Payotte study · Purchase tax · 134 areas

The purchase tax on the average flat, area by area

Name: The purchase tax on the average flat, area by area
Creator: Payotte
License: https://creativecommons.org/licenses/by/4.0/

The tax a home mover and a first-time buyer pay on the average flat of 135 UK areas, August 2026.

Computed by Payotte from the UK House Price Index (August 2026) and the purchase tax rates of each nation, read on the official pages on 2026-10-14.

In short

On the average flat, a home mover pays nothing in 50 of the 134 areas, and a first-time buyer nothing in 120. The highest bills for a home mover are in Kensington and Chelsea (£38,536 on £947,855), City of Westminster (£29,235 on £784,694), Camden (£22,848 on £656,955).

All 134 areas

#	Area	Nation	Average flat price	Home mover	First-time buyer
1	Kensington and Chelsea	England	£947,855	£38,536	£38,536
2	City of Westminster	England	£784,694	£29,235	£29,235
3	Camden	England	£656,955	£22,848	£22,848
4	Hammersmith and Fulham	England	£579,711	£18,986	£18,986
5	Hackney	England	£535,923	£16,796	£16,796
6	Wandsworth	England	£532,028	£16,601	£16,601
7	Southwark	England	£466,671	£13,334	£8,334
8	Lambeth	England	£441,815	£12,091	£7,091
9	Tower Hamlets	England	£429,851	£11,493	£6,493
10	Merton	England	£409,754	£10,488	£5,488
11	Lewisham	England	£374,267	£8,713	£3,713
12	Greenwich	England	£350,603	£7,530	£2,530
13	St Albans	England	£330,508	£6,525	£1,525
14	Brighton and Hove	England	£295,136	£4,757	£0
15	Croydon	England	£257,891	£2,895	£0
16	East Hertfordshire	England	£249,320	£2,486	£0
17	City of Bristol	England	£242,445	£2,349	£0
18	Buckinghamshire	England	£233,403	£2,168	£0
19	North Hertfordshire	England	£229,978	£2,100	£0
20	City of Edinburgh	Scotland	£244,953	£1,999	£1,399
21	Mid Sussex	England	£219,137	£1,883	£0
22	Horsham	England	£216,988	£1,840	£0
23	Trafford	England	£216,397	£1,828	£0
24	Warwick	England	£216,221	£1,824	£0
25	Adur	England	£215,437	£1,809	£0
26	Crawley	England	£210,938	£1,719	£0
27	Manchester	England	£199,005	£1,480	£0
28	Bournemouth Christchurch and Poole	England	£196,969	£1,439	£0
29	New Forest	England	£195,805	£1,416	£0
30	Stratford-on-Avon	England	£190,151	£1,303	£0
31	South Hams	England	£189,302	£1,286	£0
32	Solihull	England	£181,883	£1,138	£0
33	Worthing	England	£181,456	£1,129	£0
34	York	England	£180,669	£1,113	£0
35	South Gloucestershire	England	£173,626	£973	£0
36	Central Bedfordshire	England	£173,335	£967	£0
37	Test Valley	England	£171,723	£934	£0
38	North Somerset	England	£169,859	£897	£0
39	Dorset	England	£169,474	£889	£0
40	Exeter	England	£169,073	£881	£0
41	Eastleigh	England	£164,961	£799	£0
42	Milton Keynes	England	£164,484	£790	£0
43	Bedford	England	£159,840	£697	£0
44	Wiltshire	England	£158,339	£667	£0
45	Harborough	England	£158,083	£662	£0
46	Cheshire East	England	£157,592	£652	£0
47	Southampton	England	£153,068	£561	£0
48	Babergh	England	£152,550	£551	£0
49	Leeds	England	£151,317	£526	£0
50	Salford	England	£150,829	£517	£0
51	Teignbridge	England	£149,582	£492	£0
52	South Staffordshire	England	£147,270	£445	£0
53	West Devon	England	£146,185	£424	£0
54	Cornwall	England	£144,637	£393	£0
55	Birmingham	England	£143,861	£377	£0
56	City of Glasgow	Scotland	£163,643	£373	£0
57	North Yorkshire	England	£142,783	£356	£0
58	Mid Suffolk	England	£142,118	£342	£0
59	East Suffolk	England	£140,565	£311	£0
60	Leicester	England	£140,344	£307	£0
61	West Northamptonshire	England	£139,615	£292	£0
62	East Dunbartonshire	Scotland	£157,717	£254	£0
63	Somerset	England	£136,214	£224	£0
64	Blaby	England	£136,043	£221	£0
65	Warrington	England	£135,874	£217	£0
66	Cheshire West and Chester	England	£135,806	£216	£0
67	Shropshire	England	£135,574	£211	£0
68	Bury	England	£134,929	£199	£0
69	Westmorland and Furness	England	£134,138	£183	£0
70	City of Plymouth	England	£133,922	£178	£0
71	Rutland	England	£133,333	£167	£0
72	Oldham	England	£132,991	£160	£0
73	Tendring	England	£132,634	£153	£0
74	Charnwood	England	£132,631	£153	£0
75	Sheffield	England	£132,556	£151	£0
76	Newcastle upon Tyne	England	£131,297	£126	£0
77	Ipswich	England	£131,096	£122	£0
78	Coventry	England	£129,386	£88	£0
79	Liverpool	England	£128,941	£79	£0
80	Rossendale	England	£125,571	£11	£0
81	Sefton	England	£125,367	£7	£0
82	North East Derbyshire	England	£125,327	£7	£0
83	Tameside	England	£125,225	£5	£0
84	Wirral	England	£125,172	£3	£0
85	Aberdeenshire	Scotland	£100,395	£0	£0
86	Bassetlaw	England	£92,239	£0	£0
87	Bolsover	England	£87,199	£0	£0
88	Bolton	England	£117,128	£0	£0
89	Bradford	England	£110,042	£0	£0
90	Breckland	England	£108,024	£0	£0
91	Calderdale	England	£124,145	£0	£0
92	Cardiff	Wales	£161,334	£0	£0
93	City of Aberdeen	Scotland	£95,387	£0	£0
94	City of Kingston upon Hull	England	£79,470	£0	£0
95	City of Peterborough	England	£111,710	£0	£0
96	Clackmannanshire	Scotland	£94,676	£0	£0
97	County Durham	England	£79,042	£0	£0
98	Cumberland	England	£94,927	£0	£0
99	Doncaster	England	£89,570	£0	£0
100	Dudley	England	£120,440	£0	£0
101	East Ayrshire	Scotland	£77,399	£0	£0
102	East Riding of Yorkshire	England	£102,301	£0	£0
103	Falkirk	Scotland	£102,431	£0	£0
104	Fife	Scotland	£112,580	£0	£0
105	Flintshire	Wales	£105,420	£0	£0
106	Gateshead	England	£97,856	£0	£0
107	Halton	England	£102,027	£0	£0
108	Highland	Scotland	£126,614	£0	£0
109	Hinckley and Bosworth	England	£118,098	£0	£0
110	Hyndburn	England	£84,341	£0	£0
111	Kirklees	England	£118,345	£0	£0
112	Knowsley	England	£98,202	£0	£0
113	Lancaster	England	£116,419	£0	£0
114	Moray	Scotland	£109,934	£0	£0
115	North Lanarkshire	Scotland	£94,283	£0	£0
116	North Lincolnshire	England	£77,998	£0	£0
117	North Northamptonshire	England	£117,641	£0	£0
118	North Tyneside	England	£120,567	£0	£0
119	Northumberland	England	£106,485	£0	£0
120	Nuneaton and Bedworth	England	£111,371	£0	£0
121	Powys	Wales	£95,706	£0	£0
122	Rotherham	England	£101,601	£0	£0
123	Sandwell	England	£111,697	£0	£0
124	South Ayrshire	Scotland	£101,307	£0	£0
125	South Lanarkshire	Scotland	£105,640	£0	£0
126	South Tyneside	England	£94,879	£0	£0
127	St Helens	England	£98,994	£0	£0
128	Telford and Wrekin	England	£98,929	£0	£0
129	Wakefield	England	£100,645	£0	£0
130	Walsall	England	£121,871	£0	£0
131	West Lothian	Scotland	£124,950	£0	£0
132	Wigan	England	£106,371	£0	£0
133	Wolverhampton	England	£112,899	£0	£0
134	Wrexham	Wales	£107,670	£0	£0

How Payotte computed it

Tax on the average flat of the area for a home mover and for a first-time buyer, with each nation's rates and reliefs.

Prices: average prices of the UK House Price Index for August 2026, published by HM Land Registry, Registers of Scotland, Land & Property Services and the ONS. Each area links to its page, with the ten-year trend and a calculator. The data is free to reuse under CC BY 4.0, with a link to this page.

Other Payotte studies

Sources

UK House Price Index (HM Land Registry, Registers of Scotland, Land & Property Services Northern Ireland, ONS). Contains HM Land Registry data © Crown copyright and database right 2020. This data is licensed under the Open Government Licence v3.0.
GOV.UK, Stamp Duty Land Tax: residential property rates (HMRC); Higher rates of Stamp Duty Land Tax (HMRC, last updated 1 April 2025)
Revenue Scotland, LBTT residential property (rates and bands as of 1 April 2021, first-time buyer relief); Scottish Budget 2025-2026: ADS rate 8% for contracts on or after 5 December 2024
Welsh Government, Land Transaction Tax rates and bands (main residential rates from 10 October 2022, higher residential rates from 11 December 2024)

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