bournemouth Christchurch and Poole	England	£310,094	£5,505	1.78%
45	Cheshire East	England	£309,121	£5,456	1.77%
46	Teignbridge	England	£302,368	£5,118	1.69%
47	Rutland	England	£298,916	£4,946	1.65%
48	Worthing	England	£297,200	£4,860	1.64%
49	City of Edinburgh	Scotland	£303,965	£4,798	1.58%
50	West Northamptonshire	England	£291,929	£4,596	1.57%
51	Blaby	England	£289,282	£4,464	1.54%
52	West Devon	England	£285,834	£4,292	1.5%
53	Exeter	England	£282,696	£4,135	1.46%
54	Somerset	England	£282,062	£4,103	1.45%
55	East Suffolk	England	£276,301	£3,815	1.38%
56	Cornwall	England	£275,642	£3,782	1.37%
57	Shropshire	England	£275,232	£3,762	1.37%
58	Charnwood	England	£273,945	£3,697	1.35%
59	North Yorkshire	England	£270,463	£3,523	1.3%
60	Cheshire West and Chester	England	£270,104	£3,505	1.3%
61	Breckland	England	£268,905	£3,445	1.28%
62	East Dunbartonshire	Scotland	£271,608	£3,180	1.17%
63	Hinckley and Bosworth	England	£260,187	£3,009	1.16%
64	Warrington	England	£260,040	£3,002	1.15%
65	Tendring	England	£259,568	£2,978	1.15%
66	North Northamptonshire	England	£257,807	£2,890	1.12%
67	Cardiff	Wales	£272,252	£2,835	1.04%
68	North East Derbyshire	England	£253,810	£2,691	1.06%
69	Manchester	England	£252,309	£2,615	1.04%
70	Leeds	England	£247,695	£2,454	0.99%
71	Bury	England	£242,437	£2,349	0.97%
72	Southampton	England	£235,977	£2,220	0.94%
73	City of Peterborough	England	£234,690	£2,194	0.93%
74	Birmingham	England	£234,257	£2,185	0.93%
75	Dudley	England	£232,196	£2,144	0.92%
76	Westmorland and Furness	England	£230,449	£2,109	0.92%
77	Salford	England	£229,462	£2,089	0.91%
78	Nuneaton and Bedworth	England	£228,142	£2,063	0.9%
79	Coventry	England	£227,679	£2,054	0.9%
80	Leicester	England	£227,322	£2,046	0.9%
81	Telford and Wrekin	England	£226,893	£2,038	0.9%
82	Sefton	England	£224,289	£1,986	0.89%
83	City of Plymouth	England	£223,161	£1,963	0.88%
84	Wirral	England	£221,849	£1,937	0.87%
85	Ipswich	England	£221,445	£1,929	0.87%
86	Wolverhampton	England	£220,559	£1,911	0.87%
87	East Riding of Yorkshire	England	£220,408	£1,908	0.87%
88	Sheffield	England	£219,713	£1,894	0.86%
89	Oldham	England	£217,171	£1,843	0.85%
90	Walsall	England	£215,329	£1,807	0.84%
91	Bassetlaw	England	£214,281	£1,786	0.83%
92	Northumberland	England	£212,563	£1,751	0.82%
93	Tameside	England	£209,723	£1,694	0.81%
94	Kirklees	England	£208,987	£1,680	0.8%
95	Newcastle upon Tyne	England	£207,547	£1,651	0.8%
96	West Lothian	Scotland	£227,354	£1,647	0.72%
97	Sandwell	England	£205,830	£1,617	0.79%
98	North Tyneside	England	£205,744	£1,615	0.78%
99	Bolton	England	£204,379	£1,588	0.78%
100	Lancaster	England	£202,966	£1,559	0.77%
101	Highland	Scotland	£221,136	£1,523	0.69%
102	Rossendale	England	£199,759	£1,495	0.75%
103	Wakefield	England	£199,347	£1,487	0.75%
104	Halton	England	£194,727	£1,395	0.72%
105	Wigan	England	£194,551	£1,391	0.71%
106	Rotherham	England	£191,496	£1,330	0.69%
107	Calderdale	England	£191,385	£1,328	0.69%
108	Liverpool	England	£189,036	£1,281	0.68%
109	Knowsley	England	£188,527	£1,271	0.67%
110	St Helens	England	£185,154	£1,203	0.65%
111	Aberdeenshire	Scotland	£204,894	£1,198	0.58%
112	Belfast	Northern Ireland	£184,768	£1,195	0.65%
113	Moray	Scotland	£204,008	£1,180	0.58%
114	Bradford	England	£182,766	£1,155	0.63%
115	Bolsover	England	£182,759	£1,155	0.63%
116	North Lincolnshire	England	£179,954	£1,099	0.61%
117	City of Glasgow	Scotland	£193,675	£974	0.5%
118	Doncaster	England	£172,305	£946	0.55%
119	Cumberland	England	£170,966	£919	0.54%
120	South Lanarkshire	Scotland	£185,267	£805	0.43%
121	Powys	Wales	£237,762	£766	0.32%
122	South Tyneside	England	£161,559	£731	0.45%
123	Fife	Scotland	£179,134	£683	0.38%
124	Gateshead	England	£155,550	£611	0.39%
125	Falkirk	Scotland	£173,046	£561	0.32%
126	South Ayrshire	Scotland	£171,905	£538	0.31%
127	Clackmannanshire	Scotland	£166,005	£420	0.25%
128	Hyndburn	England	£141,430	£329	0.23%
129	County Durham	England	£140,447	£309	0.22%
130	North Lanarkshire	Scotland	£158,591	£272	0.17%
131	City of Kingston upon Hull	England	£135,511	£210	0.16%
132	City of Aberdeen	Scotland	£130,689	£0	0%
133	East Ayrshire	Scotland	£138,971	£0	0%
134	Flintshire	Wales	£215,892	£0	0%
135	Wrexham	Wales	£212,778	£0	0%

How Payotte computed it

Tax for a home mover buying the area's average-priced home as their only residence, at the rates in force (SDLT in England and Northern Ireland, LBTT in Scotland, LTT in Wales). Registration fees are not included.

Prices: average prices of the UK House Price Index for July 2026, published by HM Land Registry, Registers of Scotland, Land & Property Services and the ONS. Each area links to its page, with the ten-year trend and a calculator. The data is free to reuse under CC BY 4.0, with a link to this page.

Questions

Where is SDLT highest on the average home in England?

Kensington and Chelsea: £67,014 on £1,232,640. Lowest: City of Kingston upon Hull, £210.

Where is LBTT highest on the average home in Scotland?

City of Edinburgh: £4,798 on £303,965. Lowest: East Ayrshire, £0.

Where is LTT highest on the average home in Wales?

Cardiff: £2,835 on £272,252. Lowest: Wrexham, £0.

Where is SDLT highest on the average home in Northern Ireland?

Belfast: £1,195 on £184,768.

Other Payotte studies

Sources

UK House Price Index (HM Land Registry, Registers of Scotland, Land & Property Services Northern Ireland, ONS). Contains HM Land Registry data © Crown copyright and database right 2020. This data is licensed under the Open Government Licence v3.0.
GOV.UK, Stamp Duty Land Tax: residential property rates (HMRC); Higher rates of Stamp Duty Land Tax (HMRC, last updated 1 April 2025)
Revenue Scotland, LBTT residential property (rates and bands as of 1 April 2021, first-time buyer relief); Scottish Budget 2025-2026: ADS rate 8% for contracts on or after 5 December 2024
Welsh Government, Land Transaction Tax rates and bands (main residential rates from 10 October 2022, higher residential rates from 11 December 2024)

All studies · Stamp duty calculator · All areas