Verified real estate experts in Barrie

One verified expert per sector: broker, mortgage broker, inspector, lawyer and appraiser. Pick your neighbourhood.

1 sector 5 verified experts · as of

Sectors / neighbourhoods

Barrie

Barrie, in Ontario. Payotte lists a single verified professional per trade for the whole city — real estate agent,…

Verified Partial No expert · 1 dot per profession

Calculate for Barrie: buy or sell

Buy

Land transfer tax, down payment and mortgage in Barrie

Starting price: Barrie's reference price (Barrie & District Association of REALTORS® (BDAR), September 2025). Change any field and everything is recalculated.

Ontario land transfer tax$10,608
First-time buyer rebatetick “first-time buyer”
Tax to pay$10,608
Minimum down payment (federal rule)$45,667
Mortgage insurance premium (added to the loan)none (20% or more)
Mortgage$564,668
Monthly payment, 25 years at 4.49%$3,122
Household income needed (stress test)$139,000

Official schedule, bracket by bracket, paid in cash at closing: the tax cannot be financed in the mortgage. Rate: Bank of Canada 5-year fixed mortgage rate (July 2026); your lender will set its own. Income needed: 6.49% qualifying rate, 39% GDS, property tax at 1% a year and $150 a month for heating. Not included: lawyer or notary fees, inspection, title insurance (no official schedule). All the schedules · First-time buyer programs · Down payment and mortgage insurance

Sell

Capital gain on a sale: what is taxable

Your principal residence: generally no tax on the gain. The same federal rule applies in Barrie as everywhere in Canada (Income Tax Act).

Capital gain$100,000
Your principal residence (designated every year)$0 taxable
Other property (cottage, rental): taxable amount$50,000
Land transfer tax$0 — paid by the buyer
Agent's commissionnegotiated, not computed

Principal residence designated for every year owned: nothing taxable, but the sale must be reported. Other property: $50,000 of taxable amount is added to your income for the year; the resulting tax depends on your marginal rate and is not computed here.

Principal residence: the Canada Revenue Agency exemption wipes out the gain for each year the home is designated; the sale must still be reported (partial designation: part of the gain becomes taxable). Other property (cottage, rental): half the gain becomes a taxable amount, added to that year's income (1/2 inclusion rate, CRA guide T4037; the increase to 2/3 was cancelled on March 21, 2025 — checked on canada.ca on October 15, 2026). It is not the tax owed: that depends on your marginal rate, which Payotte does not compute. Gain = sale price − purchase price, before selling costs and deductible improvements. No official schedule sets the agent's commission. Tax on selling, case by case

By profession

Real Estate Broker
The best in Barrie
Mortgage Broker
The best in Barrie
Home Inspector
The best in Barrie
Real Estate Lawyer
The best in Barrie
Certified Appraiser
The best in Barrie

The Barrie real estate market — Sep 2025

At a glance
Source : Barrie & District Association of REALTORS® (BDAR), September 2025
IndicatorValue1-year change
Average price$706,668-4.1%
Sales (Sep 2025)189 transactions+5.29%

Barrie sits at the southern end of Lake Simcoe, an hour north of Toronto on Highway 400 and the northern terminus of the GO commuter line — the point where the GTA's commuter belt runs out. That position drove one of the sharpest price runs in Ontario during the pandemic.

In September 2025, the average price of a home sold in Barrie stood at $706,668, down 4.1% year over year. There were 189 sales during the month, 5.29% more than a year earlier. Source: Barrie & District Association of REALTORS® (BDAR), September 2025.

The figures on this page cover the City of Barrie itself. Payotte does not borrow a Simcoe County figure and relabel it Barrie: the county takes in a wider area, and its numbers are context, never a stand-in for the city.

How Payotte selects

For every sector, Payotte publishes a single professional per profession — the highest-scoring on its 100-point grid (Google reviews 35, experience 30, active provincial licence 15, local presence 15, bonus 5). No paid placement, no ads, no commissions.

Frequently asked questions

How much does a house cost in Barrie in 2025?

In September 2025, the average price of a home sold in Barrie stood at $706,668, down 4.1% year over year. Source: Barrie & District Association of REALTORS® (BDAR), September 2025.

Are Barrie home prices falling in 2025?

In September 2025, the average price of a home sold in Barrie stood at $706,668, down 4.1% year over year. Source: Barrie & District Association of REALTORS® (BDAR), September 2025.

How many homes sell in Barrie in 2025?

In September 2025, there were 189 sales in Barrie, 5.29% more than a year earlier. Source: Barrie & District Association of REALTORS® (BDAR), September 2025.

Are Simcoe County figures the same as Barrie's?

No. County figures exist but they are not Barrie: they take in a wider area than the city. Payotte cites the City of Barrie and never uses a county figure as a stand-in for it.

Why is Barrie part of the GTA commuter belt?

Barrie sits an hour north of Toronto on Highway 400 and is the northern terminus of the GO commuter line — the point where the GTA's commuter belt runs out.

How much tax do you pay when you sell a home in Barrie?

Usually none if it is your principal residence: the Canada Revenue Agency's principal residence exemption wipes out the capital gain for each year the home is designated, though the sale must still be reported. For another property (cottage, rental), half the gain is added to taxable income (1/2 inclusion rate, CRA guide T4037) and taxed at your marginal rate. Example at Barrie's reference price ($706,668): bought for $606,668, the home shows a gain of $100,000: $0 taxable if it is your principal residence; otherwise $50,000 of taxable amount is added to your income (the resulting tax depends on your marginal rate, not computed here). The land transfer tax is paid by the buyer, not the seller; the agent's commission is negotiated, and no official schedule sets it.

Source : Barrie & District Association of REALTORS® (BDAR) · Ville de Barrie — colonne dédiée de l'infographie « Simcoe County Market Stats » de la BDAR (distincte d'Innisfil et d'Orillia) ; données MLS® TRREB. · 2025-09 — figures updated with each board release.

Property assessment in Barrie

Assessor: Municipal Property Assessment Corporation (MPAC): it assesses and classifies every property in Ontario. To appeal: Request for Reconsideration by March 31 of the tax year, or 120 days from the issue date on a Property Assessment Change Notice

Property assessment in OntarioHow to appeal: the guide

The Barrie market pulse, every month

Prices, sales, inventory, days on market — sourced board figures, once a month by email. Free, one-click unsubscribe.

Other cities in Ontario