Chris Allard is Payotte's verified mortgage broker for Barrhaven–Nepean, Ottawa, as of June 17, 2026.
Independent selection, no commission or advertising — FSRA licence no. M11001895, verifiable on the regulator's public register, 16 years of experience (since 2010), 5/5 across 768 Google reviews. Payotte score: 93/100. Data verified: FSRA register on August 21, 2026, Google reviews on June 17, 2026.
Verified June 17, 2026
| Criterion | Progress | Score |
|---|---|---|
| Google reviews | 34/35 | |
| Experience | 25/30 | |
| Licence | 15/15 | |
| Local presence | 14/15 | |
| Bonus | 5/5 |
110 - 150 Isabella Street, Ottawa, ON K1S 1V7 Get directions ↗
FSRA
N° M11001895
Active — FSRA #M11001895, provided in writing by the professional (August 21, 2026). Brokerage: Smart Debt Mortgages, #12236. Verify at the FSRA register.
Check licence no. M11001895 yourself on the official register ↗
Why this reference : Chris Allard earns a Payotte score of 93/100 — backed by a 5★ Google rating across 768 reviews, 16 years of experience (since 2010) and an active FSRA licence. That makes them the verified mortgage broker for Barrhaven–Nepean.
Why 93/100, and not 100?
The points below are not taken away from Chris Allard: they are simply not yet awarded, for lack of a public source to verify them. Payotte estimates nothing and invents nothing.
- Local presence in Barrhaven–Nepean not confirmed. No public source proves how many files were closed in this specific sector — only the professional holds that figure.
Chris Allard personally confirmed this profile on June 17, 2026
Thank you, Chris Allard, for confirming this profile. Up to 1 points remain that we cannot verify on our own — the information listed just above. Send it to us and we will publish it, dated and sourced.
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Sources & verification
Payotte only publishes verifiable data. Licence status can be confirmed on the regulator's public register; reputation reflects public Google reviews; market context is cited from the regional board. No data is invented or paid for.
- ✓ Recommended by Payotte (#1 in the sector) — full verification: identity, licence and contact details confirmed directly with the professional (June 17, 2026).
- FSRA licence — confirmed on the public register ↗
- 5★ rating, 768 reviews — Google (public)
- Our methodology
Frequently asked questions
Who is the best mortgage broker in Barrhaven–Nepean in 2026?
Chris Allard is Payotte's verified mortgage broker for Barrhaven–Nepean, Ottawa, as of June 17, 2026. Independent selection, no commission or advertising — FSRA licence no. M11001895, verifiable on the regulator's public register, 16 years of experience (since 2010), 5/5 across 768 Google reviews. Payotte score: 93/100. Data verified: FSRA register on August 21, 2026, Google reviews on June 17, 2026.
What is the Barrhaven–Nepean real estate market like in 2026?
Figures for the Ottawa Real Estate Board (OREB) area as a whole, which includes Barrhaven–Nepean. In August 2026, the MLS® benchmark price across the Ottawa Real Estate Board (OREB) area stood at $637,700, up 1% year over year. The average price, all property types combined, was $688,253. By property type: single-family $698,400 (−2.3%), townhouse $554,700 (−3.2%), and apartment $384,700 (−4.4%). There were 1,002 sales during the month, 18.6% fewer than a year earlier. With 4.5 months of inventory, the market is balanced by the standard board convention (under 4 months: sellers; 4 to 6: balanced; over 6: buyers). Homes took an average of 29 days to sell. (Source: OREB, August 2026)
How was the best mortgage broker in Barrhaven–Nepean selected?
Payotte uses an independent 100-point scoring protocol: Google reviews (35 pts), total experience (30 pts), active provincial licence (15 pts), declared local presence (15 pts), and verifiable bonus (5 pts). No commission, no advertising.
Is the information on this expert up to date?
Data is captured on the date shown on this profile. Payotte publishes the regulator and the licence number so you can check the licence yourself on the official register (FSRA) before hiring this professional.
Does Payotte earn a commission?
No. Payotte is a free, independent, ad-free service. No commission is earned and no professional pays to appear on the site.