City · Maharashtra

Buying a home in Kalyan-Dombivli: stamp duty, loan, prices

On a ₹50 lakh home in Kalyan-Dombivli, stamp duty comes to at least ₹2,50,000 under Maharashtra rates in force since 7 September 2017, and valuations moved -1.7% in a year (NHB RESIDEX, April-June 2026).

Data as of 14 October 2026

Kalyan Dombivli Municipal Corporation, Maharashtra, is the civic body, and its area carries the 5 per cent municipal corporation duty. A Gram Panchayat property is charged 4 per cent. The value that duty bites on is the ready reckoner, formally the Annual Statement of Rates.

The valuation trend here is the weakest in the NHB table. For April-June 2026 the National Housing Bank lists Kalyan-Dombivli at -1.7%, ranked 9 of 9 cities with a RESIDEX figure. Its 50-city composite showed +7%. Faridabad topped the list at +24.4%.

Totals on this page are floors, because the Maharashtra registration fee is absent. The fee schedule was unreadable at source, so ₹2,50,000 on a ₹50 lakh home and ₹5,00,000 on ₹1 crore will rise once that fee is added.

The duty rates have been unchanged since 7 September 2017.

Maharashtra reports 14,04,013 houses sanctioned under PMAY-Urban and 11,02,917 completed, as of 28 September 2026. These are state totals. Before paying anything, a buyer can search the project on MahaRERA, the Maharashtra Real Estate Regulatory Authority. Thane, Mumbai, Pune, Nashik and Nagpur are other cities with pages on this site.

In short

On a ₹50 lakh home in Kalyan-Dombivli (Maharashtra), stamp duty comes to at least ₹2,50,000, charged on the higher of the price and the Annual Statement of Rates (ready reckoner). Prices in Kalyan-Dombivli changed by -1.7% over a year (NHB RESIDEX, April-June 2026). A bank lends at most 80% of a ₹50 lakh home (RBI); the average rate on new housing loans was 7.61% in August 2026.

Calculate for Kalyan-Dombivli

If you buy

Stamp duty, registration and loan in Kalyan-Dombivli

Rates of the Inspector General of Registration and Controller of Stamps, Maharashtra. Change any field: the amounts are recalculated instantly.

Value charged₹50,00,000
Stamp duty₹2,50,000
Registration feenot computed
Total at registrationat least ₹2,50,000
Largest bank loan (RBI cap)₹40,00,000 (80%)
Monthly EMI, 20 years at 7.61%₹32,493

Registration fee not computed: no official table of fees could be read (the IGR portal refuses connections from outside India). A 1% reduction for women buyers (order of 31 March 2021) was read only in an editor's note: it is not applied.

Sale deed of a home bought by an individual. Brokerage, legal fees, GST on an unfinished home, TDS and bank fees are not included; your bank's rate will differ from the RBI average. All the rates and sources.

If you sell

Capital gain and the tax on it

Same rule in every state: the Income-tax Act applies across India.

Capital gain₹20,00,000
Type of gainLong-term (held over 24 months)
Rate12.5%
Tax on the gain₹2,50,000

Long-term gain taxed at 12.5% without indexation (Income-tax Act 2025, section 197(1), sale on or after 1 April 2026), before surcharge and cess. Home bought before 23 July 2024 by a resident individual or HUF: 20% with indexed cost at most (section 197(3)).

Gain = sale price − purchase price, before deductible costs. Brokerage, reinvestment exemptions and TDS are not included.

Kalyan-Dombivli against the rest of India

The NHB publishes a RESIDEX change for only nine of the 44 cities on Payotte. Kalyan-Dombivli is the weakest of the nine cities, at -1.7%: prices fell, where the 50-city composite rose +7%. The range runs from +24.4% in Faridabad to -1.7% in Kalyan-Dombivli.

Maharashtra charges stamp duty of 5% of the Annual Statement of Rates (ready reckoner) in a Municipal Corporation area (4% in a Gram Panchayat). On a ₹50 lakh home that is ₹2,50,000, joint 4th of the seven whose rates Payotte reads, level with Chandigarh, Odisha and Uttarakhand.

Kalyan-Dombivli lies at 19.2°N, 73.1°E. Thane, 20 km to the west, is practically next door, then Navi Mumbai (25 km, south-west) and Panvel (30 km, south), as the crow flies. Nine cities in all lie within 150 km (Thane, Navi Mumbai, Panvel, Mira-Bhayandar, Mumbai, Vasai-Virar, Pimpri-Chinchwad, Nashik and Pune). The farthest is Guwahati, 2,055 km away. The closest city with a RESIDEX figure after itself is Mumbai (+6.2%), 35 km away.

Maharashtra has ten other cities on Payotte: Mira-Bhayandar, Mumbai, Nagpur, Nashik, Navi Mumbai, Panvel, Pimpri-Chinchwad, Pune, Thane and Vasai-Virar. Mumbai (+6.2%) and Pune (+3.7%) are the ones with a RESIDEX figure, against -1.7% here.

The twelve cities of Payotte closest to Kalyan-Dombivli
CityDistanceDirectionPrices over a year (RESIDEX)
Thane20 kmwestno figure
Navi Mumbai25 kmsouth-westno figure
Panvel30 kmsouthno figure
Mira-Bhayandar30 kmwestno figure
Mumbai35 kmsouth-west+6.2%
Vasai-Virar40 kmnorth-westno figure
Pimpri-Chinchwad100 kmsouth-eastno figure
Nashik110 kmnorth-eastno figure
Pune110 kmsouth-east+3.7%
Surat220 kmnorthno figure
Vadodara340 kmnorthno figure
Rajkot415 kmnorth-westno figure

Where to check in Maharashtra

The official sites to use before buying in Kalyan-Dombivli, Maharashtra: the register of projects and agents, the portal that registers the sale deed and the municipal body that levies property tax. Each link goes to a government site.

Sites listed by the Integrated Government Online Directory of the National Informatics Centre and the list of State and UT registration websites of the National Generic Document Registration System, read between 18 October 2026 and 2 November 2026; 2 sites did not open from outside India that day, the address is the one the official list gives. Search a registration number, a deed or a land record yourself on these sites: Payotte copies nothing from the registers.

The questions, answered

How much stamp duty on a ₹50 lakh home in Kalyan-Dombivli?

On a ₹50 lakh home in Kalyan-Dombivli (Maharashtra), the charges are stamp duty (5%) ₹2,50,000: at least ₹2,50,000 in all, and at least ₹5,00,000 on ₹1 crore, above the Annual Statement of Rates (ready reckoner), at the rates read on 14 October 2026 (registration fee not read at the source, not included).

What EMI on a ₹50 lakh home in Kalyan-Dombivli?

On the largest loan an Indian bank may grant (80% of the price, RBI), ₹40 lakh over 20 years at the 7.61% average rate costs ₹32,493 a month.

How much tax when you sell a home in Kalyan-Dombivli?

The Income-tax Act applies across India: a gain on a home held more than 24 months is taxed at 12.5% without indexation, ₹2,50,000 on a ₹20 lakh gain, before surcharge and cess

Are house prices rising in Kalyan-Dombivli?

The NHB RESIDEX index for Kalyan-Dombivli, based on bank and housing finance company valuations, changed by -1.7% over a year in April-June 2026, against +7% for the 50-city composite (National Housing Bank).

More on the tax when you sell: capital gains tax on property. On the loan: eligibility and EMI.

The figures

MeasureValueSource
Stamp duty (5%) on ₹50 lakh₹2,50,000Inspector General of Registration and Controller of Stamps, Maharashtra
House prices, change over a year (April-June 2026)-1.7%NHB RESIDEX

The RBI and the NHB publish price indices, not prices in rupees. National figures: RBI House Price Index +3.6% over a year (Q1:2026-27 (April-June 2026)); average rate on new housing loans 7.61% (August 2026).

Elsewhere in Maharashtra

Sources