Ross Taylor is Payotte's verified mortgage broker for Midtown, Toronto, as of June 10, 2026.
Independent selection, no commission or advertising — FSRA licence no. M08006631, active and verified on the public register, 20 years of experience (since 1998), 5/5 across 40 Google reviews. Payotte score: 81/100. Data verified on June 10, 2026 (FSRA register and Google reviews).
Verified June 10, 2026 · recently verified
| Criterion | Progress | Score |
|---|---|---|
| Google reviews | 24/35 | |
| Experience | 30/30 | |
| Licence | 15/15 | |
| Local presence | 12/15 | |
| Bonus | 0/5 |
FSRA
N° M08006631
Confirmé par Payotte (June 10, 2026)
Verify the licence on the official register ↗
Specialty : Difficult mortgages, bad credit, first-time buyers
Local presence : midtown
Why this reference : Ross Taylor is the selected mortgage broker for Midtown, Toronto. Hypothèques difficiles, mauvais crédit, premiers acheteurs. Google rating 5/5 across ~520 reviews.
Why 81/100, and not 100?
The points below are not taken away from Ross Taylor: they are simply not yet awarded, for lack of a public source to verify them. Payotte estimates nothing and invents nothing.
- No verifiable distinction found (industry award, press citation, teaching role). Absence of evidence, not evidence of absence.
- Local presence in Midtown not confirmed. No public source proves how many files were closed in this specific sector — only the professional holds that figure.
You confirmed this profile
Thank you. Up to 8 points remain that we cannot verify on our own — the information listed just above. Send it to us and we will publish it, dated and sourced.
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Sources & verification
Payotte only publishes verifiable data. Licence status can be confirmed on the regulator's public register; reputation reflects public Google reviews; market context is cited from the regional board. No data is invented or paid for.
- ✓ Recommended by Payotte (#1 in the sector) — full verification: identity, licence and contact details confirmed directly with the professional (June 10, 2026).
- FSRA licence — confirmed on the public register ↗
- 5★ rating, 40 reviews — Google (public)
- Market context — Recherche assistée (Chrome)
- Our methodology
Frequently asked questions
Who is the best mortgage broker in Midtown in 2026?
Ross Taylor is Payotte's verified mortgage broker for Midtown, Toronto, as of June 10, 2026. Independent selection, no commission or advertising — FSRA licence no. M08006631, active and verified on the public register, 20 years of experience (since 1998), 5/5 across 40 Google reviews. Payotte score: 81/100. Data verified on June 10, 2026 (FSRA register and Google reviews).
What is the Midtown real estate market like in 2026?
TREB district C10 (Davisville Village, Mount Pleasant) averaged $1,096,146 across all home types in April 2026; the broader Toronto Central market averaged $1,182,457. (Source: TRREB Market Watch, April 2026 (released May 5, 2026).)
How was the best mortgage broker in Midtown selected?
Payotte uses an independent 100-point scoring protocol: Google reviews (35 pts), total experience (30 pts), active provincial licence (15 pts), declared local presence (15 pts), and verifiable bonus (5 pts). No commission, no advertising.
Is the information on this expert up to date?
Data is captured on the date shown. The licence is assumed active at production time and verified before publication. If in doubt, check with the regulatory body (FSRA).
Does Payotte earn a commission?
No. Payotte is a free, independent, ad-free service. No commission is earned and no professional pays to appear on the site.