In short
In Ontario, 233 verified housing programs are available to individuals, federal programs included. The largest: Disaster Recovery Assistance for Ontarians (DRAO), up to $250,000; Home Buyers' Plan (HBP), $60,000 limit; The Ontario New Home Affordability Payment, up to $50,000. 19 are on hold (waiting list or reopening with no date).
Buy
| Program | Amount | Status |
|---|---|---|
| Home Buyers' Plan (HBP)Canada Revenue Agency · Federal | $60,000 limit | Open |
| First Home Savings Account (FHSA)Canada Revenue Agency · Federal | $40,000 limit | Open |
| Affordable Homeownership ProgramMunicipality of Chatham-Kent, Housing Services · Chatham-Kent · Municipal | Up to $25,000 | Openstatus not shown by the agency |
See all 20 programs: home buying programs in Ontario →
A mortgage broker builds the financing around these programs. See verified professionals →
Renovate
| Program | Amount | Status |
|---|---|---|
| Disaster Recovery Assistance for Ontarians (DRAO)Ministère des Affaires municipales et du Logement de l'Ontario · Provincial | Up to $250,000 | Openstatus not shown by the agency |
| Home Energy Loan Program (HELP)City of Toronto · Toronto · Municipal | Up to $125,000 | Open |
| Durham Greener Homes LoanMunicipalité régionale de Durham — Durham Greener Homes (avec le Windfall Centre) · Région de Durham · Municipal | Up to $125,000 | Open |
See all 78 programs: renovation grants in Ontario →
A home inspector finds the work to do before you apply. See verified professionals →
Save energy
| Program | Amount | Status |
|---|---|---|
| Home Energy Loan Program (HELP)City of Toronto · Toronto · Municipal | Up to $125,000 | Open |
| Durham Greener Homes LoanMunicipalité régionale de Durham — Durham Greener Homes (avec le Windfall Centre) · Région de Durham · Municipal | Up to $125,000 | Open |
| Guelph Greener Homes — loan streamCity of Guelph — Guelph Greener Homes · Guelph · Municipal | Up to $50,000 | On hold |
See all 17 programs: home energy rebates in Ontario →
A home inspector assesses the envelope and heating. See verified professionals →
Adapt the home
| Program | Amount | Status |
|---|---|---|
| Downtown Forgivable Loan Program (DFLP)City of St. Catharines — Services de planification et du bâtiment (Planning and Building Services) · St. Catharines · Municipal | Up to $150,000 | Openstatus not shown by the agency |
| Ontario Renovates ProgramsCity of Hamilton — Division des services du logement (Housing Services Division) · Hamilton · Municipal | Up to $25,000 | Openstatus not shown by the agency |
| Ontario Renovates Program (Funding for Home Repairs)Région de Waterloo — Services du logement · Region of Waterloo · Municipal | Up to $25,000 | Openstatus not shown by the agency |
See all 50 programs: home accessibility and seniors programs in Ontario →
Property taxes
| Program | Amount | Status |
|---|---|---|
| Heritage property tax refundCity of Kingston — Taxes foncières · Kingston · Municipal | Up to $5,000 | Openstatus not shown by the agency |
| Older Adults (65+) or Persons with Disabilities Tax AssistanceCity of Caledon — Finances (Finance) · Caledon · Municipal | Up to $1,050 | Openstatus not shown by the agency |
| Property Tax Assistance Program for Eligible Low Income Seniors and Disabled TaxpayersCity of Brampton — Taxes (Tax Services) · Brampton · Municipal | Up to $590 | Openstatus not shown by the agency |
See all 44 programs: property tax relief in Ontario →
An appraiser tells you whether your assessment is fair. See verified professionals →
Build new
| Program | Amount | Status |
|---|---|---|
| Missing Middle Per-Door GrantCity of Belleville — Planification (Housing CIP) · Belleville · Municipal | Up to $600,000 | Openstatus not shown by the agency |
| Municipal Fee Rebate – Housing Target Area (Growth CIP)City of North Bay – Services de planification · North Bay · Municipal | Up to $250,000 | Openstatus not shown by the agency |
| Housing CIP: Per Door GrantCity of Sault Ste. Marie – Planification · Sault Ste. Marie · Municipal | Up to $240,000 | Openstatus not shown by the agency |
See all 94 programs: new construction and rental housing programs in Ontario →
Closed
68 programs in Ontario are closed to new applications; they stay listed, with their date, on their project page.
A verified professional for your project
How this page is made
Every amount, date and condition was checked on the linked official page within the last 30 days; a program that has not been rechecked is left out. Payotte grants nothing and does not confirm eligibility: you apply to the agency. General information, not tax advice.
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