In short
In Saguenay, 9 verified municipal housing programs are offered, on top of the 76 provincial and federal programs available everywhere in Quebec. The largest: Programme d'aide financière à la rénovation résidentielle (RPC), volet A : construction résidentielle neuve de 5 logements au centre-ville, up to $100,000; RénoRégion, up to $25,000; Programme d'aide financière à la rénovation résidentielle, la restauration patrimoniale et la revitalisation commerciale de Saguenay : volet A, rénovation résidentielle, up to $5,000. 4 are on hold.
Municipal programs: Saguenay
Provincial and federal programs that apply in Saguenay
Buy
| Program | Amount | Status |
|---|---|---|
| Home Buyers' Plan (HBP)Canada Revenue Agency · Federal | $60,000 limit | Open |
| GST/HST First-Time Home Buyers' rebateCanada Revenue Agency · Federal | Up to $50,000 | Open |
| First Home Savings Account (FHSA)Canada Revenue Agency · Federal | $40,000 limit | Open |
Renovate
| Program | Amount | Status |
|---|---|---|
| Heritage preservation and restoration assistance program – Minganie RCMMRC de Minganie · Municipal | Up to $150,000 | Openstatus not shown by the agency |
| Heritage building preservation and restoration assistance program – Marguerite-D'Youville RCMMRC de Marguerite-D'Youville · Municipal | Up to $60,000 | Open |
| Programme d'aide financière à la préservation et à la restauration du patrimoine – MRC d'Antoine-LabelleMRC d'Antoine-Labelle · Municipal | Up to $60,000 | Open |
All programs: home renovation grants and rebates in Quebec →
Save energy
| Program | Amount | Status |
|---|---|---|
| LogisVert : installation d'une thermopompe géothermiqueHydro-Québec · Agency | Up to $54,000 | Open |
| LogisVert : accumulateur de chaleur combiné à une thermopompe centraleHydro-Québec · Agency | Up to $22,000 | Open |
| LogisVert : remplacement d'une thermopompe géothermiqueHydro-Québec · Agency | Up to $18,000 | Open |
Adapt the home
| Program | Amount | Status |
|---|---|---|
| Home accessibility tax credit (line 31285)Canada Revenue Agency · Federal | Credit on $20,000 | Open |
| Crédit d’impôt remboursable pour maintien à domicile des aînésMinistère des Finances du Québec · Provincial | Credit on $19,500 | Openstatus not shown by the agency |
| Veterans Independence Program (VIP)Veterans Affairs Canada · Federal | Up to $13,779.63 | Openstatus not shown by the agency |
All programs: home accessibility and seniors programs in Quebec →
Property taxes
| Program | Amount | Status |
|---|---|---|
| Grant for Seniors to Offset a Municipal Tax IncreaseRevenu Québec · Provincial | Up to $500 | Open |
| Programme favorisant l'accession à la propriété et la rénovation résidentielle dans la région de KativikOffice d'habitation du Nunavik · Provincial | Depends on the project (see the official page) | Openstatus not shown by the agency |
Build new
| Program | Amount | Status |
|---|---|---|
| Programme de soutien à la construction de logements locatifs résidentiels en GaspésieTable des préfets des MRC de la Gaspésie · Agency | Up to $200,000 | Open |
| GST/HST First-Time Home Buyers' rebateCanada Revenue Agency · Federal | Up to $50,000 | Open |
| Accessory dwelling unit assistance program – Le Rocher-Percé RCMMRC du Rocher-Percé · Municipal | Up to $10,000 | Open |
All programs: new construction and rental housing programs in Quebec →
Frequently asked questions
What housing programs are offered in Saguenay?
9 verified municipal programs: buy (1), renovate (6), property taxes (1), build new (4). The largest: Programme d'aide financière à la rénovation résidentielle (RPC), volet A : construction résidentielle neuve de 5 logements au centre-ville, up to $100,000; RénoRégion, up to $25,000; Programme d'aide financière à la rénovation résidentielle, la restauration patrimoniale et la revitalisation commerciale de Saguenay : volet A, rénovation résidentielle, up to $5,000.
What other programs apply to a home in Saguenay?
The 76 provincial and federal programs available everywhere in Quebec. The largest: Programme de soutien à la construction de logements locatifs résidentiels en Gaspésie, up to $200,000; Heritage preservation and restoration assistance program – Minganie RCM, up to $150,000; Home Buyers' Plan (HBP), $60,000 limit.
Are these programs open right now?
5 programs are open to applications and 4 are on hold (waiting list or reopening with no date). For 5, the agency says neither open nor closed: the status is inferred from its active page. Statuses checked on each agency's page, most recently on November 7, 2026.
How do I apply?
You apply directly to each program's agency: the link to its official page is in the table. Payotte grants nothing and does not confirm eligibility; the agency's full conditions apply.
How this page is made
Every amount, date and condition was checked on the linked official page within the last 30 days; a program that has not been rechecked is left out. When the agency's page says neither open nor closed, the status is inferred and labelled as such. Payotte grants nothing and does not confirm eligibility: you apply to the agency. General information, not tax advice.