In short
In Ottawa, 9 verified municipal housing programs are offered, on top of the 49 provincial and federal programs available everywhere in Ontario. The largest: Better Homes Ottawa – Loan Program, up to $125,000; Heritage Property Grant Program, up to $15,000; Rain Ready Ottawa Residential Rebates, up to $5,000.
Municipal programs: Ottawa
| Program | Amount | Status |
|---|---|---|
| Better Homes Ottawa – Loan ProgramCity of Ottawa · Municipal | Up to $125,000 | Openstatus not shown by the agency |
| Heritage Property Grant ProgramCity of Ottawa · Municipal | Up to $15,000 | Open |
| Rain Ready Ottawa Residential RebatesCity of Ottawa · Municipal | Up to $5,000 | Openstatus not shown by the agency |
| Residential Protective Plumbing ProgramCity of Ottawa · Municipal | Up to $3,000 | Openstatus not shown by the agency |
| Compassionate GrantCity of Ottawa · Municipal | Up to $1,000 | Openstatus not shown by the agency |
| Lead Pipe Replacement Program – partial (private-only) rebateCity of Ottawa · Municipal | Up to $1,000 | Openstatus not shown by the agency |
| Better Homes Ottawa Heat Pump IncentiveCity of Ottawa · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Full property tax deferral programCity of Ottawa · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Partial property tax deferral programCity of Ottawa · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Provincial and federal programs that apply in Ottawa
Buy
| Program | Amount | Status |
|---|---|---|
| Ontario first-time home buyers' (Ontario FTHB) rebateCanada Revenue Agency · Provincial | Up to $80,000 | Openstatus not shown by the agency |
| Home Buyers' Plan (HBP)Canada Revenue Agency · Federal | $60,000 limit | Open |
| GST/HST First-Time Home Buyers' rebateCanada Revenue Agency · Federal | Up to $50,000 | Open |
Renovate
| Program | Amount | Status |
|---|---|---|
| Disaster Recovery Assistance for Ontarians (DRAO)Ontario Ministry of Municipal Affairs and Housing · Provincial | Up to $250,000 | Openstatus not shown by the agency |
| Home accessibility tax credit (line 31285)Canada Revenue Agency · Federal | Credit on $20,000 | Open |
| Veterans Independence Program (VIP)Veterans Affairs Canada · Federal | Up to $13,779.63 | Openstatus not shown by the agency |
All programs: home renovation grants and rebates in Ontario →
Save energy
| Program | Amount | Status |
|---|---|---|
| Home Renovation Savings ProgramEnbridge Gas and Save on Energy (IESO) · Agency | Up to $12,000 | Open |
| Low-income Energy Assistance Program (LEAP)Ontario Energy Board · Provincial | Up to $780 | Openstatus not shown by the agency |
| my Energy RewardsHydro One Networks Inc. · Agency | Up to $100 | Openstatus not shown by the agency |
Adapt the home
| Program | Amount | Status |
|---|---|---|
| Home accessibility tax credit (line 31285)Canada Revenue Agency · Federal | Credit on $20,000 | Open |
| Veterans Independence Program (VIP)Veterans Affairs Canada · Federal | Up to $13,779.63 | Openstatus not shown by the agency |
| Home adaptations – Veterans Independence Program (VIP)Veterans Affairs Canada · Federal | Up to $7,883.78 | Openstatus not shown by the agency |
All programs: home accessibility and seniors programs in Ontario →
Property taxes
| Program | Amount | Status |
|---|---|---|
| Senior Homeowners’ Property Tax GrantGovernment of Ontario · Provincial | Up to $500 | Openstatus not shown by the agency |
| Ontario Trillium BenefitGovernment of Ontario · Provincial | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Heritage property tax reliefGovernment of Ontario · Provincial | Depends on the project (see the official page) | Openstatus not shown by the agency |
Build new
| Program | Amount | Status |
|---|---|---|
| Ontario first-time home buyers' (Ontario FTHB) rebateCanada Revenue Agency · Provincial | Up to $80,000 | Openstatus not shown by the agency |
| Ontario new residential rental property (NRRP) rebate and Ontario enhanced NRRP (ENRRP) rebateCanada Revenue Agency · Provincial | Up to $80,000 | Openstatus not shown by the agency |
| GST/HST First-Time Home Buyers' rebateCanada Revenue Agency · Federal | Up to $50,000 | Open |
All programs: new construction and rental housing programs in Ontario →
Frequently asked questions
What housing programs are offered in Ottawa?
9 verified municipal programs: renovate (6), save energy (2), adapt the home (2), property taxes (2), build new (1). The largest: Better Homes Ottawa – Loan Program, up to $125,000; Heritage Property Grant Program, up to $15,000; Rain Ready Ottawa Residential Rebates, up to $5,000.
What other programs apply to a home in Ottawa?
The 49 provincial and federal programs available everywhere in Ontario. The largest: Disaster Recovery Assistance for Ontarians (DRAO), up to $250,000; Ontario first-time home buyers' (Ontario FTHB) rebate, up to $80,000; Ontario new residential rental property (NRRP) rebate and Ontario enhanced NRRP (ENRRP) rebate, up to $80,000.
Are these programs open right now?
9 programs are open to applications. For 8, the agency says neither open nor closed: the status is inferred from its active page. Statuses checked on each agency's page, most recently on November 7, 2026.
How do I apply?
You apply directly to each program's agency: the link to its official page is in the table. Payotte grants nothing and does not confirm eligibility; the agency's full conditions apply.
How this page is made
Every amount, date and condition was checked on the linked official page within the last 30 days; a program that has not been rechecked is left out. When the agency's page says neither open nor closed, the status is inferred and labelled as such. Payotte grants nothing and does not confirm eligibility: you apply to the agency. General information, not tax advice.