Payotte AI Passport

Leo Su

Residential Appraiser (P.App, CRA) · Best Home Appraisals Ltd. · Vancouver

Leo Su is a residential appraiser (P.app, CRA) with Best Home Appraisals Ltd. in Vancouver, British Columbia, a member of the AIC (member no. 905017, verifiable in the AIC directory), serving Vancouver, West Vancouver, North Vancouver, Richmond, Burnaby, Coquitlam, Port Coquitlam, Port Moody, Surrey, White Rock and New Westminster.

Call · 604-618-5028 Send an email Website ↗

Calculate for Vancouver: buy or sell

Buy

Land transfer tax, down payment and mortgage in Vancouver

No reference price published for Vancouver: example at $500,000. Change any field and everything is recalculated.

Purchase price in $

Down payment in $

First-time buyer

Property Transfer Tax$8,000

First-time buyer rebatetick “first-time buyer”

Tax to pay$8,000

Minimum down payment (federal rule)$25,000

Mortgage insurance premium (added to the loan)none (20% or more)

Mortgage$400,000

Monthly payment, 25 years at 4.58%$2,232

Household income needed (stress test)$100,000

Official schedule, bracket by bracket, paid in cash at closing: the tax cannot be financed in the mortgage. Rate: Bank of Canada 5-year fixed mortgage rate (August 2026); your lender will set its own. Income needed: 6.58% qualifying rate, 39% GDS, property tax at 1% a year and $150 a month for heating. Not included: lawyer or notary fees, inspection, title insurance (no official schedule). All the schedules · First-time buyer programs · Down payment and mortgage insurance

Sell

Capital gain on a sale: what is taxable

Your principal residence: generally no tax on the gain. The same federal rule applies in Vancouver as everywhere in Canada (Income Tax Act).

Sale price in $

Purchase price in $

Capital gain$100,000

Your principal residence (designated every year)$0 taxable

Other property (cottage, rental): taxable amount$50,000

Land transfer tax$0 — paid by the buyer

Agent's commissionnegotiated, not computed

Principal residence designated for every year owned: nothing taxable, but the sale must be reported. Other property: $50,000 of taxable amount is added to your income for the year; the resulting tax depends on your marginal rate and is not computed here.

Principal residence: the Canada Revenue Agency exemption wipes out the gain for each year the home is designated; the sale must still be reported (partial designation: part of the gain becomes taxable). Other property (cottage, rental): half the gain becomes a taxable amount, added to that year's income (1/2 inclusion rate, CRA guide T4037; the increase to 2/3 was cancelled on March 21, 2025 — checked on canada.ca on October 15, 2026). It is not the tax owed: that depends on your marginal rate, which Payotte does not compute. Gain = sale price − purchase price, before selling costs and deductible improvements. No official schedule sets the agent's commission. Tax on selling, case by case

A question about these figures or an address? Leo Su can answer.

Call · 604-618-5028 Send an email Website ↗

What Payotte publishes

Membership: AIC no. 905017 ↗ Professional association, not a licence: verifiable in the AIC directory (link). Declared in writing.
Agency: Best Home Appraisals Ltd.
Office: 4720 Kingsway, Burnaby, BC
Areas served: Vancouver, West Vancouver, North Vancouver, Richmond, Burnaby, Coquitlam, Port Coquitlam, Port Moody, Surrey, White Rock, New Westminster Declared in writing: “Vancouver, West Vancouver, North Vancouver, Richmond, Burnaby, Coquitlam, Port Coquitlam, Port Moody, Surrey, White Rock, New Westminster.”
Services: All residential appraisals up to 4 units Declared in writing.
Languages: English, Mandarin Declared in writing.
Residential appraiser since: 2008 Declared in writing, as stated.

Information confirmed in writing by Leo Su on November 5, 2026. Page updated on November 5, 2026.

In their own words

His introduction, in his own words

“Best Home Appraisals Ltd. is a residential appraisal service company incorporated in 2008. It is dedicated to provide residential appraisal services to our clients in a courteous, prompt and professional manner. We provide professional opinions based on our unbiased and objective analysis. CUSPAP of the Appraisal Institute of Canada is strict guidelines for our appraisals.”

Leo Su, written answer of November 5, 2026. Published word for word.

Frequently asked questions

Is Leo Su's AIC membership valid?

Leo Su declares membership no. 905017 of the AIC (Appraisal Institute of Canada). The AIC is a professional association, not a regulator: membership is not a licence. Payotte publishes no status for this membership: it can be checked in the AIC directory.

What areas does Leo Su serve?

Vancouver, West Vancouver, North Vancouver, Richmond, Burnaby, Coquitlam, Port Coquitlam, Port Moody, Surrey, White Rock and New Westminster, according to Leo Su's written statement of November 5, 2026. The office is located at 4720 Kingsway, Burnaby, BC.

What services does Leo Su offer?

All residential appraisals up to 4 units, as a residential appraiser (P.app, CRA). Languages of service: English, Mandarin.

How can I reach Leo Su?

Leo Su can be reached by phone at 604-618-5028 or by email at leo.su@besthomeappraisals.ca. Services are offered in English and Mandarin. The buttons at the top of this page start a call or a pre-filled email.

What is the AI Passport?

The AI Passport is a dated page a professional gets on Payotte so that search engines and AI assistants read them correctly: their name, licence and contact details in one place, with a link to the official register. It is neither a ranking nor a recommendation. Payotte does not score professionals who have a Passport, and it does not replace your own check: consult the register before signing.

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