First home owner grants compared across the states

The jurisdictions compared

State by state notes

New South Wales. The $10,000 grant is for newly built or substantially renovated homes. At least one applicant must be an Australian citizen or permanent resident; applicants must be individuals aged 18 or over, and cannot have received a grant before or owned a home before 1 July 2000. Apply within 12 months of settlement or completion. If you move out before the minimum period you must repay the grant.

Victoria. Everyone named on the title must apply, and a spouse or partner must be included even if not on the title. If the residence rule is not met you must notify the SRO within 14 days and repay the grant. The SRO page lists no 2026 change to the amount, cap or conditions (page updated 29 September 2026).

Queensland. The QRO eligibility page (updated 5 August 2026) shows $30,000 for contracts signed on or after 20 November 2023. Its State Budget 2026 page states: “The $30,000 first home owner grant will be continued for eligible contracts signed from 1 July 2026 going forward”, and that details will follow once legislation passes. As at 14 October 2026 treat the continuation as announced; check the QRO for the legislated position before relying on it.

Western Australia. The grant is “up to $10,000” or the consideration paid if lower, with no income or assets test. All Perth metropolitan areas are south of the 26th parallel.

Tasmania. The First Home Owner Grant Amendment Act 2026 (Royal Assent 10 July 2026, commencing 1 July 2026) adds a $20,000 amount for an eligible transaction commencing on or after 1 July 2026 and before 1 July 2027, if completed within 24 months. It is repealed a year after commencement. The SRO page says first home buyers building or buying a newly built residence “may be eligible for a grant”.

ACT. The First Home Owner Grant (Amount) Determination 2019 (No 1) states that “the amount of the first home owner grant is a nil amount” from 1 July 2019. ACT home buyers instead use the duty scheme: see conveyance duty in the ACT.

Northern Territory. Under the Act, the amount is the lesser of the consideration paid and the amount for the commencement date. For a purchase contract made on or after 1 October 2025, only a new home is an eligible transaction.

Grant or duty concession

The grant is a payment; the duty concession is a reduction of tax. Many buyers can claim both in some states (Queensland allows the first home owner grant alongside the first home concession for a brand-new home, each with its own conditions). See first home buyer concessions compared for duty, and buying a home in Australia for the process.

Which professional to consult

Some states let an approved agent lodge the application for you (the NSW page refers to agent application forms); otherwise you apply to the revenue office. A conveyancer checks the dates and caps for your contract: see conveyancers. A mortgage broker can explain how the grant fits your funding plan: see mortgage brokers.