Grants · Nova Scotia

Home buying programs in Nova Scotia (2026)

The 11 programs in force, with amount, status and a link to the agency.

In short

In Nova Scotia, 11 verified programs apply to this project: 11 province-wide (federal programs included) and 0 offered by 0 municipality. The largest: Home Buyers' Plan (HBP), $60,000 limit; GST/HST First-Time Home Buyers' rebate, up to $50,000; First Home Savings Account (FHSA), $40,000 limit.

Everywhere in Nova Scotia

Program Amount Status
Home Buyers' Plan (HBP)Canada Revenue Agency · Federal $60,000 limit Open
GST/HST First-Time Home Buyers' rebateCanada Revenue Agency · Federal Up to $50,000 Open
First Home Savings Account (FHSA)Canada Revenue Agency · Federal $40,000 limit Open
Home buyers' amount (line 31270)Canada Revenue Agency · Federal Credit on $10,000 Open
First-time Home Buyers' Rebate on a newly-built homeGovernment of Nova Scotia · Provincial Up to $3,000 Openstatus not shown by the agency
Assurance prêt hypothécaireCanada Mortgage and Housing Corporation (CMHC) (SCHL) · Federal Depends on the project (see the official page) Open
Insured Loans for On-Reserve First Nation HousingCanada Mortgage and Housing Corporation (CMHC) (SCHL) · Federal Depends on the project (see the official page) Openstatus not shown by the agency
CMHC Eco PlusCanada Mortgage and Housing Corporation (CMHC) (SCHL) · Federal Up to 25% of costs Openstatus not shown by the agency
CMHC Eco ImprovementCanada Mortgage and Housing Corporation (CMHC) (SCHL) · Federal Up to 25% of costs Openstatus not shown by the agency
Apply for a loan to help with a down payment on your first home: Down Payment Assistance ProgramGovernment of Nova Scotia · Provincial Depends on the project (see the official page) Open
First-time Homebuyers Program: pilot projectGovernment of Nova Scotia · Provincial Depends on the project (see the official page) Openstatus not shown by the agency

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A mortgage broker builds the financing around these programs. See verified professionals →

Frequently asked questions

What programs help you buy a home in Nova Scotia?

In Nova Scotia, 11 verified programs apply to this project: 11 province-wide (federal programs included) and 0 offered by 0 municipality. The largest: Home Buyers' Plan (HBP), $60,000 limit; GST/HST First-Time Home Buyers' rebate, up to $50,000; First Home Savings Account (FHSA), $40,000 limit.

What is the largest program to buy a home in Nova Scotia?

Home Buyers' Plan (HBP), from Canada Revenue Agency: $60,000 limit. It is the largest published amount among open programs; the right one for you depends on your situation.

Are these programs open right now?

11 programs are open to applications. For 5, the agency says neither open nor closed: the status is inferred from its active page. Statuses checked on each agency's page, most recently on November 7, 2026.

How do I apply?

You apply directly to each program's agency: the link to its official page is in the table. Payotte grants nothing and does not confirm eligibility; the agency's full conditions apply.

How this page is made

Every amount, date and condition was checked on the linked official page within the last 30 days; a program that has not been rechecked is left out. When the agency's page says neither open nor closed, the status is inferred and labelled as such. Payotte grants nothing and does not confirm eligibility: you apply to the agency. General information, not tax advice.

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