Pune is treated here through Maharashtra law first. Pune homes pay 5 per cent, rural Gram Panchayat land 4 per cent; that schedule has stood since 7 September 2017. A purchase of ₹50 lakh therefore pays at least ₹2,50,000, and a purchase of ₹1 crore pays at least ₹5,00,000. The base may be the ready reckoner value, which is why the sums are floors. No official table for the Maharashtra registration fee could be read, so it is left out. Duty falls under the Inspector General of Registration with the Controller of Stamps, Maharashtra.
In RESIDEX terms, Pune stands at 8 of 9, near the bottom of the group, with +3.7%. Faridabad +24.4% is at the top and Kalyan-Dombivli -1.7% at the base. Valuations from banks and housing finance companies make up the index, for April-June 2026.
The local body is the Pune Municipal Corporation, and RERA matters go to the Maharashtra Real Estate Regulatory Authority. Registration runs through the Registration and Stamps Department, Maharashtra. Pimpri-Chinchwad, Mumbai and Thane are among the other cities covered in the state. PMAY-Urban reports 11,02,917 completed houses in Maharashtra, equal to 79%, as the 28 September 2026 figures show. The August 2026 national average for new mortgages was 7.61%. This page offers no view on whether a purchase makes sense, only the sourced figures.
In short
On a ₹50 lakh home in Pune (Maharashtra), stamp duty comes to at least ₹2,50,000, charged on the higher of the price and the Annual Statement of Rates (ready reckoner). Prices in Pune changed by +3.7% over a year (NHB RESIDEX, April-June 2026). A bank lends at most 80% of a ₹50 lakh home (RBI); the average rate on new housing loans was 7.61% in August 2026.
Calculate for Pune
Pune against the rest of India
The NHB publishes a RESIDEX change for only nine of the 44 cities on Payotte. Pune is 8th of the nine cities, at +3.7%: 3.3 points behind the 50-city composite (+7%). The range runs from +24.4% in Faridabad to -1.7% in Kalyan-Dombivli.
Maharashtra charges stamp duty of 5% of the Annual Statement of Rates (ready reckoner) in a Municipal Corporation area (4% in a Gram Panchayat). On a ₹50 lakh home that is ₹2,50,000, joint 4th of the seven whose rates Payotte reads, level with Chandigarh, Odisha and Uttarakhand.
Pune lies at 18.5°N, 73.9°E. Pimpri-Chinchwad, 10 km to the north-west, is practically next door, then Panvel (95 km, north-west) and Navi Mumbai (105 km, north-west), as the crow flies. Seven cities in all lie within 150 km (Pimpri-Chinchwad, Panvel, Navi Mumbai, Kalyan-Dombivli, Mumbai, Thane and Mira-Bhayandar). The farthest is Guwahati, 2,025 km away. The closest city with a RESIDEX figure after itself is Kalyan-Dombivli (-1.7%), 110 km away.
Maharashtra has ten other cities on Payotte: Kalyan-Dombivli, Mira-Bhayandar, Mumbai, Nagpur, Nashik, Navi Mumbai, Panvel, Pimpri-Chinchwad, Thane and Vasai-Virar. Mumbai (+6.2%) and Kalyan-Dombivli (-1.7%) are the ones with a RESIDEX figure, against +3.7% here.
| City | Distance | Direction | Prices over a year (RESIDEX) |
|---|---|---|---|
| Pimpri-Chinchwad | 10 km | north-west | no figure |
| Panvel | 95 km | north-west | no figure |
| Navi Mumbai | 105 km | north-west | no figure |
| Kalyan-Dombivli | 110 km | north-west | -1.7% |
| Mumbai | 120 km | north-west | +6.2% |
| Thane | 120 km | north-west | no figure |
| Mira-Bhayandar | 135 km | north-west | no figure |
| Vasai-Virar | 150 km | north-west | no figure |
| Nashik | 165 km | north | no figure |
| Surat | 315 km | north | no figure |
| Vadodara | 425 km | north | no figure |
| Hyderabad | 505 km | east | +5.2% |
Where to check in Maharashtra
The official sites to use before buying in Pune, Maharashtra: the register of projects and agents, the portal that registers the sale deed and the municipal body that levies property tax. Each link goes to a government site.
- Real estate regulator (RERA): Maharashtra Real Estate Regulatory Authority (did not open from outside India).
- Deed registration and stamp duty: Registration and Stamps Department, Maharashtra (did not open from outside India).
- Municipal body of Pune: Pune Municipal Corporation, Maharashtra.
Sites listed by the Integrated Government Online Directory of the National Informatics Centre and the list of State and UT registration websites of the National Generic Document Registration System, read between 18 October 2026 and 2 November 2026; 2 sites did not open from outside India that day, the address is the one the official list gives. Search a registration number, a deed or a land record yourself on these sites: Payotte copies nothing from the registers.
The questions, answered
How much stamp duty on a ₹50 lakh home in Pune?
On a ₹50 lakh home in Pune (Maharashtra), the charges are stamp duty (5%) ₹2,50,000: at least ₹2,50,000 in all, and at least ₹5,00,000 on ₹1 crore, above the Annual Statement of Rates (ready reckoner), at the rates read on 14 October 2026 (registration fee not read at the source, not included).
What EMI on a ₹50 lakh home in Pune?
On the largest loan an Indian bank may grant (80% of the price, RBI), ₹40 lakh over 20 years at the 7.61% average rate costs ₹32,493 a month.
How much tax when you sell a home in Pune?
The Income-tax Act applies across India: a gain on a home held more than 24 months is taxed at 12.5% without indexation, ₹2,50,000 on a ₹20 lakh gain, before surcharge and cess
Are house prices rising in Pune?
The NHB RESIDEX index for Pune, based on bank and housing finance company valuations, changed by +3.7% over a year in April-June 2026, against +7% for the 50-city composite (National Housing Bank).
More on the tax when you sell: capital gains tax on property. On the loan: eligibility and EMI.
The figures
| Measure | Value | Source |
|---|---|---|
| Stamp duty (5%) on ₹50 lakh | ₹2,50,000 | Inspector General of Registration and Controller of Stamps, Maharashtra |
| House prices, change over a year (April-June 2026) | +3.7% | NHB RESIDEX |
The RBI and the NHB publish price indices, not prices in rupees. National figures: RBI House Price Index +3.6% over a year (Q1:2026-27 (April-June 2026)); average rate on new housing loans 7.61% (August 2026).
Elsewhere in Maharashtra
Sources
- Duty: Maharashtra Stamp Act 1958, Schedule I, Article 25 (as modified up to 1 June 2022) (rates in force since 7 September 2017); the calculator.
- Housing scheme: States/UTs wise Progress under PMAY-U & PMAY-U 2.0 (Ministry of Housing and Urban Affairs) (as of 28 September 2026).
- Prices and loans: NHB RESIDEX (source acknowledged); RBI House Price Index; RBI lending rates; RBI Credit Facilities Directions 2025, paragraph 111.