In short
A sale is figured in three steps: the price (the real-time estimate below gives a ballpark from public data, and the realtor refines it), the time to sell in your city, then what you keep after the commission, the mortgage discharge and any tax. The guides below detail each item.
The tools
Price and timing
- How much does a home appraisal cost — and how to verify the appraiser
$350 to $650 for a standard home, $700 to $1,500 for a tax-purpose report (August 2026 observations — no official schedule exists). Who pays, the…
- How long does it take to sell a house? City by city
Average days on market (DOM) and months of inventory in ~42 Canadian cities — board-published figures, dated per city, with the buyer's / balanced /…
What the sale costs and nets
- How much does a real estate agent cost? Commission, by province
On average ~2.04% per agent (~4.09% total for the seller) — from 1.78% in B.C. to 2.83% in Newfoundland (2026 study, 979 verified transactions). Who…
- Selling your home: calculating your net proceeds (Canada 2026)
The sale price is not what you pocket: commission and taxes (~$28,744 on $500,000 at 5% in Quebec), balance and discharge, survey or certificate of…
- Tax on selling a property: who pays, on what, and how much
Your principal residence is probably exempt — but the sale must still be reported. Cottages, partly owner-occupied plexes, changes of use and inherited…
- Who pays what: the buyer's bill and the seller's bill, line by line
The buyer pays to acquire (land transfer tax, lawyer or notary, inspection, title insurance, adjustments); the seller pays to exit (commission,…
Buying before selling
- Bridge loan: buying before selling (Canada 2026)
A bridge loan advances the down payment locked in your unsold home, for the overlap between purchase and sale. Quantified cost: about $1,650 to bridge…
The professionals
Frequently asked questions
What is my home worth?
The real-time estimate gives a ballpark from your assessed value and your municipality’s public data. For a listing price, the realtor compares recent sales; for an independent value, a certified appraiser.
How much does a realtor cost?
The commission is negotiable; the commission guide gives common practice and the taxes added to it, province by province.
Will I pay tax on my sale?
Not on a principal residence designated for every year owned; otherwise the capital gain is taxable. The tax-on-sale guide explains the cases.