Verified real estate experts in Edmonton

One verified expert per sector: broker, mortgage broker, inspector, lawyer and appraiser. Pick your neighbourhood.

7 sectors 35 verified experts · as of

Sectors / neighbourhoods

Verified Partial No expert · 1 dot per profession

Calculate for Edmonton: buy or sell

Buy

Registration fees, down payment and mortgage in Edmonton

Starting price: Edmonton's reference price (REALTORS Association of Edmonton (RAE), September 2026). Change any field and everything is recalculated.

Land transfer taxnone
Registration fees (title + mortgage)$865
Fees to pay$865
Minimum down payment (federal rule)$21,155
Mortgage insurance premium (added to the loan)none (20% or more)
Mortgage$338,100
Monthly payment, 25 years at 4.49%$1,869
Household income needed (stress test)$85,000

No land transfer tax in Alberta: only title and mortgage registration, at the province's public schedule, computed on the actual loan. Rate: Bank of Canada 5-year fixed mortgage rate (July 2026); your lender will set its own. Income needed: 6.49% qualifying rate, 39% GDS, property tax at 1% a year and $150 a month for heating. Not included: lawyer or notary fees, inspection, title insurance (no official schedule). All the schedules · First-time buyer programs · Down payment and mortgage insurance

Sell

Capital gain on a sale: what is taxable

Your principal residence: generally no tax on the gain. The same federal rule applies in Edmonton as everywhere in Canada (Income Tax Act).

Capital gain$100,000
Your principal residence (designated every year)$0 taxable
Other property (cottage, rental): taxable amount$50,000
Land transfer tax$0 — paid by the buyer
Agent's commissionnegotiated, not computed

Principal residence designated for every year owned: nothing taxable, but the sale must be reported. Other property: $50,000 of taxable amount is added to your income for the year; the resulting tax depends on your marginal rate and is not computed here.

Principal residence: the Canada Revenue Agency exemption wipes out the gain for each year the home is designated; the sale must still be reported (partial designation: part of the gain becomes taxable). Other property (cottage, rental): half the gain becomes a taxable amount, added to that year's income (1/2 inclusion rate, CRA guide T4037; the increase to 2/3 was cancelled on March 21, 2025 — checked on canada.ca on October 15, 2026). It is not the tax owed: that depends on your marginal rate, which Payotte does not compute. Gain = sale price − purchase price, before selling costs and deductible improvements. No official schedule sets the agent's commission. Tax on selling, case by case

By profession

The Edmonton real estate market — Sep 2026

At a glance
Source : REALTORS Association of Edmonton (RAE), September 2026
IndicatorValue1-year change
Reference price (Sep 2026)$423,100-0.3%
Average price$466,080+2.9%
Sales (Sep 2026)1,959 transactions-10.3%
By property type
Detached$569,820+2.9%
Semi-detached$412,974-4.8%
Townhouse$289,640-4.5%
Apartment$208,672+0.6%

Edmonton is one of Canada's most affordable major-city markets, and its low entry point draws first-time buyers and interprovincial movers.

In September 2026, the MLS® benchmark price in Edmonton stood at $423,100, down 0.3% year over year. The average price, all property types combined, was $466,080 (+2.9% year over year). By property type: detached $569,820 (+2.9%), semi-detached $412,974 (−4.8%), townhouse $289,640 (−4.5%), and apartment $208,672 (+0.6%). There were 1,959 sales during the month, 10.3% fewer than a year earlier. Source: REALTORS Association of Edmonton (RAE), September 2026.

Edmonton rewards buyers who use its affordability strategically: with detached homes well below the national average, a single income can still reach ownership, and condos offer an even lower entry point. Buyers can — and should — take time to inspect and compare. Knowing which Greater Edmonton community fits a commute and a budget, from St. Albert to the southeast, is where a verified local expert proves their value.

Affordable does not mean simple — a strong mortgage broker and a thorough inspection protect a first purchase. Payotte lists one verified professional per sector across Edmonton's 7 covered districts, ranked on Google reviews, experience and an active licence (RECA, the Law Society of Alberta, the Appraisal Institute of Canada). One verified reference per neighbourhood, free, ad-free and commission-free.

How Payotte selects

For every sector, Payotte publishes a single professional per profession — the highest-scoring on its 100-point grid (Google reviews 35, experience 30, active provincial licence 15, local presence 15, bonus 5). No paid placement, no ads, no commissions.

Frequently asked questions

Which real estate professionals does Payotte recommend in Edmonton?

In Edmonton, Payotte names one independent, verified professional per trade in each of its 7 sectors — real estate agent, mortgage broker, home inspector, real estate lawyer and appraiser — scored on public data (Google reviews, active licence on the regulator's register, local presence), with no ads or commissions.

What is the average home price in Edmonton in 2026?

In September 2026, the MLS® benchmark price in Edmonton stood at $423,100, down 0.3% year over year. The average price, all property types combined, was $466,080 (+2.9% year over year). By property type: detached $569,820 (+2.9%), semi-detached $412,974 (−4.8%), townhouse $289,640 (−4.5%), and apartment $208,672 (+0.6%). Source: REALTORS Association of Edmonton (RAE), September 2026.

Is Edmonton a buyer's or seller's market?

Months of inventory — the figure used to call a buyer's or seller's market — is not available for Edmonton (September 2026), so Payotte does not call it either way rather than guess. In September 2026, the MLS® benchmark price in Edmonton stood at $423,100, down 0.3% year over year. Source: REALTORS Association of Edmonton (RAE), September 2026.

How does Payotte choose the expert for a sector?

On a 100-point scale (Google reviews 35, experience 30, active licence 15, local presence 15, bonus 5). Only the highest-scoring verified professional is listed per sector.

How much tax do you pay when you sell a home in Edmonton?

Usually none if it is your principal residence: the Canada Revenue Agency's principal residence exemption wipes out the capital gain for each year the home is designated, though the sale must still be reported. For another property (cottage, rental), half the gain is added to taxable income (1/2 inclusion rate, CRA guide T4037) and taxed at your marginal rate. Example at Edmonton's reference price ($423,100): bought for $323,100, the home shows a gain of $100,000: $0 taxable if it is your principal residence; otherwise $50,000 of taxable amount is added to your income (the resulting tax depends on your marginal rate, not computed here). The land transfer tax is paid by the buyer, not the seller; the agent's commission is negotiated, and no official schedule sets it.

Source : REALTORS Association of Edmonton (RAE) · Greater Edmonton Area (GEA) · 2026-09 — figures updated with each board release.

Property assessment in Edmonton

Assessor: Municipalities: the municipal assessor assesses all property except designated industrial property, which the provincial assessor assesses (MGA, s. 289).. To appeal: The complaint must be filed no later than 60 days after the notice of assessment date printed on the notice (MGA, s. 284(4)). In 2026, that was March 23 in both Calgary and Edmonton.

The Edmonton market pulse, every month

Prices, sales, inventory, days on market — sourced board figures, once a month by email. Free, one-click unsubscribe.

Other cities in Alberta