Yes: in Alaska, mortgage loan officers need a state license issued by the Alaska Dept. of Commerce, Community, and Economic Development (Division of Banking and Securities). You can check a name yourself on NMLS Consumer Access.
Mortgage loan officers in Alaska: what buyers ask
What first-time buyer programs does Alaska offer?
Alaska Housing Finance Corporation (AHFC) offers two first-time buyer loans, First Home Limited and First Home, with 30-year rates of 6.750% and 7.125% on October 13, 2026. In Anchorage, First Home Limited requires income of $135,100 or less for one or two people in non-targeted areas.
What does an FHA loan require?
FHA loans need 3.5% down with a 580 credit score. Upfront mortgage insurance is 1.75% and the annual premium is 0.55% at 96.5% LTV.
Check a mortgage loan officer yourself
- License required · Alaska Dept. of Commerce, Community, and Economic Development (Division of Banking and Securities)
- Titles you will see: Mortgage loan originator
- Check a name yourself: NMLS Consumer Access (we could not open this search page ourselves)
The 6 sectors of Anchorage
North Anchorage · Chugiak, Eagle River and JBER · West Anchorage · Midtown · East Anchorage · South Anchorage, Girdwood, Turnagain Arm