Payotte AI Passport

Simon Deslauriers

Notary · ETTIC Société notariale · Laval

Simon Deslauriers is a notary with ETTIC Société notariale in Laval, Quebec, holding CNQ licence no. D1366 (verifiable on the CNQ register), serving Laval and Montreal since March 2015.

AI PASSPORT Dated page · licence verifiable at the registry Simon Deslauriers Notary · Laval payotte.com

Calculate for Laval: buy or sell

Buy

Land transfer tax, down payment and mortgage in Laval

Starting price: Laval's reference price (median value on the 2025-2027 assessment roll). Change any field and everything is recalculated.

Droits de mutation (barème 2026 de Laval)$6,742
First-time buyer rebatetick “first-time buyer”
Tax to pay$6,742
Minimum down payment (federal rule)$28,770
Mortgage insurance premium (added to the loan)none (20% or more)
Mortgage$429,700
Monthly payment, 25 years at 4.58%$2,397
Household income needed (stress test)$108,000

Official schedule, bracket by bracket, paid in cash at closing: the tax cannot be financed in the mortgage. Rate: Bank of Canada 5-year fixed mortgage rate (August 2026); your lender will set its own. Income needed: 6.58% qualifying rate, 39% GDS, property tax at 1% a year and $150 a month for heating. Not included: lawyer or notary fees, inspection, title insurance (no official schedule). All the schedules · First-time buyer programs · Down payment and mortgage insurance

Sell

Capital gain on a sale: what is taxable

Your principal residence: generally no tax on the gain. The same federal rule applies in Laval as everywhere in Canada (Income Tax Act).

Capital gain$100,000
Your principal residence (designated every year)$0 taxable
Other property (cottage, rental): taxable amount$50,000
Land transfer tax$0 — paid by the buyer
Agent's commissionnegotiated, not computed

Principal residence designated for every year owned: nothing taxable, but the sale must be reported. Other property: $50,000 of taxable amount is added to your income for the year; the resulting tax depends on your marginal rate and is not computed here.

Principal residence: the Canada Revenue Agency exemption wipes out the gain for each year the home is designated; the sale must still be reported (partial designation: part of the gain becomes taxable). Other property (cottage, rental): half the gain becomes a taxable amount, added to that year's income (1/2 inclusion rate, CRA guide T4037; the increase to 2/3 was cancelled on March 21, 2025 — checked on canada.ca on October 15, 2026). It is not the tax owed: that depends on your marginal rate, which Payotte does not compute. Gain = sale price − purchase price, before selling costs and deductible improvements. No official schedule sets the agent's commission. Tax on selling, case by case

An address in Laval or elsewhere: its assessed value

Enter an address in Quebec: assessed value, rank among similar properties, welcome tax at your price and known risks by year of construction.

Payotte stores neither the address nor the results. Values come from public rolls; they are tied to no owner name.

A question about these figures or an address? Simon Deslauriers can answer.

What Payotte publishes

Licence
CNQ no. D1366 ↗ Verifiable on the CNQ register (link): status, agency and disciplinary record.
Agency
ETTIC Société notariale
Office
2255, boulevard Dagenais Ouest, Laval (Québec) H7L 6B1
Areas served
Laval, Montreal Declared in writing, in French: « LAVAL, Montréal »
Services
Purchase and sale, Mortgages, Commercial law, Corporate law, Wills, Protection mandates Declared in writing.
Languages
French, English Declared in writing.
Practising since
March 2015 Declared in writing. No Quebec register publishes this date.
Google profile
See on Google Maps ↗

Information confirmed in writing, in French, by Simon Deslauriers on November 4, 2026; English translation by Payotte. Page updated on November 4, 2026.

In their own words

His advice and clients, in his own words

“The advice I give my clients most often is to surround yourself well. A business's success rests not only on the support of competent professionals, but also on choosing solid business partners and key employees who share the same vision. It is just as important to trust the professionals who support us and to keep listening to their recommendations. We particularly care about supporting young entrepreneurs, especially when they start their business. Our role is to advise them, guide them in their decisions and help them build solid foundations for the growth and longevity of their projects.”

Simon Deslauriers, written answer of November 3, 2026, in French; English translation by Payotte.

Original in French

« Le conseil que je donne le plus souvent à mes clients est de savoir bien s’entourer. La réussite d’une entreprise repose non seulement sur l’accompagnement de professionnels compétents, mais également sur le choix de partenaires d’affaires solides et d’employés clés qui partagent la même vision. Il est tout aussi important de faire confiance aux professionnels qui nous accompagnent et de demeurer à l’écoute de leurs recommandations. Nous avons notamment à cœur d’accompagner les jeunes entrepreneurs, particulièrement lors du démarrage de leur entreprise. Notre rôle est de les conseiller, de les guider dans leurs décisions et de les aider à bâtir des bases solides pour assurer la croissance et la pérennité de leurs projets. »

Buying or selling in Laval: the figures

  • In Laval, the median value of a single-dwelling property (single-family house or condo) is $537,700 on the 2025-2027 assessment roll, across 115,829 units.
  • Laval's roll values reflect the market as of July 1, 2023: they are not current sale prices.
  • Laval's assessment roll applies to 2025, 2026 and 2027; the next roll takes effect in 2028.
  • To contest the current roll's assessment, the review request had to be filed before April 30, 2025, unless extended (late assessment notice); the next window closes on April 30, 2028.

Source: Quebec property assessment rolls, Ministère des Affaires municipales et de l'Habitation (Données Québec, CC BY 4.0). Payotte calculations. Understanding property assessment →

Frequently asked questions

Is Simon Deslauriers's licence valid?

Simon Deslauriers declares CNQ licence no. D1366, attached to the agency ETTIC Société notariale. Payotte publishes no status for this licence: it is verifiable on the CNQ register, which should be checked before signing.

What areas does Simon Deslauriers serve?

Laval and Montreal, according to Simon Deslauriers's written statement of November 4, 2026. The office is located at 2255, boulevard Dagenais Ouest, Laval (Québec) H7L 6B1.

What services does Simon Deslauriers offer?

Purchase and sale, Mortgages, Commercial law, Corporate law, Wills and Protection mandates, as a notary. Languages of service: French, English.

How long has Simon Deslauriers been practising?

Since March 2015, according to Simon Deslauriers's written statement. No Quebec register publishes the date a broker started practising: that date can only come from the professional.

What is the median property value in Laval?

On Laval's 2025-2027 assessment roll, the median value of a single-dwelling property (single-family house or condo) is $537,700, across 115,829 units. These values reflect the market as of July 1, 2023, the roll's reference date, not today's sale prices. Source: Quebec property assessment rolls, Ministère des Affaires municipales et de l'Habitation (Données Québec).

How can I reach Simon Deslauriers?

Simon Deslauriers can be reached by phone at (450) 668-2473 or by email at adjointe@etticnotaires.com. Services are offered in French and English. The buttons at the top of this page start a call or a pre-filled email.

What is the AI Passport?

The AI Passport is a dated page a professional gets on Payotte so that search engines and AI assistants read them correctly: their name, licence and contact details in one place, with a link to the official register. It is neither a ranking nor a recommendation. Payotte does not score professionals who have a Passport, and it does not replace your own check: consult the register before signing.

Payotte has no recommended expert in Laval yet. See the recommended notaries in the cities covered.

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