In short
In Ontario, 184 verified programs apply to this project: 15 province-wide (federal programs included) and 169 offered by 96 municipalities. The largest: Disaster Recovery Assistance for Ontarians (DRAO), up to $250,000; Home accessibility tax credit (line 31285), credit on $20,000; Veterans Independence Program (VIP), up to $13,779.63. 10 are on hold.
Everywhere in Ontario
| Program | Amount | Status |
|---|---|---|
| Disaster Recovery Assistance for Ontarians (DRAO)Ontario Ministry of Municipal Affairs and Housing · Provincial | Up to $250,000 | Openstatus not shown by the agency |
| Home accessibility tax credit (line 31285)Canada Revenue Agency · Federal | Credit on $20,000 | Open |
| Veterans Independence Program (VIP)Veterans Affairs Canada · Federal | Up to $13,779.63 | Openstatus not shown by the agency |
| Home Renovation Savings ProgramEnbridge Gas and Save on Energy (IESO) · Agency | Up to $12,000 | Open |
| Home adaptations – Veterans Independence Program (VIP)Veterans Affairs Canada · Federal | Up to $7,883.78 | Openstatus not shown by the agency |
| Multigenerational home renovation tax credit (MHRTC)Canada Revenue Agency · Federal | Up to $7,250 | Openstatus not shown by the agency |
| GST/HST new housing rebateCanada Revenue Agency · Federal | Up to $6,300 | Open |
| Soldiers’ Aid Commission financial assistanceCommission d’aide aux anciens combattants de l’Ontario · Provincial | Up to $3,000 | Openstatus not shown by the agency |
| Insured Loans for On-Reserve First Nation HousingCanada Mortgage and Housing Corporation (CMHC) (SCHL) · Federal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Canada Greener Homes Affordability ProgramEnvironment and Climate Change Canada · Federal | Depends on the project (see the official page) | On hold |
| CMHC Eco ImprovementCanada Mortgage and Housing Corporation (CMHC) (SCHL) · Federal | Up to 25% of costs | Openstatus not shown by the agency |
| Medical expense tax credit – renovation or construction expensesCanada Revenue Agency · Federal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Energy Affordability ProgramSave on Energy · Agency | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Ontario Renovates (Ontario Priorities Housing Initiative)Ontario Ministry of Municipal Affairs and Housing · Provincial | Depends on the project (see the official page) | Openstatus not shown by the agency |
| OPHI Ontario Renovates Home Repair ProgramOntario Aboriginal Housing Services (OAHS) · Agency | Depends on the project (see the official page) | Openstatus not shown by the agency |
Municipal programs
Amherstburg
| Program | Amount | Status |
|---|---|---|
| Basement Flooding Protection Subsidy ProgramTown of Amherstburg — Infrastructure Services · Municipal | Up to $2,300 | Openstatus not shown by the agency |
Aurora
| Program | Amount | Status |
|---|---|---|
| Heritage Grant ProgramCity of Aurora — Heritage Planning · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Bluewater
| Program | Amount | Status |
|---|---|---|
| Community Improvement Grant — heritage property improvementsMunicipality of Bluewater · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Brampton
All housing programs in Brampton →
| Program | Amount | Status |
|---|---|---|
| Designated Heritage Property Incentive GrantCity of Brampton — Heritage · Municipal | Up to $10,000 | Openstatus not shown by the agency |
Brantford
All housing programs in Brantford →
| Program | Amount | Status |
|---|---|---|
| Basement Flooding Prevention Grant ProgramCity of Brantford — Public Works · Municipal | Up to $5,000 | On hold |
| Private Sanitary Sewer Lateral Replacement GrantCity of Brantford — Public Works · Municipal | Up to $2,000 | Openstatus not shown by the agency |
| Lead Pipe Replacement Grant (Lead Financial Incentive Program)City of Brantford — Water Services · Municipal | Up to $1,500 | Openstatus not shown by the agency |
Brighton
| Program | Amount | Status |
|---|---|---|
| Community Improvement Plan — Façade and Landscaping Improvement ProgramMunicipality of Brighton · Municipal | Up to $10,000 | Openstatus not shown by the agency |
| Community Improvement Plan — Facade Improvement Design Rebate ProgramMunicipality of Brighton · Municipal | Up to $3,000 | Openstatus not shown by the agency |
Brock
| Program | Amount | Status |
|---|---|---|
| Downtown Community Improvement Plan — Downtown Housing ProgramCanton de Brock · Municipal | Up to $7,500 | Openstatus not shown by the agency |
| Downtown Community Improvement Plan — Façade Improvement Program (heritage-designated properties)Canton de Brock · Municipal | Up to $12,500 | Openstatus not shown by the agency |
Burlington
All housing programs in Burlington →
| Program | Amount | Status |
|---|---|---|
| Heritage Grant ProgramCity of Burlington — Heritage · Municipal | Up to $15,000 | Openstatus not shown by the agency |
| Home Flood Protection ProgramCity of Burlington · Municipal | Up to $285 | Openstatus not shown by the agency |
| Plumbing Permit Fee Grant ProgramCity of Burlington — Building · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Caledon
All housing programs in Caledon →
| Program | Amount | Status |
|---|---|---|
| Designated Heritage Property Grant ProgramCity of Caledon — Heritage · Municipal | Up to $15,000 | On hold |
Centre Wellington
| Program | Amount | Status |
|---|---|---|
| Rental Housing Grant ProgramTownship of Centre Wellington · Municipal | Up to $60,000 | Openstatus not shown by the agency |
| Community Heritage Grant ProgramTownship of Centre Wellington · Municipal | Up to $20,000 | Open |
| Residential Toilet Rebate ProgramTownship of Centre Wellington — Services d'infrastructure · Municipal | Up to $150 | Openstatus not shown by the agency |
| Water Softener Rebate ProgramTownship of Centre Wellington — Services d'infrastructure · Municipal | Up to $500 | Openstatus not shown by the agency |
Chatham-Kent
| Program | Amount | Status |
|---|---|---|
| Renovations Program (CK-ON Renovates)Municipality of Chatham-Kent — Housing Services · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Clarington
| Program | Amount | Status |
|---|---|---|
| Heritage Incentive Grant ProgramMunicipality of Clarington — Planning and Infrastructure Services · Municipal | Up to $6,000 | Openstatus not shown by the agency |
Cobourg
| Program | Amount | Status |
|---|---|---|
| Heritage Loan ProgramTown of Cobourg — Planning Department · Municipal | Up to $15,000 | Openstatus not shown by the agency |
| Heritage Permit Fee ProgramTown of Cobourg — Planning Department · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Collingwood
| Program | Amount | Status |
|---|---|---|
| Heritage Grant ProgramCity of Collingwood — Heritage Collingwood · Municipal | Up to $3,000 | Openstatus not shown by the agency |
Comté de Dufferin
All housing programs in the Comté de Dufferin →
| Program | Amount | Status |
|---|---|---|
| BetterHomes Dufferin — low-interest home upgrade financingCounty of Dufferin · Municipal | Up to $40,000 | Openstatus not shown by the agency |
| BetterHomes Dufferin — incentive grantsCounty of Dufferin · Municipal | Up to $10,000 | Openstatus not shown by the agency |
Comté de Grey
| Program | Amount | Status |
|---|---|---|
| Ontario Renovates (home repairs)County of Grey — Grey County Housing · Municipal | Up to $15,000 | Openstatus not shown by the agency |
| Ontario Renovates (accessibility modifications)County of Grey — Grey County Housing · Municipal | Up to $5,000 | Openstatus not shown by the agency |
Comté de Lanark
All housing programs in the Comté de Lanark →
| Program | Amount | Status |
|---|---|---|
| Help Paying for Rent or Past Due Bills (incl. emergency minor home repairs)County of Lanark — Services sociaux · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Better Homes LanarkCounty of Lanark · Municipal | Up to $40,000 | Openstatus not shown by the agency |
Comté de Renfrew
| Program | Amount | Status |
|---|---|---|
| Emergency Minor Home Repair Program (emergency repairs)County of Renfrew — Homelessness Prevention Program · Municipal | Up to $7,500 | Openstatus not shown by the agency |
| Emergency Minor Home Repair Program (accessibility repairs)County of Renfrew — Homelessness Prevention Program · Municipal | Up to $10,000 | Openstatus not shown by the agency |
Comté de Simcoe
| Program | Amount | Status |
|---|---|---|
| Ontario Renovates Program (Urgent Repairs and Accessibility Modifications)County of Simcoe — Housing Programs · Municipal | Up to $15,000 | Open |
Comtés unis de Prescott et Russell
| Program | Amount | Status |
|---|---|---|
| Homelessness Prevention ProgramUnited Counties of Prescott and Russell — Services sociaux · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Cornwall
All housing programs in Cornwall →
| Program | Amount | Status |
|---|---|---|
| Ontario Renovates ProgramCity of Cornwall — Human Services · Municipal | Up to $15,000 | Openstatus not shown by the agency |
| Heritage Property Tax Relief ProgramCity of Cornwall · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Sewer Lateral Replacement Financing ProgramCity of Cornwall — Services financiers · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
County of Lambton
| Program | Amount | Status |
|---|---|---|
| Lambton RenovatesCounty of Lambton — Housing Services · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
County of Wellington
| Program | Amount | Status |
|---|---|---|
| Ontario RenovatesCounty of Wellington · Municipal | Up to $5,000 | Openstatus not shown by the agency |
District d'Algoma
| Program | Amount | Status |
|---|---|---|
| Algoma Shelter Assistance Program (CHPI)Algoma District Services Administration Board (ADSAB) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
District de Muskoka
All housing programs in the District de Muskoka →
| Program | Amount | Status |
|---|---|---|
| Muskoka Ontario Renovates (home repair loan)District of Muskoka — Affordable Housing · Municipal | Up to 100% of costs | Openstatus not shown by the agency |
District de Parry Sound
| Program | Amount | Status |
|---|---|---|
| Ontario Renovates Accessibility GrantDistrict of Parry Sound Social Services Administration Board · Municipal | Up to $5,000 | Openstatus not shown by the agency |
District de Rainy River
| Program | Amount | Status |
|---|---|---|
| Ontario Renovates Program (ORP)District of Rainy River Services Board (RRDSSAB) · Municipal | Depends on the project (see the official page) | Open |
District de Timiskaming
| Program | Amount | Status |
|---|---|---|
| Ontario Renovates (home repair)District of Timiskaming Social Services Administration Board · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
District of Nipissing Social Services Administration Board
All housing programs in the District of Nipissing Social Services Administration Board →
| Program | Amount | Status |
|---|---|---|
| Nipissing Renovates ProgramDistrict of Nipissing Social Services Administration Board (DNSSAB) · Municipal | Up to $25,000 | On hold |
District of Thunder Bay Social Services Administration Board
| Program | Amount | Status |
|---|---|---|
| Ontario Renovates — home repairs (forgivable loan)District of Thunder Bay Social Services Administration Board (TBDSSAB) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Edwardsburgh/Cardinal
| Program | Amount | Status |
|---|---|---|
| Housing Improvement GrantCanton d'Edwardsburgh/Cardinal · Municipal | Up to $1,500 | Openstatus not shown by the agency |
| Heritage Property Improvement GrantCanton d'Edwardsburgh/Cardinal · Municipal | Up to $7,500 | Openstatus not shown by the agency |
Essex
| Program | Amount | Status |
|---|---|---|
| Basement Flooding Protection Subsidy ProgramTown of Essex — Infrastructure Services · Municipal | Up to $1,750 | Openstatus not shown by the agency |
Georgina
| Program | Amount | Status |
|---|---|---|
| ARU Renovation ProgramCity of Georgina — Planning · Municipal | Up to $15,000 | Open |
Goderich
| Program | Amount | Status |
|---|---|---|
| Tax Refund Program for Designated Heritage Properties (By-law 104 of 2016)City of Goderich · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Grand Sudbury
All housing programs in Grand Sudbury →
| Program | Amount | Status |
|---|---|---|
| Residential Inflow and Infiltration Subsidy Program (RIISP)City of Greater Sudbury — Water/Wastewater Services · Municipal | Up to 75% of costs | Openstatus not shown by the agency |
Gravenhurst
| Program | Amount | Status |
|---|---|---|
| Community Improvement Plan — Residential Conversion/Rehabilitation GrantCity of Gravenhurst · Municipal | Up to $10,000 | Openstatus not shown by the agency |
| Community Improvement Plan — Heritage Restoration GrantCity of Gravenhurst · Municipal | Up to $7,500 | Openstatus not shown by the agency |
Greater Madawaska
| Program | Amount | Status |
|---|---|---|
| Accessibility Improvement GrantCanton de Greater Madawaska · Municipal | Up to $5,000 | Openstatus not shown by the agency |
Greenstone
| Program | Amount | Status |
|---|---|---|
| Septic Pumping Grant ProgramMunicipality of Greenstone · Municipal | Up to $200 | Openstatus not shown by the agency |
Grimsby
| Program | Amount | Status |
|---|---|---|
| Grimsby Basement Flood Protection ProgramCity of Grimsby · Municipal | Up to $6,500 | On hold |
Guelph
All housing programs in Guelph →
| Program | Amount | Status |
|---|---|---|
| Guelph Greener Homes — loan streamCity of Guelph · Municipal | Up to $50,000 | On hold |
| Lead Replacement GrantCity of Guelph — Services d'eau · Municipal | Up to $2,000 | Openstatus not shown by the agency |
| Royal Flush Toilet RebateCity of Guelph — Services d'eau · Municipal | Up to $100 | Openstatus not shown by the agency |
| Rainwater Harvesting System RebateCity of Guelph — Water Services · Municipal | Up to $2,000 | Openstatus not shown by the agency |
| Well and Septic Decommissioning RebateCity of Guelph — Water Services · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Haldimand County
| Program | Amount | Status |
|---|---|---|
| Downtown Housing GrantCounty of Haldimand — Economic Development and Tourism · Municipal | Up to $15,000 | Openstatus not shown by the agency |
| Heritage Improvement GrantCounty of Haldimand — Economic Development and Tourism · Municipal | Up to $10,000 | Openstatus not shown by the agency |
Hamilton
All housing programs in Hamilton →
| Program | Amount | Status |
|---|---|---|
| Emergency Repair ProgramCity of Hamilton — Housing Services Division · Municipal | Up to $5,000 | Openstatus not shown by the agency |
| Ontario Renovates ProgramsCity of Hamilton — Housing Services Division · Municipal | Up to $25,000 | Openstatus not shown by the agency |
| Protective Plumbing ProgramCity of Hamilton · Municipal | Up to $2,000 | Openstatus not shown by the agency |
| 2026 Rainstorms Compassionate GrantCity of Hamilton · Municipal | Up to $2,000 | Open |
| Lead Water Service Replacement LoanCity of Hamilton — Hamilton Water · Municipal | Up to $3,000 | Openstatus not shown by the agency |
| Commercial Districts Housing Opportunities Loan ProgramCity of Hamilton — Invest in Hamilton · Municipal | Up to $1,000,000 | Openstatus not shown by the agency |
Huntsville
| Program | Amount | Status |
|---|---|---|
| BetterHomes HuntsvilleTown of Huntsville · Municipal | Up to $50,000 | Open |
Ingersoll
| Program | Amount | Status |
|---|---|---|
| Community Improvement Plan — Residential Conversion, Rehabilitation and Intensification ProgramCity of Ingersoll · Municipal | Up to 50% of costs | Openstatus not shown by the agency |
Kingston
All housing programs in Kingston →
| Program | Amount | Status |
|---|---|---|
| Kingston-Frontenac Renovates ProgramCity of Kingston · Municipal | Up to $15,000 | Open |
| Heritage property tax refundCity of Kingston · Municipal | Up to $5,000 | Openstatus not shown by the agency |
| Heritage Property GrantsCity of Kingston · Municipal | Up to $2,000 | Openstatus not shown by the agency |
| Better Homes Kingston — LoansCity of Kingston · Municipal | Up to $50,000 | Open |
| Better Homes Kingston — RebatesCity of Kingston · Municipal | Depends on the project (see the official page) | Open |
Kingsville
| Program | Amount | Status |
|---|---|---|
| Basement Flooding Protection SubsidyTown of Kingsville — Municipal Services · Municipal | Up to $1,500 | Openstatus not shown by the agency |
| Backyard Flooding Protection SubsidyTown of Kingsville — Municipal Services · Municipal | Up to $2,500 | Openstatus not shown by the agency |
Kitchener
| Program | Amount | Status |
|---|---|---|
| Condensing Water Heater Rebate ProgramKitchener Utilities · Municipal | Up to $500 | Openstatus not shown by the agency |
Lake of Bays
| Program | Amount | Status |
|---|---|---|
| Heritage Property Tax Relief Program (By-law 2024-021)Canton de Lake of Bays · Municipal | Up to 40% of costs | Openstatus not shown by the agency |
Lakeshore
| Program | Amount | Status |
|---|---|---|
| Flood Defence ASAP Subsidy Program (backwater valve, sump pump overflow, downspout disconnection)Municipality of Lakeshore — Building Department · Municipal | Up to $750 | Openstatus not shown by the agency |
Lambton Shores
| Program | Amount | Status |
|---|---|---|
| Sump Pump Disconnect SubsidyMunicipality of Lambton Shores · Municipal | Up to $2,500 | Openstatus not shown by the agency |
| Backwater Valve Installation SubsidyMunicipality of Lambton Shores · Municipal | Up to $2,500 | Openstatus not shown by the agency |
Leeds and the Thousand Islands
| Program | Amount | Status |
|---|---|---|
| Heritage Celebration and Conservation GrantCanton de Leeds and the Thousand Islands · Municipal | Up to $5,000 | Openstatus not shown by the agency |
Lincoln
| Program | Amount | Status |
|---|---|---|
| Sanitary Backwater Valve Subsidy ProgramCity of Lincoln · Municipal | Up to $1,400 | Openstatus not shown by the agency |
London
| Program | Amount | Status |
|---|---|---|
| Basement Flooding Grant ProgramCity of London — Sewer Engineering Division · Municipal | Up to 90% of costs | Openstatus not shown by the agency |
Markham
| Program | Amount | Status |
|---|---|---|
| Heritage Property Tax Reduction ProgramCity of Markham — Heritage Section · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Private Plumbing Protection Rebate ProgramCity of Markham — Environmental Services, Waterworks · Municipal | Depends on the project (see the official page) | Open |
Midland
| Program | Amount | Status |
|---|---|---|
| Heritage Property Tax Relief ProgramCity of Midland · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Mississauga
All housing programs in Mississauga →
| Program | Amount | Status |
|---|---|---|
| Designated Heritage Property GrantCity of Mississauga · Municipal | Up to $25,000 | On hold |
| Apply for a flood resilience rebateCity of Mississauga · Municipal | Up to $3,000 | Openstatus not shown by the agency |
| Apply for a basement flooding prevention rebateCity of Mississauga · Municipal | Up to $7,500 | Openstatus not shown by the agency |
Mississippi Mills
| Program | Amount | Status |
|---|---|---|
| Heritage Tax Relief ProgramMunicipality of Mississippi Mills · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Muskoka Lakes
| Program | Amount | Status |
|---|---|---|
| Heritage Property Tax Relief ProgramCanton de Muskoka Lakes · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Niagara Falls
| Program | Amount | Status |
|---|---|---|
| Weeping Tile Removal Assistance Program (WRAP)City of Niagara Falls — Municipal Works · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Niagara-on-the-Lake
| Program | Amount | Status |
|---|---|---|
| Heritage Property Tax Relief ProgramCity of Niagara-on-the-Lake · Municipal | Up to $2,000 | Opening soon |
| Heritage Restoration and Improvement Grant Program (By-law 2024-037)City of Niagara-on-the-Lake · Municipal | Up to $7,500 | Open |
North Middlesex
| Program | Amount | Status |
|---|---|---|
| Sump Pump Disconnection Grant Program (By-law 037 of 2025)Municipality of North Middlesex · Municipal | Up to $2,500 | Openstatus not shown by the agency |
| Backwater Valve Installation Grant Program (By-law 037 of 2025)Municipality of North Middlesex · Municipal | Up to $2,500 | Openstatus not shown by the agency |
Orangeville
| Program | Amount | Status |
|---|---|---|
| Meter Relocation RebateOrangeville Hydro Limited · Agency | Up to $500 | Openstatus not shown by the agency |
Oshawa
| Program | Amount | Status |
|---|---|---|
| Conversion to Residential Grant (Urban Growth Centre CIP)City of Oshawa — Oshawa Economic Development · Municipal | Up to $30,000 | Openstatus not shown by the agency |
Ottawa
All housing programs in Ottawa →
| Program | Amount | Status |
|---|---|---|
| Better Homes Ottawa – Loan ProgramCity of Ottawa · Municipal | Up to $125,000 | Openstatus not shown by the agency |
| Residential Protective Plumbing ProgramCity of Ottawa · Municipal | Up to $3,000 | Openstatus not shown by the agency |
| Compassionate GrantCity of Ottawa · Municipal | Up to $1,000 | Openstatus not shown by the agency |
| Rain Ready Ottawa Residential RebatesCity of Ottawa · Municipal | Up to $5,000 | Openstatus not shown by the agency |
| Heritage Property Grant ProgramCity of Ottawa · Municipal | Up to $15,000 | Open |
| Lead Pipe Replacement Program – partial (private-only) rebateCity of Ottawa · Municipal | Up to $1,000 | Openstatus not shown by the agency |
Oxford County
| Program | Amount | Status |
|---|---|---|
| Residential Repair ProgramOxford County — Human Services · Municipal | Up to $5,000 | Openstatus not shown by the agency |
Penetanguishene
| Program | Amount | Status |
|---|---|---|
| Affordable and Sustainable Housing CIP — Home Energy ProgramCity of Penetanguishene · Municipal | Up to $25,000 | Openstatus not shown by the agency |
Peterborough
All housing programs in Peterborough →
| Program | Amount | Status |
|---|---|---|
| Better Homes PeterboroughCity of Peterborough — Better Homes Peterborough · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Residential Conversion and Intensification Grant ProgramCity of Peterborough — Planning Division · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Flood Reduction Subsidy ProgramCity of Peterborough — Stormwater and Sewer Services · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Plympton-Wyoming
| Program | Amount | Status |
|---|---|---|
| Sump Pump Disconnect and Backwater Valve Installation Grant ProgramCity of Plympton-Wyoming · Municipal | Up to $3,000 | Openstatus not shown by the agency |
Port Colborne
| Program | Amount | Status |
|---|---|---|
| Sewer Disconnect Program (Sewer Disconnect and Backflow Prevention Grant)City of Port Colborne · Municipal | Up to $2,500 | Openstatus not shown by the agency |
| Backflow Prevention Program (Sewer Disconnect and Backflow Prevention Grant)City of Port Colborne · Municipal | Up to $1,000 | Openstatus not shown by the agency |
| Water Service and Sewer Lateral Replacement GrantsCity of Port Colborne · Municipal | Up to $5,000 | Openstatus not shown by the agency |
| Residential Grant Program (Comprehensive Community Improvement Plan)City of Port Colborne · Municipal | Up to $75,000 | Openstatus not shown by the agency |
Région de Durham
| Program | Amount | Status |
|---|---|---|
| Durham Greener Homes LoanRegional Municipality of Durham · Municipal | Up to $125,000 | Open |
Région de Halton
All housing programs in the Région de Halton →
| Program | Amount | Status |
|---|---|---|
| Backwater Valve Installation SubsidyRegion of Halton — Basement Flooding Prevention Subsidy Program · Municipal | Up to $1,600 | Openstatus not shown by the agency |
| Downspout Disconnection SubsidyRegion of Halton — Basement Flooding Prevention Subsidy Program · Municipal | Up to $900 | Openstatus not shown by the agency |
| Weeping Tile Disconnection and Sump Pump Installation SubsidyRegion of Halton — Basement Flooding Prevention Subsidy Program · Municipal | Up to $6,500 | Openstatus not shown by the agency |
| Sewer Lateral (Pipe) Lining and Repair SubsidyRegion of Halton — Basement Flooding Prevention Subsidy Program · Municipal | Up to $4,000 | Openstatus not shown by the agency |
| Exterior Storm Drain Disconnection SubsidyRegion of Halton — Basement Flooding Prevention Subsidy Program · Municipal | Up to $6,500 | Openstatus not shown by the agency |
Region of Waterloo
All housing programs in the Region of Waterloo →
| Program | Amount | Status |
|---|---|---|
| Ontario Renovates Program (Funding for Home Repairs)Region of Waterloo · Municipal | Up to $25,000 | Openstatus not shown by the agency |
Richmond Hill
| Program | Amount | Status |
|---|---|---|
| Backwater Valve Subsidy ProgramCity of Richmond Hill · Municipal | Up to $1,500 | Openstatus not shown by the agency |
Rideau Lakes
| Program | Amount | Status |
|---|---|---|
| Additional Residential Unit Renovation and Construction GrantCanton de Rideau Lakes · Municipal | Up to $5,000 | Openstatus not shown by the agency |
Sarnia
| Program | Amount | Status |
|---|---|---|
| Basement Flooding Grant ProgramCity of Sarnia · Municipal | Up to $5,600 | Openstatus not shown by the agency |
Smiths Falls
| Program | Amount | Status |
|---|---|---|
| Program 5: Affordable Housing Additional Residential Unit (ARU) RebateCity of Smiths Falls · Municipal | Up to $25,000 | Open |
| Program 15: Residential Heritage GrantCity of Smiths Falls · Municipal | Up to $10,000 | Open |
South Huron
| Program | Amount | Status |
|---|---|---|
| Community Improvement Plan — Energy Efficiency and Retrofit Grant / Building Climate Change Adaptation GrantMunicipality of South Huron · Municipal | Up to $10,000 | Open |
| Community Improvement Plan — Accessibility Improvement GrantMunicipality of South Huron · Municipal | Up to $10,000 | Open |
Southgate
| Program | Amount | Status |
|---|---|---|
| Southgate Community Improvement Plan — Housing Rehabilitation and Conversion GrantCanton de Southgate · Municipal | Up to $12,000 | Open |
Southwest Middlesex
| Program | Amount | Status |
|---|---|---|
| Community Improvement Plan — Commercial Conversion / Rental Housing Grant (rental housing projects)Municipality of Southwest Middlesex · Municipal | Up to $5,000 | Opening soon |
St. Catharines
All housing programs in St. Catharines →
| Program | Amount | Status |
|---|---|---|
| Emergency Flood Alleviation Program (Emergency FLAP)City of St. Catharines · Municipal | Up to $5,000 | Open |
St. Marys
| Program | Amount | Status |
|---|---|---|
| Designated Heritage Property Grant ProgramCity of St. Marys · Municipal | Up to $7,500 | Openstatus not shown by the agency |
St. Thomas
| Program | Amount | Status |
|---|---|---|
| Basement Flooding Grant ProgramCity of St. Thomas — Environmental Services · Municipal | Up to $5,750 | Openstatus not shown by the agency |
| Sewer Back-up and Rodding RebateCity of St. Thomas — Environmental Services · Municipal | Up to $250 | Openstatus not shown by the agency |
Stratford
| Program | Amount | Status |
|---|---|---|
| Housing Stability Bank ProgramCity of Stratford — Social Services Department · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Basement Isolation and Weeping Tile Sump Pump Subsidy ProgramCity of Stratford — Engineering Division · Municipal | Up to 100% of costs | Openstatus not shown by the agency |
Strathroy-Caradoc
| Program | Amount | Status |
|---|---|---|
| Community Improvement Plan – Heritage ProgramMunicipality of Strathroy-Caradoc · Municipal | Up to $15,000 | Openstatus not shown by the agency |
Tay
| Program | Amount | Status |
|---|---|---|
| Flood Prevention Assistance ProgramCanton de Tay · Municipal | Up to $1,500 | Open |
| Water Efficiency Rebate ProgramCanton de Tay · Municipal | Up to $250 | Openstatus not shown by the agency |
Tecumseh
| Program | Amount | Status |
|---|---|---|
| Foundation Drain Disconnection and Backwater Valve Installation Subsidy ProgramTown of Tecumseh — Public Works & Environmental Services · Municipal | Up to $1,060 | Openstatus not shown by the agency |
The Blue Mountains
| Program | Amount | Status |
|---|---|---|
| Reaching Our Peak CIP — Downtown Apartment Rehabilitation or Conversion ProgramCity of The Blue Mountains · Municipal | Up to $15,000 | On holdstatus not shown by the agency |
| Reaching Our Peak CIP — Building Improvement Renovation GrantCity of The Blue Mountains · Municipal | Up to $20,000 | On holdstatus not shown by the agency |
| Reaching Our Peak CIP — Sustainability & Climate Resilience GrantCity of The Blue Mountains · Municipal | Up to $10,000 | On holdstatus not shown by the agency |
Thunder Bay
| Program | Amount | Status |
|---|---|---|
| Drainage RebateCity of Thunder Bay · Municipal | Depends on the project (see the official page) | Open |
| Lead Water Service Replacement Loan ProgramCity of Thunder Bay · Municipal | Up to $5,000 | Openstatus not shown by the agency |
Toronto
All housing programs in Toronto →
| Program | Amount | Status |
|---|---|---|
| Home Energy Loan Program (HELP)City of Toronto · Municipal | Up to $125,000 | Open |
| Multi-Tenant Houses Renovation & Repair ProgramCity of Toronto — Housing Secretariat · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Heritage Grant ProgramCity of Toronto — Heritage Planning · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Basement Flooding Protection Subsidy ProgramCity of Toronto · Municipal | Up to $6,650 | Open |
| Rockcliffe No Fault Grant for Basement Flooding Damages ProgramCity of Toronto — Toronto Water · Municipal | Up to $7,500 | Openstatus not shown by the agency |
| Eco-Roof Incentive Program – Green Roof IncentiveCity of Toronto · Municipal | Up to $100,000 | Open |
| Eco-Roof Incentive Program – Cool Roof IncentiveCity of Toronto · Municipal | Up to $50,000 | Open |
Trent Hills
| Program | Amount | Status |
|---|---|---|
| Community Improvement Plan — renovation to upper level residential unitsMunicipality of Trent Hills · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Vaughan
| Program | Amount | Status |
|---|---|---|
| Back-water Valve Subsidy Installation ProgramCity of Vaughan · Municipal | Up to $750 | Openstatus not shown by the agency |
Wawa
| Program | Amount | Status |
|---|---|---|
| Residential/Office Rehabilitation and Conversion GrantMunicipality of Wawa · Municipal | Up to $20,000 | Openstatus not shown by the agency |
Welland
All housing programs in Welland →
| Program | Amount | Status |
|---|---|---|
| Sewage Water Alleviation Program (SWAP)City of Welland — Building Division · Municipal | Up to $7,500 | Openstatus not shown by the agency |
| Lead Replacement Program (LRP)City of Welland — Building Division · Municipal | Up to $2,000 | Openstatus not shown by the agency |
| Sewer Backup Compassionate GrantCity of Welland — Finance · Municipal | Up to $3,000 | Openstatus not shown by the agency |
| Residential Grant (Downtown and Health & Wellness Cluster CIP)City of Welland — Welland Economic Development · Municipal | Up to $60,000 | Openstatus not shown by the agency |
| Heritage Grant (Downtown and Health & Wellness Cluster CIP)City of Welland — Welland Economic Development · Municipal | Up to $7,500 | Openstatus not shown by the agency |
Whitchurch-Stouffville
| Program | Amount | Status |
|---|---|---|
| Multiplex/ARU Affordable Rental Grant — Renovate an existing ARU streamCity of Whitchurch-Stouffville — Affordable Housing CIP · Municipal | Up to $10,000 | Openstatus not shown by the agency |
Whitewater Region
| Program | Amount | Status |
|---|---|---|
| Septic System Improvement GrantCanton de Whitewater Region · Municipal | Up to $7,000 | Openstatus not shown by the agency |
Windsor
All housing programs in Windsor →
| Program | Amount | Status |
|---|---|---|
| Basement Flooding Protection SubsidyCity of Windsor · Municipal | Up to $3,500 | Openstatus not shown by the agency |
| Stormwater Financing Program – Rain Barrel RebateCity of Windsor · Municipal | Up to $120 | Openstatus not shown by the agency |
| Heritage Property Tax Reduction ProgramCity of Windsor — Planning & Building Services · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Recently closed
- Oil to Heat Pump Affordability (OHPA) program (Environment and Climate Change Canada): closed on July 31, 2026.
- Canada Greener Homes Grant (Environment and Climate Change Canada): closed to new applications.
- Canada Greener Homes Loan (Environment and Climate Change Canada): closed to new applications.
- Heritage Grant Program (Oakville) (City of Oakville — Heritage Planning): closed to new applications.
- Heritage Property Grant (Halton Hills) (City of Halton Hills — Heritage Halton Hills): closed to new applications.
- Heritage Grant Program (Richmond Hill) (City of Richmond Hill — Heritage Planning): closed on October 31, 2026.
- Durham Greener Homes Deep Retrofit Rebate (Durham Region) (Région de Durham) (Regional Municipality of Durham): closed to new applications.
- Durham Greener Homes Deep Retrofit Rebate: Whitby (Whitby) (City of Whitby): closed to new applications.
- Durham Greener Homes Whitby Weather-ready Rebate (Whitby) (City of Whitby): closed to new applications.
- Age-friendly Seniors Housing Grant (Comté de Simcoe) (County of Simcoe — Age-Friendly Communities): closed to new applications.
- Niagara Renovates (Homeowner) (Région de Niagara) (Regional Municipality of Niagara — Housing Services): closed to new applications.
- Heritage Designated Property Grant (St. Catharines) (City of St. Catharines — Planning and Building Services): closed to new applications.
- Peterborough Renovates Program (PRP) (Peterborough) (City of Peterborough): closed to new applications.
- Heritage Property Tax Rebate Program (HPTRP) (Peterborough) (City of Peterborough — Heritage): closed to new applications.
- Kawartha-Haliburton Renovates (KHR) (Kawartha Lakes) (City of Kawartha Lakes): closed to new applications.
- Million Dollar Makeover Funding Program (Kawartha Lakes) (City of Kawartha Lakes — Economic Development): closed on February 28, 2027.
- Ontario Renovates (City of Brantford) (Brantford) (City of Brantford): closed on October 31, 2026.
- Ontario Renovates Program (Haldimand and Norfolk) (Comtés de Haldimand et Norfolk) (Haldimand & Norfolk Housing and Social Services): closed to new applications.
- Ontario Renovates (Home Repair & Accessibility Funding) (London) (City of London — Housing Programs): closed to new applications.
- Renovation Grant (Downtown & Mitton Village CIP) (Sarnia) (City of Sarnia — Planning): closed to new applications.
- Designated Heritage Grant Program (Kitchener) (City of Kitchener): closed to new applications.
- Ontario Renovates Program (United Counties of Leeds and Grenville) (United Counties of Leeds and Grenville): closed to new applications.
- Conservation of Built Heritage Grant Program (Barrie) (City of Barrie): closed on April 1, 2026.
- Designated Heritage Property Grant Program (Cambridge) (City of Cambridge — Policy Planning): closed to new applications.
- Heritage Tax Refund Program (Collingwood) (City of Collingwood — Heritage Collingwood): closed on March 15, 2026.
- Heritage Property Grant Program (Grimsby) (City of Grimsby): closed on November 6, 2026.
- Heritage Property Tax Rebate Program (Amherstburg) (Town of Amherstburg — Heritage Planning / Financial Services): closed to new applications.
- Heritage Property Tax Rebate (Kingsville) (Town of Kingsville — Legislative Services): closed to new applications.
- Sarnia Saves Residential Program (Sarnia) (Enbridge Gas): closed to new applications.
- HomeEnergySaver Program (Independent Electricity System Operator — Save on Energy): closed to new applications.
- Community Improvement Plan — Housing Grant/Loan (Bracebridge) (City of Bracebridge): closed to new applications.
- Community Improvement Program — Conversion/Expansion Grant (upper-storey residential, rental dwelling unit) (Hanover) (City of Hanover): closed to new applications.
A verified professional for this project
A home inspector finds the work to do before you apply. See verified professionals →
Frequently asked questions
What programs help you renovate a home in Ontario?
In Ontario, 184 verified programs apply to this project: 15 province-wide (federal programs included) and 169 offered by 96 municipalities. The largest: Disaster Recovery Assistance for Ontarians (DRAO), up to $250,000; Home accessibility tax credit (line 31285), credit on $20,000; Veterans Independence Program (VIP), up to $13,779.63.
What is the largest program to renovate a home in Ontario?
Disaster Recovery Assistance for Ontarians (DRAO), from Ontario Ministry of Municipal Affairs and Housing: up to $250,000. It is the largest published amount among open programs; the right one for you depends on your situation.
Which cities in Ontario have their own programs to renovate a home?
96 municipalities, with the number of programs: Toronto (7), Hamilton (6), Ottawa (6), Guelph (5), Kingston (5), Région de Halton (5), Welland (5), Centre Wellington (4), Port Colborne (4), Brantford (3), and 86 more. They come on top of provincial and federal programs.
Are these programs open right now?
174 programs are open to applications and 10 are on hold (waiting list or reopening with no date). 32 programs closed recently: Oil to Heat Pump Affordability (OHPA) program; Canada Greener Homes Grant; Canada Greener Homes Loan, among others. For 147, the agency says neither open nor closed: the status is inferred from its active page. Statuses checked on each agency's page, most recently on November 7, 2026.
How do I apply?
You apply directly to each program's agency: the link to its official page is in the table. Payotte grants nothing and does not confirm eligibility; the agency's full conditions apply.
How this page is made
Every amount, date and condition was checked on the linked official page within the last 30 days; a program that has not been rechecked is left out. When the agency's page says neither open nor closed, the status is inferred and labelled as such. Payotte grants nothing and does not confirm eligibility: you apply to the agency. General information, not tax advice.
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