In short
In Cold Lake, 7 verified municipal housing programs are offered, on top of the 32 provincial and federal programs available everywhere in Alberta. The largest: Residential Demolition Grant, up to $20,000; Multiunit Rental Housing Incentive Program, up to $15,000; Secondary Suite Development Incentive, up to $5,000. 1 is on hold.
Municipal programs: Cold Lake
| Program | Amount | Status |
|---|---|---|
| Residential Demolition GrantCity of Cold Lake · Municipal | Up to $20,000 | Openstatus not shown by the agency |
| Multiunit Rental Housing Incentive ProgramCity of Cold Lake · Municipal | Up to $15,000 | Openstatus not shown by the agency |
| Secondary Suite Development IncentiveCity of Cold Lake · Municipal | Up to $5,000 | Openstatus not shown by the agency |
| Seniors Homeowner RebateCity of Cold Lake · Municipal | Up to $100 | Openstatus not shown by the agency |
| Clean Energy Improvement Program (CEIP)City of Cold Lake · Municipal | Up to 100% of costs | On hold |
| Starter Home Incentive ProgramCity of Cold Lake · Municipal | Up to 100% of costs | Openstatus not shown by the agency |
| Water, Sanitary and Storm Service Connection (remplacement des raccordements)City of Cold Lake · Municipal | Depends on the project (see the official page) | Openstatus not shown by the agency |
Provincial and federal programs that apply in Cold Lake
Buy
| Program | Amount | Status |
|---|---|---|
| Home Buyers' Plan (HBP)Canada Revenue Agency · Federal | $60,000 limit | Open |
| GST/HST First-Time Home Buyers' rebateCanada Revenue Agency · Federal | Up to $50,000 | Open |
| First Home Savings Account (FHSA)Canada Revenue Agency · Federal | $40,000 limit | Open |
Renovate
| Program | Amount | Status |
|---|---|---|
| Historic Resource Conservation GrantsAlberta Historical Resources Foundation · Provincial | Up to $100,000 | Open |
| Seniors Home Adaptation and Repair Program (SHARP)Government of Alberta — Seniors, Community and Social Services · Provincial | Up to $40,000 | Open |
| Home accessibility tax credit (line 31285)Canada Revenue Agency · Federal | Credit on $20,000 | Open |
All programs: home renovation grants and rebates in Alberta →
Save energy
| Program | Amount | Status |
|---|---|---|
| Seniors Home Adaptation and Repair Program (SHARP)Government of Alberta — Seniors, Community and Social Services · Provincial | Up to $40,000 | Open |
| Emergency Billing Relief Program (EBRP)Alberta Utilities Commission (AUC) · Provincial | Up to $25 | Openstatus not shown by the agency |
| Remote Area Heating Allowance (RAHA)Rural Utilities · Provincial | Up to 25% of costs | Openstatus not shown by the agency |
Adapt the home
| Program | Amount | Status |
|---|---|---|
| Seniors Home Adaptation and Repair Program (SHARP)Government of Alberta — Seniors, Community and Social Services · Provincial | Up to $40,000 | Open |
| Home accessibility tax credit (line 31285)Canada Revenue Agency · Federal | Credit on $20,000 | Open |
| Veterans Independence Program (VIP)Veterans Affairs Canada · Federal | Up to $13,779.63 | Openstatus not shown by the agency |
All programs: home accessibility and seniors programs in Alberta →
Property taxes
| Program | Amount | Status |
|---|---|---|
| Seniors Property Tax Deferral ProgramAssisted Living and Social Services · Provincial | Depends on the project (see the official page) | Open |
Build new
| Program | Amount | Status |
|---|---|---|
| GST/HST First-Time Home Buyers' rebateCanada Revenue Agency · Federal | Up to $50,000 | Open |
| Multigenerational home renovation tax credit (MHRTC)Canada Revenue Agency · Federal | Up to $7,250 | Openstatus not shown by the agency |
| Housing Benefit for Survivors of Gender-Based ViolenceAssisted Living and Social Services · Provincial | Up to $7,200 | Open |
All programs: new construction and rental housing programs in Alberta →
Frequently asked questions
What housing programs are offered in Cold Lake?
7 verified municipal programs: buy (1), renovate (2), save energy (1), adapt the home (1), property taxes (2), build new (4). The largest: Residential Demolition Grant, up to $20,000; Multiunit Rental Housing Incentive Program, up to $15,000; Secondary Suite Development Incentive, up to $5,000.
What other programs apply to a home in Cold Lake?
The 32 provincial and federal programs available everywhere in Alberta. The largest: Historic Resource Conservation Grants, up to $100,000; Home Buyers' Plan (HBP), $60,000 limit; GST/HST First-Time Home Buyers' rebate, up to $50,000.
Are these programs open right now?
6 programs are open to applications and 1 is on hold (waiting list or reopening with no date). For 6, the agency says neither open nor closed: the status is inferred from its active page. Statuses checked on each agency's page, most recently on November 7, 2026.
How do I apply?
You apply directly to each program's agency: the link to its official page is in the table. Payotte grants nothing and does not confirm eligibility; the agency's full conditions apply.
How this page is made
Every amount, date and condition was checked on the linked official page within the last 30 days; a program that has not been rechecked is left out. When the agency's page says neither open nor closed, the status is inferred and labelled as such. Payotte grants nothing and does not confirm eligibility: you apply to the agency. General information, not tax advice.