Start with the governing body. Nashik Municipal Corporation (NMC), Maharashtra, runs the city, so the corporation duty of 5 per cent applies instead of the Gram Panchayat duty of 4 per cent.
On what base is it charged? The Annual Statement of Rates, the ready reckoner, sets the value, and the percentage is applied to that. These percentages have applied from 7 September 2017.
The totals shown are lower bounds. A Maharashtra registration fee will be added at the Registration and Stamps Department, but its official schedule could not be read, so it has been left out of ₹2,50,000 and ₹5,00,000.
Money market: banks lent for new homes at an average of 7.61% in August 2026. The RBI ceiling on a home loan is 80%.
State housing programme: Maharashtra has 14,04,013 houses sanctioned under PMAY-Urban, with 79% completed on 28 September 2026.
Developers selling in the city must be on the Maharashtra Real Estate Regulatory Authority register, which is where a buyer verifies a project. Navi Mumbai, Pune, Thane and Nagpur can be compared on their own pages, and Panvel too.
In short
On a ₹50 lakh home in Nashik (Maharashtra), stamp duty comes to at least ₹2,50,000, charged on the higher of the price and the Annual Statement of Rates (ready reckoner). Across the RBI's 18 cities, house prices rose +3.6% over a year (Q1:2026-27 (April-June 2026)). A bank lends at most 80% of a ₹50 lakh home (RBI); the average rate on new housing loans was 7.61% in August 2026.
Calculate for Nashik
Nashik against the rest of India
Neither the NHB press release nor the list of the RBI's 18 cities carries Nashik, so Payotte has no price movement to report for it, and gives none rather than borrowing another city's.
Maharashtra charges stamp duty of 5% of the Annual Statement of Rates (ready reckoner) in a Municipal Corporation area (4% in a Gram Panchayat). On a ₹50 lakh home that is ₹2,50,000, joint 4th of the seven whose rates Payotte reads, level with Chandigarh, Odisha and Uttarakhand.
Nashik lies at 20.0°N, 73.8°E. The nearest of the other 43 cities is Kalyan-Dombivli, 110 km to the south-west, then Vasai-Virar (120 km, south-west) and Thane (125 km, south-west), as the crow flies. Seven cities in all lie within 150 km (Kalyan-Dombivli, Vasai-Virar, Thane, Mira-Bhayandar, Panvel, Navi Mumbai and Mumbai). The farthest is Guwahati, 1,960 km away. The closest city with a RESIDEX figure is Kalyan-Dombivli, 110 km away, at -1.7%: a neighbour's number, not Nashik's own.
Maharashtra has ten other cities on Payotte: Kalyan-Dombivli, Mira-Bhayandar, Mumbai, Nagpur, Navi Mumbai, Panvel, Pimpri-Chinchwad, Pune, Thane and Vasai-Virar. Mumbai (+6.2%), Pune (+3.7%) and Kalyan-Dombivli (-1.7%) are the ones with a RESIDEX figure.
| City | Distance | Direction | Prices over a year (RESIDEX) |
|---|---|---|---|
| Kalyan-Dombivli | 110 km | south-west | -1.7% |
| Vasai-Virar | 120 km | south-west | no figure |
| Thane | 125 km | south-west | no figure |
| Mira-Bhayandar | 125 km | south-west | no figure |
| Panvel | 135 km | south-west | no figure |
| Navi Mumbai | 135 km | south-west | no figure |
| Mumbai | 140 km | south-west | +6.2% |
| Pimpri-Chinchwad | 155 km | south | no figure |
| Pune | 165 km | south | +3.7% |
| Surat | 165 km | north-west | no figure |
| Vadodara | 265 km | north | no figure |
| Ahmedabad | 360 km | north | +7.9% |
Where to check in Maharashtra
The official sites to use before buying in Nashik, Maharashtra: the register of projects and agents, the portal that registers the sale deed and the municipal body that levies property tax. Each link goes to a government site.
- Real estate regulator (RERA): Maharashtra Real Estate Regulatory Authority (did not open from outside India).
- Deed registration and stamp duty: Registration and Stamps Department, Maharashtra (did not open from outside India).
- Municipal body of Nashik: Nashik Municipal Corporation (NMC), Maharashtra (did not open from outside India).
Sites listed by the Integrated Government Online Directory of the National Informatics Centre and the list of State and UT registration websites of the National Generic Document Registration System, read between 18 October 2026 and 2 November 2026; 3 sites did not open from outside India that day, the address is the one the official list gives. Search a registration number, a deed or a land record yourself on these sites: Payotte copies nothing from the registers.
The questions, answered
How much stamp duty on a ₹50 lakh home in Nashik?
On a ₹50 lakh home in Nashik (Maharashtra), the charges are stamp duty (5%) ₹2,50,000: at least ₹2,50,000 in all, and at least ₹5,00,000 on ₹1 crore, above the Annual Statement of Rates (ready reckoner), at the rates read on 14 October 2026 (registration fee not read at the source, not included).
What EMI on a ₹50 lakh home in Nashik?
On the largest loan an Indian bank may grant (80% of the price, RBI), ₹40 lakh over 20 years at the 7.61% average rate costs ₹32,493 a month.
How much tax when you sell a home in Nashik?
The Income-tax Act applies across India: a gain on a home held more than 24 months is taxed at 12.5% without indexation, ₹2,50,000 on a ₹20 lakh gain, before surcharge and cess
More on the tax when you sell: capital gains tax on property. On the loan: eligibility and EMI.
The figures
| Measure | Value | Source |
|---|---|---|
| Stamp duty (5%) on ₹50 lakh | ₹2,50,000 | Inspector General of Registration and Controller of Stamps, Maharashtra |
The RBI and the NHB publish price indices, not prices in rupees. National figures: RBI House Price Index +3.6% over a year (Q1:2026-27 (April-June 2026)); average rate on new housing loans 7.61% (August 2026).
Elsewhere in Maharashtra
Sources
- Duty: Maharashtra Stamp Act 1958, Schedule I, Article 25 (as modified up to 1 June 2022) (rates in force since 7 September 2017); the calculator.
- Housing scheme: States/UTs wise Progress under PMAY-U & PMAY-U 2.0 (Ministry of Housing and Urban Affairs) (as of 28 September 2026).
- Prices and loans: NHB RESIDEX (source acknowledged); RBI House Price Index; RBI lending rates; RBI Credit Facilities Directions 2025, paragraph 111.