In short
In Ontario, 20 verified programs apply to this project: 9 province-wide (federal programs included) and 11 offered by 11 municipalities. The largest: Home Buyers' Plan (HBP), $60,000 limit; First Home Savings Account (FHSA), $40,000 limit; Home buyers' amount (line 31270), credit on $10,000. 3 are on hold.
Everywhere in Ontario
| Program | Amount | Status |
|---|---|---|
| Home Buyers' Plan (HBP)Canada Revenue Agency · Federal | $60,000 limit | Open |
| First Home Savings Account (FHSA)Canada Revenue Agency · Federal | $40,000 limit | Open |
| Home buyers' amount (line 31270)Canada Revenue Agency · Federal | Credit on $10,000 | Open |
| Land Transfer Tax Refund for First-Time HomebuyersOntario Ministry of Finance · Provincial | Up to $4,000 | Open |
| GST/HST First-Time Home Buyers' rebateCanada Revenue Agency · Federal | Depends on the project (see the official page) | Open |
| Assurance prêt hypothécaireCanada Mortgage and Housing Corporation (CMHC) · Federal | Depends on the project (see the official page) | Open |
| Insured Loans for On-Reserve First Nation HousingCanada Mortgage and Housing Corporation (CMHC) · Federal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Non-Resident Speculation Tax rebates and refundsOntario Ministry of Finance — Section des droits de cession immobilière · Provincial | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Ontario enhanced new housing rebate (ENHR)Canada Revenue Agency, pour la province de l'Ontario · Provincial | Depends on the project (see the official page) | Openstatus not shown by the agency |
Municipal programs
Barrie
| Program | Amount | Status |
|---|---|---|
| Homeownership Forgivable LoanCity of Barrie — Services de développement, équipe logement (Development Services Housing Team) · Municipal | Up to 10% of costs | On hold |
Brantford
| Program | Amount | Status |
|---|---|---|
| Brantford-Brant Homeownership Program (B-Home)City of Brantford — Services du logement et de l'itinérance (Housing and Homelessness Services, gestionnaire de services Brantford et comté de Brant) · Municipal | Up to $20,000 | Openstatus not shown by the agency |
Chatham-Kent
| Program | Amount | Status |
|---|---|---|
| Affordable Homeownership ProgramMunicipality of Chatham-Kent, Housing Services · Municipal | Up to $25,000 | Openstatus not shown by the agency |
Comté de Simcoe
| Program | Amount | Status |
|---|---|---|
| Affordable Homeownership ProgramComté de Simcoe — Services sociaux et communautaires, programmes de logement (Housing Programs) · Municipal | Up to 10% of costs | On hold |
Comtés de Haldimand et Norfolk
| Program | Amount | Status |
|---|---|---|
| Home Ownership Program (Haldimand and Norfolk)Haldimand & Norfolk Housing and Social Services (HNHSS, gestionnaire de services logement des comtés de Haldimand et Norfolk) · Municipal | Depends on the project (see the official page) | Open |
District of Nipissing Social Services Administration Board
| Program | Amount | Status |
|---|---|---|
| Homeownership ProgramConseil d'administration des services sociaux du district de Nipissing (DNSSAB) · Municipal | Up to 10% of costs | On hold |
District of Sault Ste. Marie Social Services Administration Board
| Program | Amount | Status |
|---|---|---|
| Affordable Home Ownership Program (AHOP)Conseil d'administration des services sociaux du district de Sault Ste. Marie (DSSMSSAB) · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Oxford County
| Program | Amount | Status |
|---|---|---|
| Home Ownership ProgramOxford County, Human Services · Municipal | Up to 5% of costs | Openstatus not shown by the agency |
Region of Waterloo
| Program | Amount | Status |
|---|---|---|
| Affordable Home OwnershipRégion de Waterloo — Services du logement · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Stratford
| Program | Amount | Status |
|---|---|---|
| Affordable Home Ownership ProgramCity of Stratford, Social Services Department · Municipal | Up to 5% of costs | Open |
Toronto
| Program | Amount | Status |
|---|---|---|
| Municipal Land Transfer Tax Rebate for First-Time PurchasersCity of Toronto · Municipal | Up to $4,475 | Open |
Recently closed
- Welcome Home Niagara (Homeownership Program) (Région de Niagara) (Municipalité régionale de Niagara — Services du logement (Housing Services)): closed to new applications.
- Homeownership Down Payment Assistance (County of Lambton) (County of Lambton, Social Services Division (Housing Services)): closed to new applications.
- Wellington Affordable Homeownership Down Payment Loan Fund (County of Wellington) (Comté de Wellington — Services du logement Wellington-Guelph): closed to new applications.
- Home Ownership Program (Kingston) (City of Kingston — Services du logement): closed to new applications.
A verified professional for this project
A mortgage broker builds the financing around these programs. See verified professionals →
How this page is made
Every amount, date and condition was checked on the linked official page within the last 30 days; a program that has not been rechecked is left out. When the agency's page says neither open nor closed, the status is inferred and labelled as such. Payotte grants nothing and does not confirm eligibility: you apply to the agency. General information, not tax advice.
← All programs in Ontario · Renovate · Save energy · Adapt the home · Property taxes · Build new