Payotte study · Purchase tax · 134 areas

The purchase tax on the average flat, area by area

Name: The purchase tax on the average flat, area by area
Creator: Payotte
License: https://creativecommons.org/licenses/by/4.0/

The tax a home mover and a first-time buyer pay on the average flat of 135 UK areas, July 2026.

Computed by Payotte from the UK House Price Index (July 2026) and the purchase tax rates of each nation, read on the official pages on 2026-10-14.

In short

On the average flat, a home mover pays nothing in 53 of the 134 areas, and a first-time buyer nothing in 120. The highest bills for a home mover are in Kensington and Chelsea (£40,919 on £971,688), City of Westminster (£28,798 on £775,956), Camden (£23,572 on £671,443).

All 134 areas

#	Area	Nation	Average flat price	Home mover	First-time buyer
1	Kensington and Chelsea	England	£971,688	£40,919	£40,919
2	City of Westminster	England	£775,956	£28,798	£28,798
3	Camden	England	£671,443	£23,572	£23,572
4	Hammersmith and Fulham	England	£568,235	£18,412	£18,412
5	Wandsworth	England	£526,813	£16,341	£16,341
6	Hackney	England	£524,885	£16,244	£16,244
7	Southwark	England	£469,796	£13,490	£8,490
8	Lambeth	England	£439,289	£11,964	£6,964
9	Tower Hamlets	England	£430,120	£11,506	£6,506
10	Merton	England	£405,123	£10,256	£5,256
11	Lewisham	England	£376,322	£8,816	£3,816
12	Greenwich	England	£351,675	£7,584	£2,584
13	St Albans	England	£327,034	£6,352	£1,352
14	Brighton and Hove	England	£295,683	£4,784	£0
15	Croydon	England	£253,660	£2,683	£0
16	East Hertfordshire	England	£249,522	£2,490	£0
17	City of Bristol	England	£241,393	£2,328	£0
18	Buckinghamshire	England	£234,615	£2,192	£0
19	North Hertfordshire	England	£226,679	£2,034	£0
20	City of Edinburgh	Scotland	£246,563	£2,031	£1,431
21	Trafford	England	£219,596	£1,892	£0
22	Mid Sussex	England	£217,740	£1,855	£0
23	Horsham	England	£216,472	£1,829	£0
24	Adur	England	£215,087	£1,802	£0
25	Warwick	England	£214,223	£1,784	£0
26	Crawley	England	£210,537	£1,711	£0
27	New Forest	England	£196,626	£1,433	£0
28	Bournemouth Christchurch and Poole	England	£196,471	£1,429	£0
29	Manchester	England	£195,305	£1,406	£0
30	Stratford-on-Avon	England	£189,898	£1,298	£0
31	South Hams	England	£186,207	£1,224	£0
32	Solihull	England	£184,659	£1,193	£0
33	Worthing	England	£180,014	£1,100	£0
34	York	England	£179,808	£1,096	£0
35	South Gloucestershire	England	£177,349	£1,047	£0
36	Central Bedfordshire	England	£173,264	£965	£0
37	Test Valley	England	£169,578	£892	£0
38	North Somerset	England	£168,970	£879	£0
39	Milton Keynes	England	£167,700	£854	£0
40	Dorset	England	£167,282	£846	£0
41	Exeter	England	£164,900	£798	£0
42	Eastleigh	England	£163,088	£762	£0
43	Bedford	England	£160,624	£712	£0
44	Harborough	England	£159,660	£693	£0
45	Wiltshire	England	£158,309	£666	£0
46	Salford	England	£157,361	£647	£0
47	Cheshire East	England	£155,474	£609	£0
48	Southampton	England	£152,827	£557	£0
49	Leeds	England	£151,734	£535	£0
50	Babergh	England	£151,585	£532	£0
51	Teignbridge	England	£150,966	£519	£0
52	South Staffordshire	England	£148,692	£474	£0
53	Birmingham	England	£144,814	£396	£0
54	Cornwall	England	£144,632	£393	£0
55	West Devon	England	£144,496	£390	£0
56	City of Glasgow	Scotland	£162,766	£355	£0
57	North Yorkshire	England	£142,516	£350	£0
58	Leicester	England	£140,724	£314	£0
59	West Northamptonshire	England	£139,838	£297	£0
60	Mid Suffolk	England	£139,418	£288	£0
61	East Suffolk	England	£139,283	£286	£0
62	Warrington	England	£136,157	£223	£0
63	East Dunbartonshire	Scotland	£156,101	£222	£0
64	Somerset	England	£135,593	£212	£0
65	Cheshire West and Chester	England	£135,419	£208	£0
66	Bury	England	£134,160	£183	£0
67	Blaby	England	£133,960	£179	£0
68	Shropshire	England	£133,923	£178	£0
69	Sheffield	England	£133,576	£172	£0
70	City of Plymouth	England	£133,502	£170	£0
71	Charnwood	England	£133,487	£170	£0
72	Westmorland and Furness	England	£133,389	£168	£0
73	Oldham	England	£132,493	£150	£0
74	Tendring	England	£131,125	£123	£0
75	Coventry	England	£129,664	£93	£0
76	Liverpool	England	£129,558	£91	£0
77	Rutland	England	£128,926	£79	£0
78	Ipswich	England	£128,335	£67	£0
79	Newcastle upon Tyne	England	£128,296	£66	£0
80	Sefton	England	£126,948	£39	£0
81	Wirral	England	£125,091	£2	£0
82	Aberdeenshire	Scotland	£102,401	£0	£0
83	Bassetlaw	England	£92,966	£0	£0
84	Bolsover	England	£87,272	£0	£0
85	Bolton	England	£117,335	£0	£0
86	Bradford	England	£108,466	£0	£0
87	Breckland	England	£108,177	£0	£0
88	Calderdale	England	£120,197	£0	£0
89	Cardiff	Wales	£160,574	£0	£0
90	City of Aberdeen	Scotland	£92,897	£0	£0
91	City of Kingston upon Hull	England	£78,654	£0	£0
92	City of Peterborough	England	£112,497	£0	£0
93	Clackmannanshire	Scotland	£91,550	£0	£0
94	County Durham	England	£78,510	£0	£0
95	Cumberland	England	£93,707	£0	£0
96	Doncaster	England	£89,652	£0	£0
97	Dudley	England	£119,130	£0	£0
98	East Ayrshire	Scotland	£77,665	£0	£0
99	East Riding of Yorkshire	England	£102,025	£0	£0
100	Falkirk	Scotland	£101,564	£0	£0
101	Fife	Scotland	£110,150	£0	£0
102	Flintshire	Wales	£105,572	£0	£0
103	Gateshead	England	£97,082	£0	£0
104	Halton	England	£104,527	£0	£0
105	Highland	Scotland	£124,443	£0	£0
106	Hinckley and Bosworth	England	£118,067	£0	£0
107	Hyndburn	England	£83,420	£0	£0
108	Kirklees	England	£118,081	£0	£0
109	Knowsley	England	£96,103	£0	£0
110	Lancaster	England	£115,617	£0	£0
111	Moray	Scotland	£110,429	£0	£0
112	North East Derbyshire	England	£124,544	£0	£0
113	North Lanarkshire	Scotland	£92,382	£0	£0
114	North Lincolnshire	England	£77,598	£0	£0
115	North Northamptonshire	England	£119,159	£0	£0
116	North Tyneside	England	£120,343	£0	£0
117	Northumberland	England	£105,668	£0	£0
118	Nuneaton and Bedworth	England	£111,101	£0	£0
119	Powys	Wales	£95,721	£0	£0
120	Rossendale	England	£124,055	£0	£0
121	Rotherham	England	£101,263	£0	£0
122	Sandwell	England	£111,228	£0	£0
123	South Ayrshire	Scotland	£100,297	£0	£0
124	South Lanarkshire	Scotland	£104,617	£0	£0
125	South Tyneside	England	£95,261	£0	£0
126	St Helens	England	£97,946	£0	£0
127	Tameside	England	£122,902	£0	£0
128	Telford and Wrekin	England	£100,590	£0	£0
129	Wakefield	England	£100,223	£0	£0
130	Walsall	England	£120,872	£0	£0
131	West Lothian	Scotland	£125,382	£0	£0
132	Wigan	England	£105,966	£0	£0
133	Wolverhampton	England	£115,198	£0	£0
134	Wrexham	Wales	£106,066	£0	£0

How Payotte computed it

Tax on the average flat of the area for a home mover and for a first-time buyer, with each nation's rates and reliefs.

Prices: average prices of the UK House Price Index for July 2026, published by HM Land Registry, Registers of Scotland, Land & Property Services and the ONS. Each area links to its page, with the ten-year trend and a calculator. The data is free to reuse under CC BY 4.0, with a link to this page.

Other Payotte studies

Sources

UK House Price Index (HM Land Registry, Registers of Scotland, Land & Property Services Northern Ireland, ONS). Contains HM Land Registry data © Crown copyright and database right 2020. This data is licensed under the Open Government Licence v3.0.
GOV.UK, Stamp Duty Land Tax: residential property rates (HMRC); Higher rates of Stamp Duty Land Tax (HMRC, last updated 1 April 2025)
Revenue Scotland, LBTT residential property (rates and bands as of 1 April 2021, first-time buyer relief); Scottish Budget 2025-2026: ADS rate 8% for contracts on or after 5 December 2024
Welsh Government, Land Transaction Tax rates and bands (main residential rates from 10 October 2022, higher residential rates from 11 December 2024)

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