Verified real estate experts in Prince George

One verified expert per sector: broker, mortgage broker, inspector, lawyer and appraiser. Pick your neighbourhood.

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Sectors / neighbourhoods

Prince George

Prince George is the largest city in Northern British Columbia and its self-styled "Northern Capital," sitting where…

Verified Partial No expert · 1 dot per profession

Calculate for Prince George: buy or sell

Buy

Land transfer tax, down payment and mortgage in Prince George

Starting price: Prince George's reference price (BC Northern Real Estate Board (BCNREB), Q3 2026). Change any field and everything is recalculated.

Property Transfer Tax$8,783
First-time buyer rebatetick “first-time buyer”
Tax to pay$8,783
Minimum down payment (federal rule)$28,914
Mortgage insurance premium (added to the loan)none (20% or more)
Mortgage$431,144
Monthly payment, 25 years at 4.49%$2,384
Household income needed (stress test)$107,000

Official schedule, bracket by bracket, paid in cash at closing: the tax cannot be financed in the mortgage. Rate: Bank of Canada 5-year fixed mortgage rate (July 2026); your lender will set its own. Income needed: 6.49% qualifying rate, 39% GDS, property tax at 1% a year and $150 a month for heating. Not included: lawyer or notary fees, inspection, title insurance (no official schedule). All the schedules · First-time buyer programs · Down payment and mortgage insurance

Sell

Capital gain on a sale: what is taxable

Your principal residence: generally no tax on the gain. The same federal rule applies in Prince George as everywhere in Canada (Income Tax Act).

Capital gain$100,000
Your principal residence (designated every year)$0 taxable
Other property (cottage, rental): taxable amount$50,000
Land transfer tax$0 — paid by the buyer
Agent's commissionnegotiated, not computed

Principal residence designated for every year owned: nothing taxable, but the sale must be reported. Other property: $50,000 of taxable amount is added to your income for the year; the resulting tax depends on your marginal rate and is not computed here.

Principal residence: the Canada Revenue Agency exemption wipes out the gain for each year the home is designated; the sale must still be reported (partial designation: part of the gain becomes taxable). Other property (cottage, rental): half the gain becomes a taxable amount, added to that year's income (1/2 inclusion rate, CRA guide T4037; the increase to 2/3 was cancelled on March 21, 2025 — checked on canada.ca on October 15, 2026). It is not the tax owed: that depends on your marginal rate, which Payotte does not compute. Gain = sale price − purchase price, before selling costs and deductible improvements. No official schedule sets the agent's commission. Tax on selling, case by case

By profession

Real Estate Broker
The best in Prince George
Mortgage Broker
The best in Prince George
Home Inspector
The best in Prince George
Certified Appraiser
The best in Prince George

The Prince George real estate market — Q3 2026

At a glance
Source : BC Northern Real Estate Board (BCNREB), Invalid Date
IndicatorValue1-year change
Average price$539,144
Sales (Q3 2026)1,043 transactions

Prince George sits at the geographic centre of British Columbia, where the Fraser and Nechako rivers meet, and serves as the service, transport and university hub for the province's north.

In the third quarter of 2026, the average price of a home sold in Prince George stood at $539,144. There were 1,043 sales during the quarter. Source: BC Northern Real Estate Board (BCNREB), Q3 2026.

For pricing purposes the city divides cleanly in two: single-family homes east of the bypass generally sell for less than those west of it, so the side of town matters as much as the property type when reading any citywide figure.

How Payotte selects

For every sector, Payotte publishes a single professional per profession — the highest-scoring on its 100-point grid (Google reviews 35, experience 30, active provincial licence 15, local presence 15, bonus 5). No paid placement, no ads, no commissions.

Frequently asked questions

Which real estate professionals does Payotte recommend in Prince George?

In Prince George, Payotte selects one independent professional per trade, scored on public data — Google reviews, years of experience, an active or verifiable licence on the regulator's register, and a genuine local presence — with no ads, no commissions and no paid placement. Only one expert is named per profession, so the recommendation stays clear. In British Columbia, either a real estate lawyer or a BC notary public can close the transaction, and every home inspector must hold a licence from Consumer Protection BC — verifiable on its website. On closing, British Columbia's Property Transfer Tax applies — 1% on the first $200,000 and 2% on the balance up to $2 million, with first-time-buyer and newly-built exemptions — alongside legal or notary fees and the inspection and appraisal you arrange. The right professional for each step protects a six-figure decision more than any single star rating. Current selections: Real Estate Broker — Tim Higham; Mortgage Broker — Jamie Cunningham; Home Inspector — Donovan Illig; Real Estate Lawyer — being finalized; Certified Appraiser — Alexandros Constandinou.

How much does a house cost in Prince George in 2026?

In the third quarter of 2026, the average price of a home sold in Prince George stood at $539,144. Source: BC Northern Real Estate Board (BCNREB), Q3 2026.

How many homes sell in Prince George?

In the third quarter of 2026, there were 1,043 sales in Prince George. Source: BC Northern Real Estate Board (BCNREB), Q3 2026.

Is one side of Prince George cheaper than the other?

Yes. Single-family homes east of the bypass generally sell for less than those west of it, a substantial gap for the same property type in the same city.

Is Prince George affordable compared with the rest of British Columbia?

Markedly so. Prince George is in a different price bracket from the coastal markets such as Victoria and Nanaimo.

How much tax do you pay when you sell a home in Prince George?

Usually none if it is your principal residence: the Canada Revenue Agency's principal residence exemption wipes out the capital gain for each year the home is designated, though the sale must still be reported. For another property (cottage, rental), half the gain is added to taxable income (1/2 inclusion rate, CRA guide T4037) and taxed at your marginal rate. Example at Prince George's reference price ($539,144): bought for $439,144, the home shows a gain of $100,000: $0 taxable if it is your principal residence; otherwise $50,000 of taxable amount is added to your income (the resulting tax depends on your marginal rate, not computed here). The land transfer tax is paid by the buyer, not the seller; the agent's commission is negotiated, and no official schedule sets it.

Source : BC Northern Real Estate Board (BCNREB) · Ville de Prince George (BC Northern Real Estate Board). · 2026-T3 — figures updated with each board release.

Property assessment in Prince George

Assessor: BC Assessment, the provincial authority that produces assessments. It does not set tax rates or calculate tax bills.. To appeal: Notice of Complaint filed with BC Assessment by January 31; moved to the next business day when the 31st falls on a weekend (February 2 in 2026).

Property assessment in British ColumbiaHow to appeal: the guide

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