Payotte study · Prices · 134 areas

How many flats is a detached house worth, area by area

The average price of a detached house compared with a flat in 135 UK areas, July 2026, from the UK House Price Index.

Computed by Payotte from the UK House Price Index (July 2026) and the purchase tax rates of each nation, read on the official pages on 2026-10-14.

In short

The average detached house is worth the most flats in Merton (5.8×), Camden (5.4×), City of Westminster (5×), and the fewest in Tower Hamlets (2.1×), Manchester (2.5×), Hackney (2.5×).

All 134 areas

#	Area	Nation	Detached	Flat	Ratio
1	Merton	England	£2,338,085	£405,123	5.8×
2	Camden	England	£3,645,110	£671,443	5.4×
3	City of Westminster	England	£3,892,403	£775,956	5×
4	Wandsworth	England	£2,495,892	£526,813	4.7×
5	Kensington and Chelsea	England	£4,525,386	£971,688	4.7×
6	St Albans	England	£1,258,766	£327,034	3.8×
7	Southwark	England	£1,740,029	£469,796	3.7×
8	Trafford	England	£807,179	£219,596	3.7×
9	Buckinghamshire	England	£858,673	£234,615	3.7×
10	South Lanarkshire	Scotland	£380,724	£104,617	3.6×
11	East Hertfordshire	England	£886,059	£249,522	3.6×
12	Test Valley	England	£601,616	£169,578	3.5×
13	Horsham	England	£765,698	£216,472	3.5×
14	Bedford	England	£567,193	£160,624	3.5×
15	Northumberland	England	£372,800	£105,668	3.5×
16	Telford and Wrekin	England	£354,187	£100,590	3.5×
17	North Hertfordshire	England	£797,923	£226,679	3.5×
18	Central Bedfordshire	England	£609,817	£173,264	3.5×
19	North Lanarkshire	Scotland	£323,497	£92,382	3.5×
20	East Ayrshire	Scotland	£267,805	£77,665	3.4×
21	North Northamptonshire	England	£410,746	£119,159	3.4×
22	Bassetlaw	England	£319,067	£92,966	3.4×
23	Falkirk	Scotland	£348,077	£101,564	3.4×
24	East Dunbartonshire	Scotland	£533,830	£156,101	3.4×
25	Powys	Wales	£327,233	£95,721	3.4×
26	Clackmannanshire	Scotland	£312,677	£91,550	3.4×
27	Breckland	England	£367,443	£108,177	3.4×
28	Somerset	England	£459,732	£135,593	3.4×
29	West Northamptonshire	England	£472,440	£139,838	3.4×
30	City of Peterborough	England	£378,668	£112,497	3.4×
31	Mid Sussex	England	£732,782	£217,740	3.4×
32	Rutland	England	£431,426	£128,926	3.3×
33	Milton Keynes	England	£559,242	£167,700	3.3×
34	Worthing	England	£596,053	£180,014	3.3×
35	South Tyneside	England	£315,020	£95,261	3.3×
36	Croydon	England	£837,514	£253,660	3.3×
37	East Riding of Yorkshire	England	£336,066	£102,025	3.3×
38	Wiltshire	England	£519,207	£158,309	3.3×
39	Warrington	England	£445,962	£136,157	3.3×
40	West Lothian	Scotland	£410,218	£125,382	3.3×
41	Solihull	England	£599,812	£184,659	3.2×
42	Hinckley and Bosworth	England	£383,122	£118,067	3.2×
43	Cheshire West and Chester	England	£439,189	£135,419	3.2×
44	North Lincolnshire	England	£251,526	£77,598	3.2×
45	Cardiff	Wales	£519,113	£160,574	3.2×
46	Bolton	England	£379,292	£117,335	3.2×
47	Cheshire East	England	£501,839	£155,474	3.2×
48	City of Aberdeen	Scotland	£299,438	£92,897	3.2×
49	Eastleigh	England	£525,140	£163,088	3.2×
50	Stratford-on-Avon	England	£610,973	£189,898	3.2×
51	Babergh	England	£484,481	£151,585	3.2×
52	North Somerset	England	£537,256	£168,970	3.2×
53	North Tyneside	England	£382,435	£120,343	3.2×
54	South Gloucestershire	England	£563,508	£177,349	3.2×
55	Teignbridge	England	£478,955	£150,966	3.2×
56	Nuneaton and Bedworth	England	£352,384	£111,101	3.2×
57	Wirral	England	£396,711	£125,091	3.2×
58	Coventry	England	£411,053	£129,664	3.2×
59	South Ayrshire	Scotland	£317,426	£100,297	3.2×
60	Crawley	England	£666,225	£210,537	3.2×
61	Knowsley	England	£303,880	£96,103	3.2×
62	Mid Suffolk	England	£440,159	£139,418	3.2×
63	Charnwood	England	£421,299	£133,487	3.2×
64	Fife	Scotland	£346,998	£110,150	3.2×
65	Wakefield	England	£315,698	£100,223	3.1×
66	Exeter	England	£517,757	£164,900	3.1×
67	Halton	England	£327,290	£104,527	3.1×
68	City of Plymouth	England	£417,813	£133,502	3.1×
69	Sefton	England	£395,919	£126,948	3.1×
70	St Helens	England	£304,863	£97,946	3.1×
71	City of Kingston upon Hull	England	£244,305	£78,654	3.1×
72	Newcastle upon Tyne	England	£397,344	£128,296	3.1×
73	Shropshire	England	£413,721	£133,923	3.1×
74	City of Glasgow	Scotland	£501,979	£162,766	3.1×
75	Dorset	England	£515,191	£167,282	3.1×
76	Bury	England	£412,842	£134,160	3.1×
77	Liverpool	England	£398,405	£129,558	3.1×
78	Calderdale	England	£369,313	£120,197	3.1×
79	Ipswich	England	£394,181	£128,335	3.1×
80	Birmingham	England	£443,346	£144,814	3.1×
81	South Staffordshire	England	£453,103	£148,692	3×
82	County Durham	England	£239,098	£78,510	3×
83	Wolverhampton	England	£350,536	£115,198	3×
84	North Yorkshire	England	£433,208	£142,516	3×
85	Cumberland	England	£284,679	£93,707	3×
86	Warwick	England	£650,692	£214,223	3×
87	Dudley	England	£360,765	£119,130	3×
88	Hammersmith and Fulham	England	£1,716,974	£568,235	3×
89	Bradford	England	£327,395	£108,466	3×
90	Lancaster	England	£348,161	£115,617	3×
91	Kirklees	England	£355,186	£118,081	3×
92	Bolsover	England	£262,430	£87,272	3×
93	Harborough	England	£478,422	£159,660	3×
94	Leeds	England	£454,505	£151,734	3×
95	West Devon	England	£432,599	£144,496	3×
96	Wigan	England	£317,102	£105,966	3×
97	Wrexham	Wales	£317,171	£106,066	3×
98	Gateshead	England	£289,126	£97,082	3×
99	Tameside	England	£365,562	£122,902	3×
100	New Forest	England	£584,457	£196,626	3×
101	Lewisham	England	£1,116,536	£376,322	3×
102	Adur	England	£637,946	£215,087	3×
103	Hyndburn	England	£246,817	£83,420	3×
104	Sandwell	England	£328,663	£111,228	3×
105	Blaby	England	£395,657	£133,960	3×
106	Flintshire	Wales	£311,186	£105,572	2.9×
107	Aberdeenshire	Scotland	£301,147	£102,401	2.9×
108	Westmorland and Furness	England	£391,131	£133,389	2.9×
109	Walsall	England	£354,338	£120,872	2.9×
110	Rotherham	England	£296,313	£101,263	2.9×
111	Doncaster	England	£262,000	£89,652	2.9×
112	Cornwall	England	£421,751	£144,632	2.9×
113	Brighton and Hove	England	£858,475	£295,683	2.9×
114	South Hams	England	£538,845	£186,207	2.9×
115	Rossendale	England	£358,760	£124,055	2.9×
116	East Suffolk	England	£402,375	£139,283	2.9×
117	Oldham	England	£381,798	£132,493	2.9×
118	Sheffield	England	£383,581	£133,576	2.9×
119	Greenwich	England	£1,009,528	£351,675	2.9×
120	Moray	Scotland	£316,545	£110,429	2.9×
121	City of Edinburgh	Scotland	£705,469	£246,563	2.9×
122	City of Bristol	England	£689,391	£241,393	2.9×
123	Salford	England	£447,335	£157,361	2.8×
124	York	England	£510,684	£179,808	2.8×
125	Tendring	England	£368,027	£131,125	2.8×
126	Bournemouth Christchurch and Poole	England	£551,316	£196,471	2.8×
127	North East Derbyshire	England	£345,626	£124,544	2.8×
128	Highland	Scotland	£344,472	£124,443	2.8×
129	Southampton	England	£418,566	£152,827	2.7×
130	Leicester	England	£382,848	£140,724	2.7×
131	Lambeth	England	£1,153,203	£439,289	2.6×
132	Hackney	England	£1,330,617	£524,885	2.5×
133	Manchester	England	£479,953	£195,305	2.5×
134	Tower Hamlets	England	£889,618	£430,120	2.1×

How Payotte computed it

Average prices by property type (UK House Price Index). Detached houses and flats differ in size, so the ratio compares markets, not prices per square metre.

Prices: average prices of the UK House Price Index for July 2026, published by HM Land Registry, Registers of Scotland, Land & Property Services and the ONS. Each area links to its page, with the ten-year trend and a calculator. The data is free to reuse under CC BY 4.0, with a link to this page.

Questions

Where is a detached house cheapest compared with a flat?

Tower Hamlets: £889,618 against £430,120 for a flat.

Other Payotte studies

Sources

UK House Price Index (HM Land Registry, Registers of Scotland, Land & Property Services Northern Ireland, ONS). Contains HM Land Registry data © Crown copyright and database right 2020. This data is licensed under the Open Government Licence v3.0.
GOV.UK, Stamp Duty Land Tax: residential property rates (HMRC); Higher rates of Stamp Duty Land Tax (HMRC, last updated 1 April 2025)
Revenue Scotland, LBTT residential property (rates and bands as of 1 April 2021, first-time buyer relief); Scottish Budget 2025-2026: ADS rate 8% for contracts on or after 5 December 2024
Welsh Government, Land Transaction Tax rates and bands (main residential rates from 10 October 2022, higher residential rates from 11 December 2024)

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