Payotte study · Purchase tax · 135 areas

Stamp duty on the average home, area by area

The purchase tax a home mover pays on the average home in each of 135 UK areas (SDLT, LBTT or LTT), computed by Payotte from the UK House Price Index, August 2026.

Computed by Payotte from the UK House Price Index (August 2026) and the purchase tax rates of each nation, read on the official pages on 2026-10-14.

In short

On the average home of each area in August 2026, a home mover (not a first-time buyer, no other property) pays the most purchase tax in Kensington and Chelsea (£64,157 on £1,204,072), City of Westminster (£34,360 on £887,206), Camden (£29,924 on £798,486), and the least in Wrexham (£0), Flintshire (£0), East Ayrshire (£0). In 4 areas the average home is below the threshold and pays nothing.

All 135 areas

#	Area	Nation	Average price	Tax for a home mover	Share of the price
1	Kensington and Chelsea	England	£1,204,072	£64,157	5.33%
2	City of Westminster	England	£887,206	£34,360	3.87%
3	Camden	England	£798,486	£29,924	3.75%
4	Hammersmith and Fulham	England	£754,825	£27,741	3.68%
5	Wandsworth	England	£694,210	£24,711	3.56%
6	St Albans	England	£655,974	£22,799	3.48%
7	Merton	England	£623,791	£21,190	3.4%
8	Hackney	England	£619,408	£20,970	3.39%
9	Southwark	England	£569,160	£18,458	3.24%
10	Lambeth	England	£540,198	£17,010	3.15%
11	Lewisham	England	£486,416	£14,321	2.94%
12	Buckinghamshire	England	£477,450	£13,873	2.91%
13	Greenwich	England	£462,868	£13,143	2.84%
14	East Hertfordshire	England	£455,973	£12,799	2.81%
15	Tower Hamlets	England	£447,950	£12,398	2.77%
16	Horsham	England	£441,491	£12,075	2.73%
17	Mid Sussex	England	£431,904	£11,595	2.68%
18	North Hertfordshire	England	£422,835	£11,142	2.64%
19	Brighton and Hove	England	£408,240	£10,412	2.55%
20	Croydon	England	£396,718	£9,836	2.48%
21	Stratford-on-Avon	England	£396,711	£9,836	2.48%
22	Trafford	England	£393,897	£9,695	2.46%
23	New Forest	England	£384,564	£9,228	2.4%
24	Adur	England	£378,990	£8,950	2.36%
25	Test Valley	England	£372,289	£8,614	2.31%
26	Warwick	England	£370,924	£8,546	2.3%
27	South Hams	England	£360,616	£8,031	2.23%
28	Central Bedfordshire	England	£355,263	£7,763	2.19%
29	City of Bristol	England	£353,596	£7,680	2.17%
30	Harborough	England	£341,706	£7,085	2.07%
31	South Gloucestershire	England	£335,572	£6,779	2.02%
32	Crawley	England	£332,097	£6,605	1.99%
33	Solihull	England	£332,022	£6,601	1.99%
34	Babergh	England	£331,207	£6,560	1.98%
35	Bedford	England	£330,462	£6,523	1.97%
36	Dorset	England	£328,589	£6,429	1.96%
37	Wiltshire	England	£328,102	£6,405	1.95%
38	Milton Keynes	England	£323,868	£6,193	1.91%
39	Mid Suffolk	England	£317,979	£5,899	1.86%
40	North Somerset	England	£314,307	£5,715	1.82%
41	Eastleigh	England	£312,753	£5,638	1.8%
42	Cheshire East	England	£311,897	£5,595	1.79%
43	York	England	£311,865	£5,593	1.79%
44	Bournemouth Christchurch and Poole	England	£310,176	£5,509	1.78%
45	South Staffordshire	England	£308,695	£5,435	1.76%
46	Rutland	England	£307,406	£5,370	1.75%
47	Worthing	England	£299,075	£4,954	1.66%
48	Teignbridge	England	£298,159	£4,908	1.65%
49	Blaby	England	£293,412	£4,671	1.59%
50	City of Edinburgh	Scotland	£301,313	£4,666	1.55%
51	West Northamptonshire	England	£289,726	£4,486	1.55%
52	Exeter	England	£289,403	£4,470	1.54%
53	West Devon	England	£286,921	£4,346	1.51%
54	Somerset	England	£282,498	£4,125	1.46%
55	East Suffolk	England	£277,949	£3,897	1.4%
56	Shropshire	England	£277,521	£3,876	1.4%
57	Cornwall	England	£274,570	£3,729	1.36%
58	Cheshire West and Chester	England	£270,534	£3,527	1.3%
59	Charnwood	England	£270,351	£3,518	1.3%
60	North Yorkshire	England	£270,080	£3,504	1.3%
61	Breckland	England	£266,835	£3,342	1.25%
62	East Dunbartonshire	Scotland	£273,891	£3,295	1.2%
63	Tendring	England	£260,636	£3,032	1.16%
64	Warrington	England	£259,224	£2,961	1.14%
65	Hinckley and Bosworth	England	£258,960	£2,948	1.14%
66	Cardiff	Wales	£272,443	£2,847	1.04%
67	Manchester	England	£256,760	£2,838	1.11%
68	North East Derbyshire	England	£253,012	£2,651	1.05%
69	North Northamptonshire	England	£252,884	£2,644	1.05%
70	Leeds	England	£246,385	£2,428	0.99%
71	Bury	England	£243,107	£2,362	0.97%
72	Southampton	England	£235,729	£2,215	0.94%
73	Birmingham	England	£234,867	£2,197	0.94%
74	Dudley	England	£233,819	£2,176	0.93%
75	City of Peterborough	England	£231,634	£2,133	0.92%
76	Westmorland and Furness	England	£231,161	£2,123	0.92%
77	Coventry	England	£227,721	£2,054	0.9%
78	Leicester	England	£226,881	£2,038	0.9%
79	Nuneaton and Bedworth	England	£226,730	£2,035	0.9%
80	Ipswich	England	£226,175	£2,024	0.89%
81	Salford	England	£223,323	£1,966	0.88%
82	City of Plymouth	England	£223,229	£1,965	0.88%
83	Telford and Wrekin	England	£221,853	£1,937	0.87%
84	Wirral	England	£221,673	£1,933	0.87%
85	Sefton	England	£221,105	£1,922	0.87%
86	East Riding of Yorkshire	England	£219,871	£1,897	0.86%
87	Sheffield	England	£217,603	£1,852	0.85%
88	Oldham	England	£217,214	£1,844	0.85%
89	Walsall	England	£216,878	£1,838	0.85%
90	Wolverhampton	England	£215,801	£1,816	0.84%
91	Northumberland	England	£213,113	£1,762	0.83%
92	Tameside	England	£213,026	£1,761	0.83%
93	Bassetlaw	England	£211,488	£1,730	0.82%
94	Newcastle upon Tyne	England	£211,255	£1,725	0.82%
95	Kirklees	England	£208,427	£1,669	0.8%
96	Sandwell	England	£207,065	£1,641	0.79%
97	North Tyneside	England	£205,554	£1,611	0.78%
98	West Lothian	Scotland	£225,439	£1,609	0.71%
99	Highland	Scotland	£224,574	£1,591	0.71%
100	Bolton	England	£203,951	£1,579	0.77%
101	Lancaster	England	£203,781	£1,576	0.77%
102	Rossendale	England	£201,483	£1,530	0.76%
103	Wakefield	England	£199,283	£1,486	0.75%
104	Calderdale	England	£197,651	£1,453	0.74%
105	Wigan	England	£194,393	£1,388	0.71%
106	Knowsley	England	£191,550	£1,331	0.69%
107	Rotherham	England	£191,052	£1,321	0.69%
108	Halton	England	£189,435	£1,289	0.68%
109	Liverpool	England	£188,427	£1,269	0.67%
110	St Helens	England	£186,445	£1,229	0.66%
111	Bradford	England	£185,297	£1,206	0.65%
112	Belfast	Northern Ireland	£184,768	£1,195	0.65%
113	Moray	Scotland	£203,371	£1,167	0.57%
114	Bolsover	England	£183,198	£1,164	0.64%
115	Aberdeenshire	Scotland	£200,965	£1,119	0.56%
116	North Lincolnshire	England	£180,345	£1,107	0.61%
117	City of Glasgow	Scotland	£194,382	£988	0.51%
118	Doncaster	England	£172,770	£955	0.55%
119	Cumberland	England	£172,654	£953	0.55%
120	South Lanarkshire	Scotland	£186,196	£824	0.44%
121	Fife	Scotland	£182,463	£749	0.41%
122	Powys	Wales	£237,042	£723	0.3%
123	South Tyneside	England	£160,518	£710	0.44%
124	Gateshead	England	£156,036	£621	0.4%
125	Falkirk	Scotland	£174,164	£583	0.33%
126	South Ayrshire	Scotland	£173,126	£563	0.32%
127	Clackmannanshire	Scotland	£171,154	£523	0.31%
128	Hyndburn	England	£142,964	£359	0.25%
129	North Lanarkshire	Scotland	£161,163	£323	0.2%
130	County Durham	England	£140,788	£316	0.22%
131	City of Kingston upon Hull	England	£136,593	£232	0.17%
132	City of Aberdeen	Scotland	£133,782	£0	0%
133	East Ayrshire	Scotland	£138,206	£0	0%
134	Flintshire	Wales	£214,882	£0	0%
135	Wrexham	Wales	£215,035	£0	0%

How Payotte computed it

Tax for a home mover buying the area's average-priced home as their only residence, at the rates in force (SDLT in England and Northern Ireland, LBTT in Scotland, LTT in Wales). Registration fees are not included.

Prices: average prices of the UK House Price Index for August 2026, published by HM Land Registry, Registers of Scotland, Land & Property Services and the ONS. Each area links to its page, with the ten-year trend and a calculator. The data is free to reuse under CC BY 4.0, with a link to this page.

Questions

Where is SDLT highest on the average home in England?

Kensington and Chelsea: £64,157 on £1,204,072. Lowest: City of Kingston upon Hull, £232.

Where is LBTT highest on the average home in Scotland?

City of Edinburgh: £4,666 on £301,313. Lowest: East Ayrshire, £0.

Where is LTT highest on the average home in Wales?

Cardiff: £2,847 on £272,443. Lowest: Wrexham, £0.

Where is SDLT highest on the average home in Northern Ireland?

Belfast: £1,195 on £184,768.

Other Payotte studies

Sources

UK House Price Index (HM Land Registry, Registers of Scotland, Land & Property Services Northern Ireland, ONS). Contains HM Land Registry data © Crown copyright and database right 2020. This data is licensed under the Open Government Licence v3.0.
GOV.UK, Stamp Duty Land Tax: residential property rates (HMRC); Higher rates of Stamp Duty Land Tax (HMRC, last updated 1 April 2025)
Revenue Scotland, LBTT residential property (rates and bands as of 1 April 2021, first-time buyer relief); Scottish Budget 2025-2026: ADS rate 8% for contracts on or after 5 December 2024
Welsh Government, Land Transaction Tax rates and bands (main residential rates from 10 October 2022, higher residential rates from 11 December 2024)

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