Verified real estate experts in Regina

One verified expert per sector: broker, mortgage broker, inspector, lawyer and appraiser. Pick your neighbourhood.

1 sector 5 verified experts · as of

Sectors / neighbourhoods

Verified Partial No expert · 1 dot per profession

Calculate for Regina: buy or sell

Buy

Registration fees, down payment and mortgage in Regina

Starting price: Regina's reference price (SRA / CREA, September 2026). Change any field and everything is recalculated.

Land transfer taxnone
Registration fees (title + mortgage)$1,651
Fees to pay$1,651
Minimum down payment (federal rule)$17,195
Mortgage insurance premium (added to the loan)none (20% or more)
Mortgage$274,900
Monthly payment, 25 years at 4.58%$1,534
Household income needed (stress test)$71,000

No land transfer tax in Saskatchewan: only title and mortgage registration, at the province's public schedule, computed on the actual loan. Rate: Bank of Canada 5-year fixed mortgage rate (August 2026); your lender will set its own. Income needed: 6.58% qualifying rate, 39% GDS, property tax at 1% a year and $150 a month for heating. Not included: lawyer or notary fees, inspection, title insurance (no official schedule). All the schedules · First-time buyer programs · Down payment and mortgage insurance

Sell

Capital gain on a sale: what is taxable

Your principal residence: generally no tax on the gain. The same federal rule applies in Regina as everywhere in Canada (Income Tax Act).

Capital gain$100,000
Your principal residence (designated every year)$0 taxable
Other property (cottage, rental): taxable amount$50,000
Land transfer tax$0 — paid by the buyer
Agent's commissionnegotiated, not computed

Principal residence designated for every year owned: nothing taxable, but the sale must be reported. Other property: $50,000 of taxable amount is added to your income for the year; the resulting tax depends on your marginal rate and is not computed here.

Principal residence: the Canada Revenue Agency exemption wipes out the gain for each year the home is designated; the sale must still be reported (partial designation: part of the gain becomes taxable). Other property (cottage, rental): half the gain becomes a taxable amount, added to that year's income (1/2 inclusion rate, CRA guide T4037; the increase to 2/3 was cancelled on March 21, 2025 — checked on canada.ca on October 15, 2026). It is not the tax owed: that depends on your marginal rate, which Payotte does not compute. Gain = sale price − purchase price, before selling costs and deductible improvements. No official schedule sets the agent's commission. Tax on selling, case by case

By profession

The Regina real estate market — Sep 2026

At a glance
Source : SRA / CREA, September 2026
IndicatorValue1-year change
Reference price (Sep 2026)$343,900+2.9%
Average price$358,675+2%
Market conditionsSeller's market · 2.54 months
Sales (Sep 2026)327 transactions-13%
Avg. days on market33 days

Regina, the capital of Saskatchewan, is one of Canada's more affordable major markets.

In September 2026, the MLS® benchmark price in Regina stood at $343,900, up 2.9% year over year. The average price, all property types combined, was $358,675 (+2% year over year). There were 327 sales during the month, 13% fewer than a year earlier. With 2.54 months of inventory, it is a seller's market by the standard board convention (under 4 months: sellers; 4 to 6: balanced; over 6: buyers). Homes in Regina took an average of 33 days to sell. Source: SRA / CREA, September 2026.

One distinction is worth reading carefully: some widely cited Regina averages cover detached houses only — not condominiums, townhouses or the full residential market — so they run higher than a true all-types average would. Presenting a detached-only average as if it were the whole market would mislead; for the broadest, most comparable gauge, the MLS® benchmark is the better number.

For buyers, Regina pairs genuinely low prices with a premium on preparation: when inventory is thin, the prepared buyer — financing in place, a responsive broker, an inspector who can book quickly — is the one who succeeds. For sellers, a price grounded in recent comparable sales sells faster and cleaner than an optimistic one that lingers.

Regina spans distinct areas, from the character homes around Wascana and the Crescents to newer suburban developments on the city's margins, each with its own price patterns. Payotte treats Regina as one city with a single verified reference per trade, the professional best placed to navigate those differences.

As everywhere in Saskatchewan, a real estate lawyer (Law Society of Saskatchewan) handles closing — title, transfer and mortgage — not a notary. Payotte lists one verified professional per profession for Regina — real estate broker, mortgage broker, home inspector, real estate lawyer and appraiser — each ranked on Google reviews, experience and an active licence (SREC, FCAA, the Law Society of Saskatchewan, the Appraisal Institute of Canada). One verified reference, free, ad-free and commission-free.

How Payotte selects

For every sector, Payotte publishes a single professional per profession — the highest-scoring on its 100-point grid (Google reviews 35, experience 30, active provincial licence 15, local presence 15, bonus 5). No paid placement, no ads, no commissions.

Frequently asked questions

Which real estate professionals does Payotte recommend in Regina?

In Regina, Payotte selects one independent professional per trade, scored on public data (Google reviews, active licence on the regulator's register, genuine local presence) — no ads, no commissions, no paid placement. Current selections: Real Estate Broker — Sean (Sagar) Kundra; Mortgage Broker — Skott Enns; Home Inspector — Blake Johnson; Real Estate Lawyer — Alina Marga; Certified Appraiser — Blaise Clements, AACI, P.App..

What is the price of a home in Regina in 2026?

In September 2026, the MLS® benchmark price in Regina stood at $343,900, up 2.9% year over year. The average price, all property types combined, was $358,675 (+2% year over year). Source: SRA / CREA, September 2026.

Why can a detached-only average overstate Regina home prices?

Because it covers detached houses only — not condominiums or townhouses — and is therefore higher than an all-residential average would be. For the broadest comparison, the MLS® benchmark, which reflects a typical home across the market, is the better gauge.

Is Regina a buyer's or seller's market?

With 2.54 months of inventory, it is a seller's market by the standard board convention (under 4 months: sellers; 4 to 6: balanced; over 6: buyers). Homes in Regina took an average of 33 days to sell. Source: SRA / CREA, September 2026.

Do I need a lawyer or a notary to buy in Regina?

A real estate lawyer, regulated by the Law Society of Saskatchewan, who handles title, the land transfer and the mortgage. Saskatchewan has no notary role as in Quebec.

How does Payotte choose the expert for Regina?

On a 100-point grid (Google reviews 35, experience 30, active licence 15, local presence 15, bonus 5). Only the top-scoring verified professional is published per profession — no ads, no commissions.

How much tax do you pay when you sell a home in Regina?

Usually none if it is your principal residence: the Canada Revenue Agency's principal residence exemption wipes out the capital gain for each year the home is designated, though the sale must still be reported. For another property (cottage, rental), half the gain is added to taxable income (1/2 inclusion rate, CRA guide T4037) and taxed at your marginal rate. Example at Regina's reference price ($343,900): bought for $243,900, the home shows a gain of $100,000: $0 taxable if it is your principal residence; otherwise $50,000 of taxable amount is added to your income (the resulting tax depends on your marginal rate, not computed here). The land transfer tax is paid by the buyer, not the seller; the agent's commission is negotiated, and no official schedule sets it.

Source : SRA / CREA · City of Regina · 2026-09 — figures updated with each board release.

Property assessment in Regina

Assessor: SAMA (Saskatchewan Assessment Management Agency) for most municipalities; Regina, Saskatoon, Prince Albert and Swift Current do their own assessments. To appeal: 30 days after the assessment notice is mailed, 60 days in a revaluation year; the exact date is printed on the notice

The Regina market pulse, every month

Prices, sales, inventory, days on market — sourced board figures, once a month by email. Free, one-click unsubscribe.

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