PCMC, short for Pimpri Chinchwad Municipal Corporation, governs the city. A deed inside its limits pays 5 per cent, while Gram Panchayat land pays 4 per cent.
Maharashtra has applied these rates since 7 September 2017, and the duty is worked out on the ready reckoner, its Annual Statement of Rates. No separate city rate exists.
One item is not counted in the totals of ₹2,50,000 and ₹5,00,000: the Maharashtra registration fee. The official fee schedule could not be read. For that reason the sums are minimums, whatever the final amount turns out to be.
The Registration and Stamps Department, Maharashtra, is the portal for registering the deed. Registered projects are searchable on MahaRERA.
Credit terms are set by banks and the RBI. Fresh housing credit cost 7.61% on average that August 2026. The RBI allows lenders up to 80% of the value.
PMAY-Urban for the state, on 28 September 2026: 14,04,013 sanctioned, 11,02,917 completed, 10,37,651 occupied, 1,08,072 under construction. Pune, Mumbai and Thane are the closest names in the Maharashtra list, and Nashik and Nagpur follow.
In short
On a ₹50 lakh home in Pimpri-Chinchwad (Maharashtra), stamp duty comes to at least ₹2,50,000, charged on the higher of the price and the Annual Statement of Rates (ready reckoner). Across the RBI's 18 cities, house prices rose +3.6% over a year (Q1:2026-27 (April-June 2026)). A bank lends at most 80% of a ₹50 lakh home (RBI); the average rate on new housing loans was 7.61% in August 2026.
Calculate for Pimpri-Chinchwad
Pimpri-Chinchwad against the rest of India
Neither the NHB press release nor the list of the RBI's 18 cities carries Pimpri-Chinchwad, so Payotte has no price movement to report for it, and gives none rather than borrowing another city's.
Maharashtra charges stamp duty of 5% of the Annual Statement of Rates (ready reckoner) in a Municipal Corporation area (4% in a Gram Panchayat). On a ₹50 lakh home that is ₹2,50,000, joint 4th of the seven whose rates Payotte reads, level with Chandigarh, Odisha and Uttarakhand.
Pimpri-Chinchwad lies at 18.6°N, 73.8°E. Pune, 10 km to the south-east, is practically next door, then Panvel (85 km, north-west) and Navi Mumbai (95 km, north-west), as the crow flies. Eight cities in all lie within 150 km (Pune, Panvel, Navi Mumbai, Kalyan-Dombivli, Thane, Mumbai, Mira-Bhayandar and Vasai-Virar). The farthest is Guwahati, 2,025 km away. The closest city with a RESIDEX figure is Pune, 10 km away, at +3.7%: a neighbour's number, not Pimpri-Chinchwad's own.
Maharashtra has ten other cities on Payotte: Kalyan-Dombivli, Mira-Bhayandar, Mumbai, Nagpur, Nashik, Navi Mumbai, Panvel, Pune, Thane and Vasai-Virar. Mumbai (+6.2%), Pune (+3.7%) and Kalyan-Dombivli (-1.7%) are the ones with a RESIDEX figure.
| City | Distance | Direction | Prices over a year (RESIDEX) |
|---|---|---|---|
| Pune | 10 km | south-east | +3.7% |
| Panvel | 85 km | north-west | no figure |
| Navi Mumbai | 95 km | north-west | no figure |
| Kalyan-Dombivli | 100 km | north-west | -1.7% |
| Thane | 110 km | north-west | no figure |
| Mumbai | 110 km | north-west | +6.2% |
| Mira-Bhayandar | 125 km | north-west | no figure |
| Vasai-Virar | 140 km | north-west | no figure |
| Nashik | 155 km | north | no figure |
| Surat | 305 km | north | no figure |
| Vadodara | 415 km | north | no figure |
| Indore | 500 km | north-east | no figure |
Where to check in Maharashtra
The official sites to use before buying in Pimpri-Chinchwad, Maharashtra: the register of projects and agents, the portal that registers the sale deed and the municipal body that levies property tax. Each link goes to a government site.
- Real estate regulator (RERA): Maharashtra Real Estate Regulatory Authority (did not open from outside India).
- Deed registration and stamp duty: Registration and Stamps Department, Maharashtra (did not open from outside India).
- Municipal body of Pimpri-Chinchwad: Pimpri Chinchwad Municipal Corporation (PCMC), Maharashtra.
Sites listed by the Integrated Government Online Directory of the National Informatics Centre and the list of State and UT registration websites of the National Generic Document Registration System, read between 18 October 2026 and 2 November 2026; 2 sites did not open from outside India that day, the address is the one the official list gives. Search a registration number, a deed or a land record yourself on these sites: Payotte copies nothing from the registers.
The questions, answered
How much stamp duty on a ₹50 lakh home in Pimpri-Chinchwad?
On a ₹50 lakh home in Pimpri-Chinchwad (Maharashtra), the charges are stamp duty (5%) ₹2,50,000: at least ₹2,50,000 in all, and at least ₹5,00,000 on ₹1 crore, above the Annual Statement of Rates (ready reckoner), at the rates read on 14 October 2026 (registration fee not read at the source, not included).
What EMI on a ₹50 lakh home in Pimpri-Chinchwad?
On the largest loan an Indian bank may grant (80% of the price, RBI), ₹40 lakh over 20 years at the 7.61% average rate costs ₹32,493 a month.
How much tax when you sell a home in Pimpri-Chinchwad?
The Income-tax Act applies across India: a gain on a home held more than 24 months is taxed at 12.5% without indexation, ₹2,50,000 on a ₹20 lakh gain, before surcharge and cess
More on the tax when you sell: capital gains tax on property. On the loan: eligibility and EMI.
The figures
| Measure | Value | Source |
|---|---|---|
| Stamp duty (5%) on ₹50 lakh | ₹2,50,000 | Inspector General of Registration and Controller of Stamps, Maharashtra |
The RBI and the NHB publish price indices, not prices in rupees. National figures: RBI House Price Index +3.6% over a year (Q1:2026-27 (April-June 2026)); average rate on new housing loans 7.61% (August 2026).
Elsewhere in Maharashtra
Sources
- Duty: Maharashtra Stamp Act 1958, Schedule I, Article 25 (as modified up to 1 June 2022) (rates in force since 7 September 2017); the calculator.
- Housing scheme: States/UTs wise Progress under PMAY-U & PMAY-U 2.0 (Ministry of Housing and Urban Affairs) (as of 28 September 2026).
- Prices and loans: NHB RESIDEX (source acknowledged); RBI House Price Index; RBI lending rates; RBI Credit Facilities Directions 2025, paragraph 111.