Payotte study · Prices · 134 areas

How many flats is a detached house worth, area by area

The average price of a detached house compared with a flat in 135 UK areas, August 2026, from the UK House Price Index.

Computed by Payotte from the UK House Price Index (August 2026) and the purchase tax rates of each nation, read on the official pages on 2026-10-14.

In short

The average detached house is worth the most flats in Merton (5.8×), Camden (5.4×), City of Westminster (5×), and the fewest in Tower Hamlets (2.1×), Manchester (2.4×), Hackney (2.6×).

All 134 areas

#	Area	Nation	Detached	Flat	Ratio
1	Merton	England	£2,362,655	£409,754	5.8×
2	Camden	England	£3,574,639	£656,955	5.4×
3	City of Westminster	England	£3,935,497	£784,694	5×
4	Wandsworth	England	£2,517,820	£532,028	4.7×
5	Kensington and Chelsea	England	£4,344,621	£947,855	4.6×
6	St Albans	England	£1,274,817	£330,508	3.9×
7	Southwark	England	£1,727,364	£466,671	3.7×
8	Buckinghamshire	England	£852,415	£233,403	3.7×
9	Trafford	England	£789,690	£216,397	3.6×
10	South Lanarkshire	Scotland	£380,098	£105,640	3.6×
11	Test Valley	England	£608,008	£171,723	3.5×
12	East Hertfordshire	England	£878,608	£249,320	3.5×
13	Horsham	England	£763,686	£216,988	3.5×
14	Northumberland	England	£371,788	£106,485	3.5×
15	Bedford	England	£557,923	£159,840	3.5×
16	Telford and Wrekin	England	£345,093	£98,929	3.5×
17	Central Bedfordshire	England	£603,864	£173,335	3.5×
18	North Hertfordshire	England	£798,369	£229,978	3.5×
19	North Lanarkshire	Scotland	£326,341	£94,283	3.5×
20	East Ayrshire	Scotland	£265,173	£77,399	3.4×
21	North Northamptonshire	England	£401,061	£117,641	3.4×
22	Falkirk	Scotland	£348,788	£102,431	3.4×
23	East Dunbartonshire	Scotland	£536,703	£157,717	3.4×
24	Bassetlaw	England	£313,779	£92,239	3.4×
25	Powys	Wales	£325,350	£95,706	3.4×
26	Clackmannanshire	Scotland	£321,216	£94,676	3.4×
27	Somerset	England	£459,165	£136,214	3.4×
28	Breckland	England	£363,192	£108,024	3.4×
29	West Northamptonshire	England	£467,095	£139,615	3.3×
30	Mid Sussex	England	£732,644	£219,137	3.3×
31	City of Peterborough	England	£372,087	£111,710	3.3×
32	Milton Keynes	England	£545,636	£164,484	3.3×
33	Rutland	England	£441,804	£133,333	3.3×
34	Worthing	England	£598,727	£181,456	3.3×
35	South Tyneside	England	£312,438	£94,879	3.3×
36	Croydon	England	£848,183	£257,891	3.3×
37	Warrington	England	£443,902	£135,874	3.3×
38	Wiltshire	England	£517,138	£158,339	3.3×
39	East Riding of Yorkshire	England	£333,758	£102,301	3.3×
40	Solihull	England	£590,344	£181,883	3.2×
41	West Lothian	Scotland	£404,805	£124,950	3.2×
42	Cheshire West and Chester	England	£439,091	£135,806	3.2×
43	North Lincolnshire	England	£251,367	£77,998	3.2×
44	Hinckley and Bosworth	England	£379,839	£118,098	3.2×
45	Bolton	England	£376,034	£117,128	3.2×
46	Stratford-on-Avon	England	£609,696	£190,151	3.2×
47	Cheshire East	England	£504,698	£157,592	3.2×
48	Eastleigh	England	£527,895	£164,961	3.2×
49	Cardiff	Wales	£515,292	£161,334	3.2×
50	City of Aberdeen	Scotland	£303,209	£95,387	3.2×
51	South Gloucestershire	England	£551,374	£173,626	3.2×
52	Babergh	England	£483,902	£152,550	3.2×
53	Wirral	England	£395,663	£125,172	3.2×
54	North Somerset	England	£536,372	£169,859	3.2×
55	Teignbridge	England	£471,265	£149,582	3.2×
56	Coventry	England	£407,173	£129,386	3.1×
57	North Tyneside	England	£379,016	£120,567	3.1×
58	Crawley	England	£662,949	£210,938	3.1×
59	South Ayrshire	Scotland	£317,953	£101,307	3.1×
60	Fife	Scotland	£352,415	£112,580	3.1×
61	Wakefield	England	£314,988	£100,645	3.1×
62	Nuneaton and Bedworth	England	£348,119	£111,371	3.1×
63	Charnwood	England	£413,319	£132,631	3.1×
64	City of Plymouth	England	£417,218	£133,922	3.1×
65	Exeter	England	£526,611	£169,073	3.1×
66	Knowsley	England	£305,093	£98,202	3.1×
67	Mid Suffolk	England	£440,981	£142,118	3.1×
68	Halton	England	£316,315	£102,027	3.1×
69	St Helens	England	£305,687	£98,994	3.1×
70	Birmingham	England	£444,169	£143,861	3.1×
71	Sefton	England	£386,996	£125,367	3.1×
72	City of Kingston upon Hull	England	£244,807	£79,470	3.1×
73	Liverpool	England	£397,175	£128,941	3.1×
74	Shropshire	England	£416,462	£135,574	3.1×
75	Bury	England	£414,043	£134,929	3.1×
76	Dorset	England	£519,998	£169,474	3.1×
77	Ipswich	England	£402,030	£131,096	3.1×
78	Calderdale	England	£380,393	£124,145	3.1×
79	South Staffordshire	England	£449,768	£147,270	3.1×
80	City of Glasgow	Scotland	£498,117	£163,643	3×
81	Hammersmith and Fulham	England	£1,763,936	£579,711	3×
82	Wolverhampton	England	£343,043	£112,899	3×
83	Newcastle upon Tyne	England	£398,736	£131,297	3×
84	North Yorkshire	England	£431,122	£142,783	3×
85	Cumberland	England	£286,152	£94,927	3×
86	County Durham	England	£238,105	£79,042	3×
87	Dudley	England	£362,171	£120,440	3×
88	Bradford	England	£330,266	£110,042	3×
89	Warwick	England	£648,164	£216,221	3×
90	Bolsover	England	£261,339	£87,199	3×
91	Lancaster	England	£347,475	£116,419	3×
92	New Forest	England	£584,165	£195,805	3×
93	Kirklees	England	£352,682	£118,345	3×
94	Wigan	England	£316,388	£106,371	3×
95	Leeds	England	£449,768	£151,317	3×
96	Wrexham	Wales	£319,935	£107,670	3×
97	Harborough	England	£469,722	£158,083	3×
98	Hyndburn	England	£249,874	£84,341	3×
99	West Devon	England	£432,878	£146,185	3×
100	Tameside	England	£370,564	£125,225	3×
101	Lewisham	England	£1,106,429	£374,267	3×
102	Sandwell	England	£329,048	£111,697	2.9×
103	Blaby	England	£400,551	£136,043	2.9×
104	Aberdeenshire	Scotland	£294,811	£100,395	2.9×
105	Gateshead	England	£287,336	£97,856	2.9×
106	Adur	England	£632,543	£215,437	2.9×
107	Flintshire	Wales	£309,244	£105,420	2.9×
108	Doncaster	England	£262,142	£89,570	2.9×
109	Walsall	England	£355,603	£121,871	2.9×
110	Salford	England	£439,476	£150,829	2.9×
111	Westmorland and Furness	England	£390,474	£134,138	2.9×
112	Cornwall	England	£419,340	£144,637	2.9×
113	Brighton and Hove	England	£855,390	£295,136	2.9×
114	Rotherham	England	£293,663	£101,601	2.9×
115	Greenwich	England	£1,011,676	£350,603	2.9×
116	South Hams	England	£545,564	£189,302	2.9×
117	Rossendale	England	£361,572	£125,571	2.9×
118	East Suffolk	England	£403,830	£140,565	2.9×
119	Moray	Scotland	£315,635	£109,934	2.9×
120	Sheffield	England	£379,082	£132,556	2.9×
121	Oldham	England	£378,615	£132,991	2.8×
122	City of Bristol	England	£689,673	£242,445	2.8×
123	York	England	£510,541	£180,669	2.8×
124	City of Edinburgh	Scotland	£691,415	£244,953	2.8×
125	Bournemouth Christchurch and Poole	England	£550,618	£196,969	2.8×
126	Tendring	England	£367,926	£132,634	2.8×
127	Highland	Scotland	£349,591	£126,614	2.8×
128	North East Derbyshire	England	£343,161	£125,327	2.7×
129	Southampton	England	£417,294	£153,068	2.7×
130	Leicester	England	£380,683	£140,344	2.7×
131	Lambeth	England	£1,160,559	£441,815	2.6×
132	Hackney	England	£1,369,433	£535,923	2.6×
133	Manchester	England	£485,089	£199,005	2.4×
134	Tower Hamlets	England	£899,832	£429,851	2.1×

How Payotte computed it

Average prices by property type (UK House Price Index). Detached houses and flats differ in size, so the ratio compares markets, not prices per square metre.

Prices: average prices of the UK House Price Index for August 2026, published by HM Land Registry, Registers of Scotland, Land & Property Services and the ONS. Each area links to its page, with the ten-year trend and a calculator. The data is free to reuse under CC BY 4.0, with a link to this page.

Questions

Where is a detached house cheapest compared with a flat?

Tower Hamlets: £899,832 against £429,851 for a flat.

Other Payotte studies

Sources

UK House Price Index (HM Land Registry, Registers of Scotland, Land & Property Services Northern Ireland, ONS). Contains HM Land Registry data © Crown copyright and database right 2020. This data is licensed under the Open Government Licence v3.0.
GOV.UK, Stamp Duty Land Tax: residential property rates (HMRC); Higher rates of Stamp Duty Land Tax (HMRC, last updated 1 April 2025)
Revenue Scotland, LBTT residential property (rates and bands as of 1 April 2021, first-time buyer relief); Scottish Budget 2025-2026: ADS rate 8% for contracts on or after 5 December 2024
Welsh Government, Land Transaction Tax rates and bands (main residential rates from 10 October 2022, higher residential rates from 11 December 2024)

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