Paul Meredith is Payotte's verified mortgage broker for Downtown Core, Toronto, as of May 30, 2026.
Independent selection, no commission or advertising — FSRA licence no. 13692, verifiable on the regulator's public register, 19 years of experience (since 2007), 5/5 across 850 Google reviews. Payotte score: 88/100. Data verified: FSRA register on June 10, 2026, Google reviews on June 7, 2026.
Verified May 30, 2026 · recently verified
| Criterion | Progress | Score |
|---|---|---|
| Google reviews | 34/35 | |
| Experience | 26/30 | |
| Licence | 15/15 | |
| Local presence | 8/15 | |
| Bonus | 5/5 |
FSRA
N° 13692
Active — FSRA #13692 (The Paul Meredith Team / PMT, independent brokerage), confirmed (June 10, 2026).
Check licence no. 13692 yourself on the official register ↗
Specialty : Purchase, refinancing, renewal, HELOC
Local presence : Toronto (GTA)
Why this reference : Paul Meredith is downtown Toronto’s verified reference for mortgages — Principal Broker of The Paul Meredith Team (PMT), an independent brokerage (FSRA #13692). In the mortgage business since 2007 (~19 years). Standout recognition: CMP Magazine Mortgage Broker of the Year finalist (2018–2021, 2023, 2024); Mortgage Broker of the Year for Eastern Canada (2025, CMP Magazine); and Prime Broker Award of Excellence (2026, Canadian Mortgage Brokers Association). Also a #1 Amazon author (“Beat The Bank”) and TV broker on “Top Million Dollar Agent”. Information confirmed directly with the professional; recommended by Payotte.
Why 88/100, and not 100?
The points below are not taken away from Paul Meredith: they are simply not yet awarded, for lack of a public source to verify them. Payotte estimates nothing and invents nothing.
- Local presence in Downtown Core not confirmed. No public source proves how many files were closed in this specific sector — only the professional holds that figure.
Paul Meredith personally confirmed this profile on May 30, 2026
Are you Paul Meredith? Thank you for confirming. Up to 7 points remain that we cannot verify on our own — the information listed just above. Send it to us and we will publish it, dated and sourced.
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Sources & verification
Payotte only publishes verifiable data. Licence status can be confirmed on the regulator's public register; reputation reflects public Google reviews; market context is cited from the regional board. No data is invented or paid for.
- ✓ Recommended by Payotte (#1 in the sector) — full verification: identity, licence and contact details confirmed directly with the professional (May 30, 2026).
- FSRA licence — confirmed on the public register ↗
- 5★ rating, 850 reviews — Google (public)
- Market context — TRREB (Toronto Regional Real Estate Board) ↗
- Our methodology
Frequently asked questions
Who is the best mortgage broker in Downtown Core in 2026?
Paul Meredith is Payotte's verified mortgage broker for Downtown Core, Toronto, as of May 30, 2026. Independent selection, no commission or advertising — FSRA licence no. 13692, verifiable on the regulator's public register, 19 years of experience (since 2007), 5/5 across 850 Google reviews. Payotte score: 88/100. Data verified: FSRA register on June 10, 2026, Google reviews on June 7, 2026.
What is the Downtown Core real estate market like in 2026?
TREB district C01 (waterfront, CityPlace, Entertainment District) averaged $818,716 across all home types in April 2026; the typical 416 condo apartment sold for $635,653. (Source: TRREB Market Watch, April 2026 (released May 5, 2026).)
How was the best mortgage broker in Downtown Core selected?
Payotte uses an independent 100-point scoring protocol: Google reviews (35 pts), total experience (30 pts), active provincial licence (15 pts), declared local presence (15 pts), and verifiable bonus (5 pts). No commission, no advertising.
Is the information on this expert up to date?
Data is captured on the date shown. The licence is assumed active at production time and verified before publication. If in doubt, check with the regulatory body (FSRA).
Does Payotte earn a commission?
No. Payotte is a free, independent, ad-free service. No commission is earned and no professional pays to appear on the site.