In short
In Prince Edward Island, 27 verified housing programs are available to individuals, federal programs included. The largest: Home Buyers' Plan (HBP), $60,000 limit; GST/HST First-Time Home Buyers' rebate, up to $50,000; First Home Savings Account (FHSA), $40,000 limit.
Buy
| Program | Amount | Status |
|---|---|---|
| Home Buyers' Plan (HBP)Canada Revenue Agency · Federal | $60,000 limit | Open |
| GST/HST First-Time Home Buyers' rebateCanada Revenue Agency · Federal | Up to $50,000 | Open |
| First Home Savings Account (FHSA)Canada Revenue Agency · Federal | $40,000 limit | Open |
See all 8 programs: home buying programs in Prince Edward Island →
A mortgage broker builds the financing around these programs. See verified professionals →
Renovate
| Program | Amount | Status |
|---|---|---|
| Home accessibility tax credit (line 31285)Canada Revenue Agency · Federal | Credit on $20,000 | Open |
| Veterans Independence Program (VIP)Veterans Affairs Canada · Federal | Up to $13,779.63 | Openstatus not shown by the agency |
| Home adaptations – Veterans Independence Program (VIP)Veterans Affairs Canada · Federal | Up to $7,883.78 | Openstatus not shown by the agency |
See all 12 programs: home renovation grants and rebates in Prince Edward Island →
A home inspector finds the work to do before you apply. See verified professionals →
Save energy
| Program | Amount | Status |
|---|---|---|
| Canada Greener Homes Affordability ProgramEnvironment and Climate Change Canada · Federal | Depends on the project (see the official page) | Open |
| CMHC Eco PlusCanada Mortgage and Housing Corporation (CMHC) (SCHL) · Federal | Up to 25% of costs | Openstatus not shown by the agency |
| CMHC Eco ImprovementCanada Mortgage and Housing Corporation (CMHC) (SCHL) · Federal | Up to 25% of costs | Openstatus not shown by the agency |
A home inspector assesses the envelope and heating. See verified professionals →
Adapt the home
| Program | Amount | Status |
|---|---|---|
| Home accessibility tax credit (line 31285)Canada Revenue Agency · Federal | Credit on $20,000 | Open |
| Veterans Independence Program (VIP)Veterans Affairs Canada · Federal | Up to $13,779.63 | Openstatus not shown by the agency |
| Home adaptations – Veterans Independence Program (VIP)Veterans Affairs Canada · Federal | Up to $7,883.78 | Openstatus not shown by the agency |
See all 6 programs: home accessibility and seniors programs in Prince Edward Island →
Property taxes
| Program | Amount | Status |
|---|---|---|
| Heritage Incentive Program (Heritage Grant and Tax Incentive)City of Charlottetown — Planning and Heritage Department · Charlottetown · Municipal | Up to $5,000 | Openstatus not shown by the agency |
| Seniors Property Tax Deferral ProgramMinistère des Finances et de l'Abordabilité · Provincial | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Municipal Property Tax Incentives: Home BuildersCity of Alberton · Alberton · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Municipal Property Tax Incentives: Emma Drive SubdivisionCity of Alberton · Alberton · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
An appraiser tells you whether your assessment is fair. See verified professionals →
Build new
| Program | Amount | Status |
|---|---|---|
| GST/HST First-Time Home Buyers' rebateCanada Revenue Agency · Federal | Up to $50,000 | Open |
| Prince Edward Island PBRH rebate (provincial part of the HST)Canada Revenue Agency · Provincial | Up to $35,000 | Openstatus not shown by the agency |
| Multigenerational home renovation tax credit (MHRTC)Canada Revenue Agency · Federal | Up to $7,250 | Openstatus not shown by the agency |
See all 13 programs: new construction and rental housing programs in Prince Edward Island →
Closed
5 programs in Prince Edward Island are closed to new applications; they stay listed, with their date, on their project page.
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Frequently asked questions
What housing grants are available in Prince Edward Island?
In Prince Edward Island, 27 verified programs are available to individuals, federal programs included. By project: buy (8), renovate (12), save energy (3), adapt the home (6), property taxes (4), build new (13). One program can serve several projects.
What are the largest programs in Prince Edward Island?
By largest published amount: Home Buyers' Plan (HBP), $60,000 limit (Canada Revenue Agency); GST/HST First-Time Home Buyers' rebate, up to $50,000 (Canada Revenue Agency); First Home Savings Account (FHSA), $40,000 limit (Canada Revenue Agency).
Are these programs open right now?
27 programs are open to applications. 5 programs closed recently: Oil to Heat Pump Affordability (OHPA) program; Canada Greener Homes Grant; Canada Greener Homes Loan, among others. For 17, the agency says neither open nor closed: the status is inferred from its active page. Statuses checked on each agency's page, most recently on November 7, 2026.
How do I apply?
You apply directly to each program's agency: the link to its official page is in the table. Payotte grants nothing and does not confirm eligibility; the agency's full conditions apply.
How this page is made
Every amount, date and condition was checked on the linked official page within the last 30 days; a program that has not been rechecked is left out. Payotte grants nothing and does not confirm eligibility: you apply to the agency. General information, not tax advice.
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