Dossier · Payotte — updated July 2026

Notary fees when buying a home in Quebec: what to budget

The real ranges, who pays what between buyer and seller, what moves the bill — and what is NOT in the fees. Sources cited, no invented figures.

In brief

For a residential purchase in Quebec, budget roughly $1,000 to $2,500 in notary fees, plus about $450 to $500 in related costs (disbursements, searches, Land Register registration). The professional association of Quebec notaries cited minimum buyer fees of about $1,200 (APNQ, quoted by La Presse, January 2021), and the Chambre des notaires confirms there is no mandatory tariff: every notary sets their own prices — ask for a written quote. Transfer duties (the "welcome tax") are separate — they go to the municipality, not the notary.

The bill, line by line

ItemRangeWho pays
Notary fees (purchase with a mortgage)$1,000 – $2,500Buyer
Related costs and disbursements (searches, copies, Land Register registrations)≈ $450 – $500Buyer
GST + QST on fees≈ 15% of feesBuyer
Discharge of the seller's old mortgageBilled separatelySeller
Transfer duties ("welcome tax")Price-based — e.g. ≈ $5,611 at $500,000Buyer (to the municipality, not the notary)

Indicative ranges: no province publishes an official schedule of legal fees — the Chambre des notaires du Québec confirms no mandatory tariff exists. Minimum buyer fees of about $1,200 per the APNQ (quoted by La Presse, January 2021). Always confirm with a written local quote.

Why the bill varies so much

Two notaries can bill the same file very differently — that is legal, and it is why shopping around pays. What drives the bill up: a mortgage deed to receive (two deeds instead of one), an expired or missing certificate of location (the seller must order a new one), multiple lots or a divided co-ownership, an untraceable discharge on the old mortgage, or complex adjustments (taxes, oil, rents on a plex).

Before committing, ask for a written service contract spelling out what is included — fees, disbursements, registrations — and what will be billed on top. That is the Chambre des notaires' own recommendation.

What the notary does for that price

The fees buy real protection: the title examination (the chain of ownership at the Land Register), tax and charge checks, preparing and receiving the deed of sale and the mortgage deed, holding funds in trust, the adjustments between the parties and registering your rights. The detail of those checks — and the disasters they prevent — is in our pillar "The lawyer at closing".

In Quebec, the notary is not optional: they receive the deed of sale and publish your rights. The buyer chooses the notary — a right often given up by default to "the broker's notary".

What is NOT in the notary fees

Three neighbouring expenses cause confusion. Transfer duties (the "welcome tax") are charged by the municipality — the notary only warns you the bill is coming: for example, about $5,611 on a $500,000 purchase at the base scale, more in municipalities with higher brackets — the exact math is in our welcome-tax dossier. The certificate of location is paid by the seller (unless agreed otherwise). And optional title insurance runs about $150 to $400.

For the full bill of a purchase — down payment, inspection, mortgage insurance, transfer tax, notary — see our closing costs by province.

Frequently asked questions

How much does a notary cost when buying a home in Quebec?

For a residential purchase in Quebec, budget roughly $1,000 to $2,500 in notary fees, plus about $450 to $500 in related costs (disbursements, searches, Land Register registration). The professional association of Quebec notaries cited minimum buyer fees of about $1,200 (APNQ, quoted by La Presse, January 2021), and the Chambre des notaires confirms there is no mandatory tariff: every notary sets their own prices — ask for a written quote. Transfer duties (the "welcome tax") are separate — they go to the municipality, not the notary.

Who pays the notary: the buyer or the seller?

The buyer chooses the notary and pays most of the bill (deed of sale, mortgage deed, disbursements). The seller pays the discharge of their old mortgage and, unless agreed otherwise, an up-to-date certificate of location.

Are notary fees negotiable?

Yes — there is no mandatory tariff (Chambre des notaires du Québec). Two firms can bill the same file very differently. Get 2-3 written quotes describing your situation (mortgage or not, property type) and compare what is included, not just the number.

Why is my quote higher than the range?

The usual drivers: a mortgage deed to receive (two deeds), a certificate of location to redo, multiple lots or a co-ownership, an untraceable discharge, complex adjustments. The $1,000–$2,500 range is for a simple residential purchase; a complicated file can legitimately cost more — get the detail in writing.

Is the welcome tax part of the notary fees?

No. Transfer duties go to the municipality — the notary does not touch them. The bill arrives by mail weeks or months after closing. At $500,000, expect about $5,611 at the base scale (more in Montreal and cities with higher brackets).

Sources

Related reading — our data dossiers

Need a notary for your purchase?

Payotte names a single verified notary per sector in Quebec — selected on public data (Google reviews, experience, the Order's roll), never on payment.

Find a verified notary