Grants · New Brunswick

Home buying programs in New Brunswick (2026)

The 11 programs in force, with amount, status and a link to the agency.

In short

In New Brunswick, 11 verified programs apply to this project: 10 province-wide (federal programs included) and 1 offered by 1 municipality. The largest: Home Buyers' Plan (HBP), $60,000 limit; GST/HST First-Time Home Buyers' rebate, up to $50,000; First Home Savings Account (FHSA), $40,000 limit.

Everywhere in New Brunswick

Program Amount Status
Home Buyers' Plan (HBP)Canada Revenue Agency · Federal $60,000 limit Open
GST/HST First-Time Home Buyers' rebateCanada Revenue Agency · Federal Up to $50,000 Open
First Home Savings Account (FHSA)Canada Revenue Agency · Federal $40,000 limit Open
Home buyers' amount (line 31270)Canada Revenue Agency · Federal Credit on $10,000 Open
Assurance prêt hypothécaireCanada Mortgage and Housing Corporation (CMHC) (SCHL) · Federal Depends on the project (see the official page) Open
Insured Loans for On-Reserve First Nation HousingCanada Mortgage and Housing Corporation (CMHC) (SCHL) · Federal Depends on the project (see the official page) Openstatus not shown by the agency
CMHC Eco PlusCanada Mortgage and Housing Corporation (CMHC) (SCHL) · Federal Up to 25% of costs Openstatus not shown by the agency
CMHC Eco ImprovementCanada Mortgage and Housing Corporation (CMHC) (SCHL) · Federal Up to 25% of costs Openstatus not shown by the agency
Homeownership assistance programHabitation NB · Provincial Depends on the project (see the official page) Openstatus not shown by the agency
Off-Reserve Aboriginal Home Ownership Program (ORAH)Habitation NB · Provincial Depends on the project (see the official page) Openstatus not shown by the agency

Municipal programs

Cap-Acadie

Program Amount Status
Subvention pour la construction ou l'achat d'une maison unifamiliale (politique P-04)Ville régionale de Cap-Acadie · Municipal Up to $25,000 Openstatus not shown by the agency

A verified professional for this project

A mortgage broker builds the financing around these programs. See verified professionals →

Frequently asked questions

What programs help you buy a home in New Brunswick?

In New Brunswick, 11 verified programs apply to this project: 10 province-wide (federal programs included) and 1 offered by 1 municipality. The largest: Home Buyers' Plan (HBP), $60,000 limit; GST/HST First-Time Home Buyers' rebate, up to $50,000; First Home Savings Account (FHSA), $40,000 limit.

What is the largest program to buy a home in New Brunswick?

Home Buyers' Plan (HBP), from Canada Revenue Agency: $60,000 limit. It is the largest published amount among open programs; the right one for you depends on your situation.

Which cities in New Brunswick have their own programs to buy a home?

1 municipality, with the number of programs: Cap-Acadie (1). They come on top of provincial and federal programs.

Are these programs open right now?

11 programs are open to applications. For 6, the agency says neither open nor closed: the status is inferred from its active page. Statuses checked on each agency's page, most recently on November 7, 2026.

How do I apply?

You apply directly to each program's agency: the link to its official page is in the table. Payotte grants nothing and does not confirm eligibility; the agency's full conditions apply.

How this page is made

Every amount, date and condition was checked on the linked official page within the last 30 days; a program that has not been rechecked is left out. When the agency's page says neither open nor closed, the status is inferred and labelled as such. Payotte grants nothing and does not confirm eligibility: you apply to the agency. General information, not tax advice.

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