In short
In Ontario, 94 verified programs apply to this project: 7 province-wide (federal programs included) and 87 offered by 39 municipalities. The largest: The Ontario New Home Affordability Payment, up to $50,000; Multigenerational home renovation tax credit (MHRTC), up to $7,250; Missing Middle Per-Door Grant (Belleville), up to $600,000. 9 are on hold.
Everywhere in Ontario
| Program | Amount | Status |
|---|---|---|
| The Ontario New Home Affordability PaymentOntario Ministry of Finance · Provincial | Up to $50,000 | Openstatus not shown by the agency |
| Multigenerational home renovation tax credit (MHRTC)Canada Revenue Agency · Federal | Up to $7,250 | Openstatus not shown by the agency |
| GST/HST First-Time Home Buyers' rebateCanada Revenue Agency · Federal | Depends on the project (see the official page) | Open |
| GST/HST new housing rebateCanada Revenue Agency · Federal | Depends on the project (see the official page) | Open |
| Insured Loans for On-Reserve First Nation HousingCanada Mortgage and Housing Corporation (CMHC) · Federal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Indemnité différentielle de logement des Forces CanadiennesDéfense nationale · Federal | Depends on the project (see the official page) | Open |
| Ontario enhanced new housing rebate (ENHR)Canada Revenue Agency, pour la province de l'Ontario · Provincial | Depends on the project (see the official page) | Openstatus not shown by the agency |
Municipal programs
Barrie
| Program | Amount | Status |
|---|---|---|
| Barrie Bonus for Affordable Additional Residential Units (ARUs)City of Barrie — Services de développement, équipe logement (Development Services Housing Team) · Municipal | Up to $15,000 | Open |
Belleville
| Program | Amount | Status |
|---|---|---|
| Accessory Dwelling Units (ADU) RebateCity of Belleville — Planification (Housing CIP) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Accessibility Top-Up RebateCity of Belleville — Planification (Housing CIP) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Missing Middle Per-Door GrantCity of Belleville — Planification (Housing CIP) · Municipal | Up to $600,000 | Openstatus not shown by the agency |
Brampton
| Program | Amount | Status |
|---|---|---|
| Development Charge Reduction Program (DCRP)City of Brampton — Aménagement (Planning and Development) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Brantford
| Program | Amount | Status |
|---|---|---|
| Ontario Renovates: Secondary SuitesCity of Brantford — Services du logement et de l'itinérance (Housing and Homelessness Services, gestionnaire de services Brantford et comté de Brant) · Municipal | Up to $20,000 | Openstatus not shown by the agency |
| Rent Benefit Program (rent supplement and portable housing benefit)City of Brantford — Services du logement et de l'itinérance (Housing and Homelessness Services, gestionnaire de services Brantford et comté de Brant) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Burlington
| Program | Amount | Status |
|---|---|---|
| Missing Middle Municipal Fee WaiverCity of Burlington — Plan d’améliorations communautaires pour le logement (Housing CIP) · Municipal | Up to $40,000 | Openstatus not shown by the agency |
Caledon
| Program | Amount | Status |
|---|---|---|
| Gentle Density CIP – Servicing Review Grant (Grant A)City of Caledon — Logement (Housing) · Municipal | Up to $35,000 | Open |
| Gentle Density CIP – Multiplex Development Grant (Grant B)City of Caledon — Logement (Housing) · Municipal | Up to $50,000 | Open |
| Gentle Density CIP – Forgivable Loan for Affordable Rental ARUs (Grant D)City of Caledon — Logement (Housing) · Municipal | Depends on the project (see the official page) | Open |
Chatham-Kent
| Program | Amount | Status |
|---|---|---|
| Additional Dwelling Unit GrantsMunicipality of Chatham-Kent, Planning Services · Municipal | Up to $32,000 | Open |
Comté de Simcoe
| Program | Amount | Status |
|---|---|---|
| Secondary Suites ProgramComté de Simcoe — Services sociaux et communautaires, programmes de logement (Housing Programs) · Municipal | Up to $50,000 | Open |
| Housing Retention Program (Housing Retention Fund)Comté de Simcoe — Services sociaux (Homelessness Prevention Program) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Comtés de Haldimand et Norfolk
| Program | Amount | Status |
|---|---|---|
| Housing Stability BankHaldimand & Norfolk Housing and Social Services (HNHSS, gestionnaire de services logement des comtés de Haldimand et Norfolk) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Housing Allowance Program (Haldimand and Norfolk)Haldimand & Norfolk Housing and Social Services (HNHSS, gestionnaire de services logement des comtés de Haldimand et Norfolk) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Cornwall
| Program | Amount | Status |
|---|---|---|
| Homelessness Prevention Program (HPP)City of Cornwall — Services sociaux (Human Services) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
County of Lambton
| Program | Amount | Status |
|---|---|---|
| Portable Housing Benefit (PHB)County of Lambton, Social Services Division (Housing Services) · Municipal | Depends on the project (see the official page) | On hold |
County of Wellington
| Program | Amount | Status |
|---|---|---|
| Housing Allowance Programme (HAP)Comté de Wellington — Services du logement Wellington-Guelph · Municipal | Depends on the project (see the official page) | On hold |
| Community Agency Delivery Programme (CAD)Comté de Wellington — Services du logement Wellington-Guelph · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Housing Stability Programme (HSP)Comté de Wellington — Services du logement Wellington-Guelph · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
District of Nipissing Social Services Administration Board
| Program | Amount | Status |
|---|---|---|
| Additional Dwelling Unit (ADU) ProgramConseil d'administration des services sociaux du district de Nipissing (DNSSAB) · Municipal | Up to $50,000 | On hold |
| Homelessness Prevention Program (HPP): Rent or Utility ArrearsConseil d'administration des services sociaux du district de Nipissing (DNSSAB) · Municipal | Up to $2,000 | Openstatus not shown by the agency |
| Canada-Ontario Housing Benefit (COHB)Conseil d'administration des services sociaux du district de Nipissing (DNSSAB) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
District of Sault Ste. Marie Social Services Administration Board
| Program | Amount | Status |
|---|---|---|
| Housing Stability BankConseil d'administration des services sociaux du district de Sault Ste. Marie (DSSMSSAB) – Équipe de prévention de l'itinérance · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Housing Stability Pilot ProgramConseil d'administration des services sociaux du district de Sault Ste. Marie (DSSMSSAB) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Georgina
| Program | Amount | Status |
|---|---|---|
| ARU Creation ProgramCity of Georgina — Service de l'urbanisme (Planning) · Municipal | Up to $30,000 | Open |
| ARU Renovation ProgramCity of Georgina — Service de l'urbanisme (Planning) · Municipal | Up to $15,000 | Open |
Grand Sudbury
| Program | Amount | Status |
|---|---|---|
| Canada-Ontario Housing Benefit (COHB)Ville du Grand Sudbury – Registre du logement · Municipal | Depends on the project (see the official page) | On hold |
| Housing Accelerator Program (GSCIP)Ville du Grand Sudbury – Services de planification · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Haldimand County
| Program | Amount | Status |
|---|---|---|
| Downtown Housing GrantComté de Haldimand — Développement économique et tourisme (Economic Development and Tourism) · Municipal | Up to $15,000 | Openstatus not shown by the agency |
Hamilton
| Program | Amount | Status |
|---|---|---|
| Housing AllowancesCity of Hamilton · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Housing Emergency FundCity of Hamilton · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Rent SecureCity of Hamilton · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Residential Care Facility Subsidy ProgramCity of Hamilton · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Veteran Homelessness ProgramCity of Hamilton · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Kingston
| Program | Amount | Status |
|---|---|---|
| Additional Residential Unit (ARU) Incentive ProgramCity of Kingston — Services du logement · Municipal | Depends on the project (see the official page) | On hold |
| Homelessness Prevention FundCity of Kingston — Services aux sans-abri · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Kitchener
| Program | Amount | Status |
|---|---|---|
| Additional Dwelling Unit (ADU) GrantCity of Kitchener — Missing Middle and Affordable Housing CIP · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
North Bay
| Program | Amount | Status |
|---|---|---|
| Additional Housing Unit Grant Program – Top-up Funding (Growth CIP)City of North Bay – Services de planification · Municipal | Up to $25,000 | Opening soon |
| Tax Increment Rebate – Housing Target Area (Growth CIP)City of North Bay – Services de planification · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Municipal Fee Rebate – Housing Target Area (Growth CIP)City of North Bay – Services de planification · Municipal | Up to $250,000 | Openstatus not shown by the agency |
Oshawa
| Program | Amount | Status |
|---|---|---|
| Conversion to Residential Grant (Urban Growth Centre CIP)Ville d'Oshawa — Développement économique (Oshawa Economic Development) · Municipal | Up to $30,000 | Openstatus not shown by the agency |
Peterborough
| Program | Amount | Status |
|---|---|---|
| Housing Stability Fund (HSF)City of Peterborough — Services sociaux (Social Services) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Rent SupplementsCity of Peterborough — Services sociaux (Social Services) · Municipal | Depends on the project (see the official page) | On hold |
| Missing Middle CIP — Development Charge Rebate ProgramCity of Peterborough — Planification (Planning Division) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Missing Middle CIP — Building Permit Fee Rebate ProgramCity of Peterborough — Planification (Planning Division) · Municipal | Up to $5,000 | Openstatus not shown by the agency |
| Missing Middle CIP — Municipal Loan ProgramCity of Peterborough — Planification (Planning Division) · Municipal | Up to $30,000 | Openstatus not shown by the agency |
| Residential Conversion and Intensification Grant ProgramCity of Peterborough — Planification (Planning Division) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Région de Durham
| Program | Amount | Status |
|---|---|---|
| Housing Stability Program (HSP)Municipalité régionale de Durham — Services sociaux, logement (Regional Municipality of Durham) · Municipal | Depends on the project (see the official page) | Open |
| Durham Affordable Housing Rent (DAHR) ProgramMunicipalité régionale de Durham — Services sociaux, logement (Regional Municipality of Durham) · Municipal | Depends on the project (see the official page) | Open |
Région de Halton
| Program | Amount | Status |
|---|---|---|
| Housing Stability FundRégion de Halton — Services du logement (Housing Services) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Assisted Housing (rent-geared-to-income, HATCH)Région de Halton — Division des services du logement (Housing Services Division) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Rent Supplement ProgramRégion de Halton — Services du logement (Housing Services) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Région de Niagara
| Program | Amount | Status |
|---|---|---|
| Housing Stability BenefitMunicipalité régionale de Niagara — Ontario au travail (Ontario Works) · Municipal | Up to $1,600 | Openstatus not shown by the agency |
Région de Peel
| Program | Amount | Status |
|---|---|---|
| Keep housing and avoid evictionRégion de Peel — Services sociaux (Human Services) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Housing subsidy (rent-geared-to-income and portable subsidies)Région de Peel — Services du logement (Housing Services) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Région de York
| Program | Amount | Status |
|---|---|---|
| Homelessness Prevention ProgramMunicipalité régionale de York — Services du logement (Housing Services) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Housing Stability ProgramMunicipalité régionale de York — Services du logement (Housing Services) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Subsidized HousingMunicipalité régionale de York — Accès au logement (Housing Access) · Municipal | Depends on the project (see the official page) | On hold |
Region of Waterloo
| Program | Amount | Status |
|---|---|---|
| Funding for Secondary Suites (Ontario Renovates)Région de Waterloo — Services du logement · Municipal | Depends on the project (see the official page) | Open |
| Help Paying RentRégion de Waterloo — Services du logement · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Sault Ste. Marie
| Program | Amount | Status |
|---|---|---|
| Housing CIP: Per Door GrantCity of Sault Ste. Marie – Planification · Municipal | Up to $240,000 | Openstatus not shown by the agency |
St. Catharines
| Program | Amount | Status |
|---|---|---|
| Downtown Forgivable Loan Program (DFLP)City of St. Catharines — Services de planification et du bâtiment (Planning and Building Services) · Municipal | Up to $150,000 | Openstatus not shown by the agency |
| Accessible Housing Fee Reimbursement PolicyCity of St. Catharines — Services de planification et du bâtiment (Planning and Building Services) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Water and Wastewater Senior Credit ProgramCity of St. Catharines — Gestion financière, revenus (Financial Management Services) · Municipal | Up to $100 | Openstatus not shown by the agency |
Stratford
| Program | Amount | Status |
|---|---|---|
| Housing Stability Bank ProgramCity of Stratford, Social Services Department · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Toronto
| Program | Amount | Status |
|---|---|---|
| Emergency Housing Help – Housing Stabilization FundCity of Toronto · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Toronto Rent BankCity of Toronto (programme mené par Neighbourhood Information Post) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Rent-Geared-to-Income HousingCity of Toronto · Municipal | Depends on the project (see the official page) | On hold |
| Canada-Ontario Housing Benefit (COHB)City of Toronto · Municipal | Depends on the project (see the official page) | Open |
| Commercial Rent Supplement Program for RGI HousingCity of Toronto · Municipal | Depends on the project (see the official page) | On hold |
| Multi-Tenant Houses Renovation & Repair ProgramCity of Toronto — Secrétariat au logement (Housing Secretariat) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Laneway and Garden Suite Development Charges Deferral ProgramCity of Toronto — Secrétariat au logement (Housing Secretariat) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
United Counties of Leeds and Grenville
| Program | Amount | Status |
|---|---|---|
| Leeds and Grenville Landlord Secondary Suite ProgramComtés unis de Leeds et Grenville — Services communautaires et sociaux · Municipal | Depends on the project (see the official page) | Open |
Waterloo
| Program | Amount | Status |
|---|---|---|
| Additional Residential Unit (ARU) GrantCity of Waterloo — Logement · Municipal | Up to $30,000 | Openstatus not shown by the agency |
Welland
| Program | Amount | Status |
|---|---|---|
| Development Charge By-law Exemptions (affordable housing)City of Welland — Planification (Planning Division) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Affordable Residential Forgivable LoanCity of Welland — Développement économique (Welland Economic Development) · Municipal | Up to $35,000 | Openstatus not shown by the agency |
| Affordable Housing Study GrantCity of Welland — Développement économique (Welland Economic Development) · Municipal | Up to $7,500 | Openstatus not shown by the agency |
| Extended Benefits GrantCity of Welland — Développement économique (Welland Economic Development) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Municipal Fees GrantCity of Welland — Développement économique (Welland Economic Development) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Residential Grant (Downtown and Health & Wellness Cluster CIP)City of Welland — Développement économique (Welland Economic Development) · Municipal | Up to $60,000 | Openstatus not shown by the agency |
Whitby
| Program | Amount | Status |
|---|---|---|
| Additional Dwelling Unit (ADU) Incentive ProgramCity of Whitby — Services du bâtiment (Building Services) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Windsor
| Program | Amount | Status |
|---|---|---|
| Emergency Rent Assistance Program (Housing Stability Plan)City of Windsor, Housing Services · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Upper Storey Residential Conversion Grant ProgramCity of Windsor, Planning (Downtown Windsor CIP) · Municipal | Up to $50,000 | Openstatus not shown by the agency |
| New Residential Development Grant ProgramCity of Windsor, Planning (Downtown Windsor CIP) · Municipal | Up to $50,000 | Openstatus not shown by the agency |
Woodstock
| Program | Amount | Status |
|---|---|---|
| Residential Conversion and Intensification ProgramCity of Woodstock, Economic Development (Downtown CIP) · Municipal | Up to 50% of costs | Openstatus not shown by the agency |
Recently closed
- Co-Operative Housing Grant Program (Toronto) (City of Toronto — Services des revenus (Revenue Services)): closed on November 2, 2026.
- Additional Dwelling Unit and Multi-Plex Housing Incentive Program (Hamilton) (City of Hamilton — Secrétariat au logement (Housing Secretariat)): closed to new applications.
- Grant Program for Garden Suites (Brampton) (City of Brampton — Logement (Housing Brampton)): closed to new applications.
- Additional Residential Unit Incentive Program (Burlington) (City of Burlington — Logement (Housing)): closed to new applications.
- Accessory Dwelling Unit (ADU) Program (St. Catharines) (City of St. Catharines — Services de planification et du bâtiment (Planning and Building Services)): closed to new applications.
- Tenant Water Rebate (GIS/ODSP) (Niagara Falls) (City of Niagara Falls — Service des finances (Finance Department)): closed on October 31, 2026.
- Million Dollar Makeover Funding Program (Kawartha Lakes) (City of Kawartha Lakes — Développement économique (Economic Development)): closed on February 28, 2027.
- Additional Unit, Rental and Affordable Housing Grant (Norfolk County) (Comté de Norfolk — Développement économique (Norfolk Economic Development)): closed to new applications.
- My Second Unit (Oxford County) (Oxford County, Human Services): closed to new applications.
- Additional Residential Unit (ARU) Grant (Sarnia) (City of Sarnia, Planning (Affordable Housing CIP)): closed to new applications.
- Renovation Grant (Downtown & Mitton Village CIP) (Sarnia) (City of Sarnia, Planning): closed to new applications.
- Additional Dwelling Unit (ADU) Grant (Affordable Housing CIP) (Guelph) (City of Guelph — Affordable Housing CIP): closed to new applications.
- OPHI Secondary Suite Program (Home Owners) (United Counties of Leeds and Grenville) (Comtés unis de Leeds et Grenville — Services communautaires et sociaux): closed to new applications.
- Canada-Ontario Housing Benefit (COHB) (United Counties of Leeds and Grenville) (Comtés unis de Leeds et Grenville — Services communautaires et sociaux): closed to new applications.
- Multi-Unit Residential Grant (Housing CIP / Housing Accelerator Fund) (Thunder Bay) (City of Thunder Bay): closed to new applications.
How this page is made
Every amount, date and condition was checked on the linked official page within the last 30 days; a program that has not been rechecked is left out. When the agency's page says neither open nor closed, the status is inferred and labelled as such. Payotte grants nothing and does not confirm eligibility: you apply to the agency. General information, not tax advice.
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