Mira Bhayander Municipal Corporation (MBMC) administers the city, and under it a purchase pays 5 per cent. The lower 4 per cent belongs to Gram Panchayat areas. Which rate fits depends on who governs the land, so the corporation's name decides the figure.
Maharashtra has used these rates since 7 September 2017. The state's stamps authority is behind them.
A warning on completeness: the Maharashtra registration fee is not in the totals. Its official schedule was unreadable. A lawyer's quote will likely exceed the ₹2,50,000 figure and the ₹5,00,000 figure here.
Banks set their own terms. In August 2026 new housing loans were priced at 7.61% on average, and the RBI cap on a loan is 80%.
The state's PMAY-Urban tally stands at 79% completed (11,02,917 of 14,04,013 sanctioned houses) as of 28 September 2026, and 1,08,072 remain under construction. Mira-Bhayandar does not have its own RESIDEX line, and no city-level price index figure is quoted here.
For a particular project, MahaRERA holds the registration. Vasai-Virar, Thane and Kalyan-Dombivli are close alternatives in the Maharashtra list.
In short
On a ₹50 lakh home in Mira-Bhayandar (Maharashtra), stamp duty comes to at least ₹2,50,000, charged on the higher of the price and the Annual Statement of Rates (ready reckoner). Across the RBI's 18 cities, house prices rose +3.6% over a year (Q1:2026-27 (April-June 2026)). A bank lends at most 80% of a ₹50 lakh home (RBI); the average rate on new housing loans was 7.61% in August 2026.
Calculate for Mira-Bhayandar
Mira-Bhayandar against the rest of India
Neither the NHB press release nor the list of the RBI's 18 cities carries Mira-Bhayandar, so Payotte has no price movement to report for it, and gives none rather than borrowing another city's.
Maharashtra charges stamp duty of 5% of the Annual Statement of Rates (ready reckoner) in a Municipal Corporation area (4% in a Gram Panchayat). On a ₹50 lakh home that is ₹2,50,000, joint 4th of the seven whose rates Payotte reads, level with Chandigarh, Odisha and Uttarakhand.
Mira-Bhayandar lies at 19.3°N, 72.9°E. Thane, 15 km to the south-east, is practically next door, then Vasai-Virar (20 km, north) and Mumbai (25 km, south), as the crow flies. Nine cities in all lie within 150 km (Thane, Vasai-Virar, Mumbai, Kalyan-Dombivli, Navi Mumbai, Panvel, Nashik, Pimpri-Chinchwad and Pune). The farthest is Guwahati, 2,080 km away. The closest city with a RESIDEX figure is Mumbai, 25 km away, at +6.2%: a neighbour's number, not Mira-Bhayandar's own.
Maharashtra has ten other cities on Payotte: Kalyan-Dombivli, Mumbai, Nagpur, Nashik, Navi Mumbai, Panvel, Pimpri-Chinchwad, Pune, Thane and Vasai-Virar. Mumbai (+6.2%), Pune (+3.7%) and Kalyan-Dombivli (-1.7%) are the ones with a RESIDEX figure.
| City | Distance | Direction | Prices over a year (RESIDEX) |
|---|---|---|---|
| Thane | 15 km | south-east | no figure |
| Vasai-Virar | 20 km | north | no figure |
| Mumbai | 25 km | south | +6.2% |
| Kalyan-Dombivli | 30 km | east | -1.7% |
| Navi Mumbai | 35 km | south-east | no figure |
| Panvel | 45 km | south-east | no figure |
| Nashik | 125 km | north-east | no figure |
| Pimpri-Chinchwad | 125 km | south-east | no figure |
| Pune | 135 km | south-east | +3.7% |
| Surat | 210 km | north | no figure |
| Vadodara | 335 km | north | no figure |
| Rajkot | 395 km | north-west | no figure |
Where to check in Maharashtra
The official sites to use before buying in Mira-Bhayandar, Maharashtra: the register of projects and agents, the portal that registers the sale deed and the municipal body that levies property tax. Each link goes to a government site.
- Real estate regulator (RERA): Maharashtra Real Estate Regulatory Authority (did not open from outside India).
- Deed registration and stamp duty: Registration and Stamps Department, Maharashtra (did not open from outside India).
- Municipal body of Mira-Bhayandar: Mira Bhayander Municipal Corporation (MBMC), Maharashtra.
Sites listed by the Integrated Government Online Directory of the National Informatics Centre and the list of State and UT registration websites of the National Generic Document Registration System, read between 18 October 2026 and 2 November 2026; 2 sites did not open from outside India that day, the address is the one the official list gives. Search a registration number, a deed or a land record yourself on these sites: Payotte copies nothing from the registers.
The questions, answered
How much stamp duty on a ₹50 lakh home in Mira-Bhayandar?
On a ₹50 lakh home in Mira-Bhayandar (Maharashtra), the charges are stamp duty (5%) ₹2,50,000: at least ₹2,50,000 in all, and at least ₹5,00,000 on ₹1 crore, above the Annual Statement of Rates (ready reckoner), at the rates read on 14 October 2026 (registration fee not read at the source, not included).
What EMI on a ₹50 lakh home in Mira-Bhayandar?
On the largest loan an Indian bank may grant (80% of the price, RBI), ₹40 lakh over 20 years at the 7.61% average rate costs ₹32,493 a month.
How much tax when you sell a home in Mira-Bhayandar?
The Income-tax Act applies across India: a gain on a home held more than 24 months is taxed at 12.5% without indexation, ₹2,50,000 on a ₹20 lakh gain, before surcharge and cess
More on the tax when you sell: capital gains tax on property. On the loan: eligibility and EMI.
The figures
| Measure | Value | Source |
|---|---|---|
| Stamp duty (5%) on ₹50 lakh | ₹2,50,000 | Inspector General of Registration and Controller of Stamps, Maharashtra |
The RBI and the NHB publish price indices, not prices in rupees. National figures: RBI House Price Index +3.6% over a year (Q1:2026-27 (April-June 2026)); average rate on new housing loans 7.61% (August 2026).
Elsewhere in Maharashtra
Sources
- Duty: Maharashtra Stamp Act 1958, Schedule I, Article 25 (as modified up to 1 June 2022) (rates in force since 7 September 2017); the calculator.
- Housing scheme: States/UTs wise Progress under PMAY-U & PMAY-U 2.0 (Ministry of Housing and Urban Affairs) (as of 28 September 2026).
- Prices and loans: NHB RESIDEX (source acknowledged); RBI House Price Index; RBI lending rates; RBI Credit Facilities Directions 2025, paragraph 111.