In short
In Northwest Territories, 46 verified housing programs are available to individuals, federal programs included. The largest: Home Buyers' Plan (HBP), $60,000 limit; GST/HST First-Time Home Buyers' rebate, up to $50,000; First Home Savings Account (FHSA), $40,000 limit. 1 is on hold (waiting list or reopening with no date).
Buy
| Program | Amount | Status |
|---|---|---|
| Home Buyers' Plan (HBP)Canada Revenue Agency · Federal | $60,000 limit | Open |
| GST/HST First-Time Home Buyers' rebateCanada Revenue Agency · Federal | Up to $50,000 | Open |
| First Home Savings Account (FHSA)Canada Revenue Agency · Federal | $40,000 limit | Open |
See all 11 programs: home buying programs in Northwest Territories →
A mortgage broker builds the financing around these programs. See verified professionals →
Renovate
| Program | Amount | Status |
|---|---|---|
| Missing Middle Conversion GrantCity of Yellowknife · Yellowknife · Municipal | Up to $25,000 | Openstatus not shown by the agency |
| Home accessibility tax credit (line 31285)Canada Revenue Agency · Federal | Credit on $20,000 | Open |
| Emergency RepairsNWT Housing Corporation · Provincial | Up to $15,000 | Open |
See all 15 programs: home renovation grants and rebates in Northwest Territories →
A home inspector finds the work to do before you apply. See verified professionals →
Save energy
| Program | Amount | Status |
|---|---|---|
| Senior Home Heating SubsidyMinistère de l'Éducation · Provincial | Up to $8,720 | Open |
| CMHC Eco PlusCanada Mortgage and Housing Corporation (CMHC) (SCHL) · Federal | Up to 25% of costs | Openstatus not shown by the agency |
| CMHC Eco ImprovementCanada Mortgage and Housing Corporation (CMHC) (SCHL) · Federal | Up to 25% of costs | Openstatus not shown by the agency |
See all 9 programs: home energy rebates and grants in Northwest Territories →
A home inspector assesses the envelope and heating. See verified professionals →
Adapt the home
| Program | Amount | Status |
|---|---|---|
| Home accessibility tax credit (line 31285)Canada Revenue Agency · Federal | Credit on $20,000 | Open |
| Universal Dwelling GrantCity of Yellowknife · Yellowknife · Municipal | Up to $15,000 | Openstatus not shown by the agency |
| Veterans Independence Program (VIP)Veterans Affairs Canada · Federal | Up to $13,779.63 | Openstatus not shown by the agency |
See all 9 programs: home accessibility and seniors programs in Northwest Territories →
Property taxes
| Program | Amount | Status |
|---|---|---|
| Senior Citizens and Disabled Persons Property Tax ReliefCity of Yellowknife · Yellowknife · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Senior Citizens and Disabled Persons Property Tax ExemptionCity of Inuvik · Inuvik · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Three Year Property Tax ExemptionCity of Fort Smith · Fort Smith · Municipal | Depends on the project (see the official page) | Open |
An appraiser tells you whether your assessment is fair. See verified professionals →
Build new
| Program | Amount | Status |
|---|---|---|
| Multi-Family Housing Grant (New Construction and Retrofit)City of Fort Smith · Fort Smith · Municipal | Up to $110,000 | Open |
| GST/HST First-Time Home Buyers' rebateCanada Revenue Agency · Federal | Up to $50,000 | Open |
| Single Detached Home GrantCity of Fort Smith · Fort Smith · Municipal | Up to $30,000 | Open |
See all 24 programs: new construction and rental housing programs in Northwest Territories →
Programs city by city
Closed
8 programs in Northwest Territories are closed to new applications; they stay listed, with their date, on their project page.
A verified professional for your project
Frequently asked questions
What housing grants are available in Northwest Territories?
In Northwest Territories, 46 verified programs are available to individuals, federal programs included. By project: buy (11), renovate (15), save energy (9), adapt the home (9), property taxes (3), build new (24). One program can serve several projects.
What are the largest programs in Northwest Territories?
By largest published amount: Home Buyers' Plan (HBP), $60,000 limit (Canada Revenue Agency); GST/HST First-Time Home Buyers' rebate, up to $50,000 (Canada Revenue Agency); First Home Savings Account (FHSA), $40,000 limit (Canada Revenue Agency).
Are these programs open right now?
45 programs are open to applications and 1 is on hold (waiting list or reopening with no date). 8 programs closed recently: Oil to Heat Pump Affordability (OHPA) program; Canada Greener Homes Grant; Canada Greener Homes Loan, among others. For 24, the agency says neither open nor closed: the status is inferred from its active page. Statuses checked on each agency's page, most recently on November 7, 2026.
How do I apply?
You apply directly to each program's agency: the link to its official page is in the table. Payotte grants nothing and does not confirm eligibility; the agency's full conditions apply.
How this page is made
Every amount, date and condition was checked on the linked official page within the last 30 days; a program that has not been rechecked is left out. Payotte grants nothing and does not confirm eligibility: you apply to the agency. General information, not tax advice.
← All provinces · Quebec · Ontario · British Columbia · Alberta · Saskatchewan · Manitoba · New Brunswick · Nova Scotia · Prince Edward Island · Newfoundland and Labrador · Yukon · Nunavut