In short
In Quebec, 11 verified programs apply to this project: 7 province-wide (federal programs included) and 4 offered by 3 municipalities. The largest: Home Buyers' Plan (HBP), $60,000 limit; First Home Savings Account (FHSA), $40,000 limit; Home buyers' amount (line 31270), credit on $10,000.
Everywhere in Quebec
| Program | Amount | Status |
|---|---|---|
| Home Buyers' Plan (HBP)Canada Revenue Agency · Federal | $60,000 limit | Open |
| First Home Savings Account (FHSA)Canada Revenue Agency · Federal | $40,000 limit | Open |
| Home buyers' amount (line 31270)Canada Revenue Agency · Federal | Credit on $10,000 | Open |
| GST/HST First-Time Home Buyers' rebateCanada Revenue Agency · Federal | Depends on the project (see the official page) | Open |
| Assurance prêt hypothécaireCanada Mortgage and Housing Corporation (CMHC) · Federal | Depends on the project (see the official page) | Open |
| Insured Loans for On-Reserve First Nation HousingCanada Mortgage and Housing Corporation (CMHC) · Federal | Depends on the project (see the official page) | Openstatus not shown by the agency |
| Programme favorisant l'accession à la propriété et la rénovation résidentielle dans la région de KativikOffice d'habitation du Nunavik · Provincial | Depends on the project (see the official page) | Openstatus not shown by the agency |
Municipal programs
Québec
| Program | Amount | Status |
|---|---|---|
| Programme Accès Famille – Habitation neuveVille de Québec · Municipal | Depends on the project (see the official page) | Open |
Rouyn-Noranda
| Program | Amount | Status |
|---|---|---|
| Aide financière pour les locataires visés par la zone tampon à Rouyn-NorandaGovernment of Québec · Provincial | Depends on the project (see the official page) | Open |
| Programme complémentaire de soutien à l'acquisition et à la construction (zone tampon)City of Rouyn-Noranda · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Saguenay
| Program | Amount | Status |
|---|---|---|
| Programme d'aide financière à la rénovation résidentielle, la restauration patrimoniale et la revitalisation commerciale de Saguenay : volet A, rénovation résidentielleCity of Saguenay · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Recently closed
- Programme d'appui à l'acquisition résidentielle (Montréal) (City of Montréal): closed on July 7, 2026.
- Accès Famille – Habitation existante (projet pilote) (Québec) (Ville de Québec): closed to new applications.
- Programme d'accès à la propriété dans le secteur du Bas-du-Cap (Trois-Rivières) (City of Trois-Rivières): closed to new applications.
A verified professional for this project
A mortgage broker builds the financing around these programs. See verified professionals →
How this page is made
Every amount, date and condition was checked on the linked official page within the last 30 days; a program that has not been rechecked is left out. When the agency's page says neither open nor closed, the status is inferred and labelled as such. Payotte grants nothing and does not confirm eligibility: you apply to the agency. General information, not tax advice.
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