Payotte study · Purchase tax · 134 areas

The purchase tax on the average detached house, area by area

Name: The purchase tax on the average detached house, area by area
Creator: Payotte
License: https://creativecommons.org/licenses/by/4.0/

The tax a home mover pays on the average detached house of 135 UK areas (SDLT, LBTT or LTT), July 2026.

Computed by Payotte from the UK House Price Index (July 2026) and the purchase tax rates of each nation, read on the official pages on 2026-10-14.

In short

On the average detached house, a home mover pays the most tax in Kensington and Chelsea (£456,796 on £4,525,386), City of Westminster (£380,838 on £3,892,403), Camden (£351,163 on £3,645,110), and the least in County Durham (£2,282), City of Kingston upon Hull (£2,386), Hyndburn (£2,436).

All 134 areas

#	Area	Nation	Average detached price	Tax for a home mover
1	Kensington and Chelsea	England	£4,525,386	£456,796
2	City of Westminster	England	£3,892,403	£380,838
3	Camden	England	£3,645,110	£351,163
4	Wandsworth	England	£2,495,892	£213,257
5	Merton	England	£2,338,085	£194,320
6	Southwark	England	£1,740,029	£122,553
7	Hammersmith and Fulham	England	£1,716,974	£119,787
8	Hackney	England	£1,330,617	£76,812
9	St Albans	England	£1,258,766	£69,627
10	Lambeth	England	£1,153,203	£59,070
11	Lewisham	England	£1,116,536	£55,404
12	Greenwich	England	£1,009,528	£44,703
13	City of Edinburgh	Scotland	£705,469	£43,897
14	Tower Hamlets	England	£889,618	£34,481
15	East Hertfordshire	England	£886,059	£34,303
16	Buckinghamshire	England	£858,673	£32,934
17	Brighton and Hove	England	£858,475	£32,924
18	Croydon	England	£837,514	£31,876
19	Trafford	England	£807,179	£30,359
20	North Hertfordshire	England	£797,923	£29,896
21	Horsham	England	£765,698	£28,285
22	East Dunbartonshire	Scotland	£533,830	£26,733
23	Mid Sussex	England	£732,782	£26,639
24	City of Bristol	England	£689,391	£24,470
25	City of Glasgow	Scotland	£501,979	£23,548
26	Crawley	England	£666,225	£23,311
27	Warwick	England	£650,692	£22,535
28	Adur	England	£637,946	£21,897
29	Stratford-on-Avon	England	£610,973	£20,549
30	Central Bedfordshire	England	£609,817	£20,491
31	Test Valley	England	£601,616	£20,081
32	Solihull	England	£599,812	£19,991
33	Worthing	England	£596,053	£19,803
34	Cardiff	Wales	£519,113	£19,433
35	New Forest	England	£584,457	£19,223
36	Bedford	England	£567,193	£18,360
37	South Gloucestershire	England	£563,508	£18,175
38	Milton Keynes	England	£559,242	£17,962
39	Bournemouth Christchurch and Poole	England	£551,316	£17,566
40	South Hams	England	£538,845	£16,942
41	North Somerset	England	£537,256	£16,863
42	Eastleigh	England	£525,140	£16,257
43	Wiltshire	England	£519,207	£15,960
44	Exeter	England	£517,757	£15,888
45	Dorset	England	£515,191	£15,760
46	York	England	£510,684	£15,534
47	Cheshire East	England	£501,839	£15,092
48	West Lothian	Scotland	£410,218	£14,372
49	Babergh	England	£484,481	£14,224
50	Manchester	England	£479,953	£13,998
51	Teignbridge	England	£478,955	£13,948
52	Harborough	England	£478,422	£13,921
53	West Northamptonshire	England	£472,440	£13,622
54	Somerset	England	£459,732	£12,987
55	Leeds	England	£454,505	£12,725
56	South Staffordshire	England	£453,103	£12,655
57	Salford	England	£447,335	£12,367
58	Warrington	England	£445,962	£12,298
59	Birmingham	England	£443,346	£12,167
60	Mid Suffolk	England	£440,159	£12,008
61	Cheshire West and Chester	England	£439,189	£11,959
62	North Yorkshire	England	£433,208	£11,660
63	West Devon	England	£432,599	£11,630
64	Rutland	England	£431,426	£11,571
65	South Lanarkshire	Scotland	£380,724	£11,422
66	Cornwall	England	£421,751	£11,088
67	Charnwood	England	£421,299	£11,065
68	Southampton	England	£418,566	£10,928
69	City of Plymouth	England	£417,813	£10,891
70	Shropshire	England	£413,721	£10,686
71	Bury	England	£412,842	£10,642
72	Coventry	England	£411,053	£10,553
73	North Northamptonshire	England	£410,746	£10,537
74	East Suffolk	England	£402,375	£10,119
75	Liverpool	England	£398,405	£9,920
76	Newcastle upon Tyne	England	£397,344	£9,867
77	Wirral	England	£396,711	£9,836
78	Sefton	England	£395,919	£9,796
79	Blaby	England	£395,657	£9,783
80	Ipswich	England	£394,181	£9,709
81	Westmorland and Furness	England	£391,131	£9,557
82	Sheffield	England	£383,581	£9,179
83	Hinckley and Bosworth	England	£383,122	£9,156
84	Leicester	England	£382,848	£9,142
85	North Tyneside	England	£382,435	£9,122
86	Oldham	England	£381,798	£9,090
87	Bolton	England	£379,292	£8,965
88	City of Peterborough	England	£378,668	£8,933
89	Northumberland	England	£372,800	£8,640
90	Calderdale	England	£369,313	£8,466
91	Tendring	England	£368,027	£8,401
92	Breckland	England	£367,443	£8,372
93	Tameside	England	£365,562	£8,278
94	Falkirk	Scotland	£348,077	£8,158
95	Fife	Scotland	£346,998	£8,050
96	Dudley	England	£360,765	£8,038
97	Rossendale	England	£358,760	£7,938
98	Highland	Scotland	£344,472	£7,797
99	Kirklees	England	£355,186	£7,759
100	Walsall	England	£354,338	£7,717
101	Telford and Wrekin	England	£354,187	£7,709
102	Nuneaton and Bedworth	England	£352,384	£7,619
103	Wolverhampton	England	£350,536	£7,527
104	Lancaster	England	£348,161	£7,408
105	North East Derbyshire	England	£345,626	£7,281
106	East Riding of Yorkshire	England	£336,066	£6,803
107	Sandwell	England	£328,663	£6,433
108	Bradford	England	£327,395	£6,370
109	Halton	England	£327,290	£6,365
110	Powys	Wales	£327,233	£6,134
111	Bassetlaw	England	£319,067	£5,953
112	Wigan	England	£317,102	£5,855
113	Wakefield	England	£315,698	£5,785
114	North Lanarkshire	Scotland	£323,497	£5,775
115	South Tyneside	England	£315,020	£5,751
116	Wrexham	Wales	£317,171	£5,530
117	South Ayrshire	Scotland	£317,426	£5,471
118	Moray	Scotland	£316,545	£5,427
119	St Helens	England	£304,863	£5,243
120	Clackmannanshire	Scotland	£312,677	£5,234
121	Knowsley	England	£303,880	£5,194
122	Flintshire	Wales	£311,186	£5,171
123	Rotherham	England	£296,313	£4,816
124	Aberdeenshire	Scotland	£301,147	£4,657
125	City of Aberdeen	Scotland	£299,438	£4,572
126	Gateshead	England	£289,126	£4,456
127	Cumberland	England	£284,679	£4,234
128	Bolsover	England	£262,430	£3,122
129	Doncaster	England	£262,000	£3,100
130	East Ayrshire	Scotland	£267,805	£2,990
131	North Lincolnshire	England	£251,526	£2,576
132	Hyndburn	England	£246,817	£2,436
133	City of Kingston upon Hull	England	£244,305	£2,386
134	County Durham	England	£239,098	£2,282

How Payotte computed it

Tax for a home mover buying the average detached house of the area as their only residence, at the rates of each nation.

Prices: average prices of the UK House Price Index for July 2026, published by HM Land Registry, Registers of Scotland, Land & Property Services and the ONS. Each area links to its page, with the ten-year trend and a calculator. The data is free to reuse under CC BY 4.0, with a link to this page.

Other Payotte studies

Sources

UK House Price Index (HM Land Registry, Registers of Scotland, Land & Property Services Northern Ireland, ONS). Contains HM Land Registry data © Crown copyright and database right 2020. This data is licensed under the Open Government Licence v3.0.
GOV.UK, Stamp Duty Land Tax: residential property rates (HMRC); Higher rates of Stamp Duty Land Tax (HMRC, last updated 1 April 2025)
Revenue Scotland, LBTT residential property (rates and bands as of 1 April 2021, first-time buyer relief); Scottish Budget 2025-2026: ADS rate 8% for contracts on or after 5 December 2024
Welsh Government, Land Transaction Tax rates and bands (main residential rates from 10 October 2022, higher residential rates from 11 December 2024)

All studies · Stamp duty calculator · All areas