Mortgage Broker · Barrhaven–Nepean, Ottawa

Best Mortgage Broker in Barrhaven–Nepean 2026 — Chris Allard

Verified reference for Barrhaven–Nepean, Ottawa.

Chris Allard is Payotte's verified mortgage broker for Barrhaven–Nepean, Ottawa, as of June 17, 2026.

Independent selection, no commission or advertising — FSRA licence, declared, 5/5 across 746 Google reviews. Payotte score: 66/100. Data verified on June 17, 2026 (Google reviews).

Verified June 17, 2026 · recently verified

CA
Chris Allard
Mortgage Broker · Smart Debt Mortgages (Chris Allard Mortgage Team)
Confirmed by the professional ● Partial
66 /100
Partial
Payotte score breakdown
Payotte score breakdown by criterion
Criterion Progress Score
Google reviews
35/35
Experience
0/30
Licence
12/15
Local presence
14/15
Bonus
5/5
✓ Licence FSRA ★ 5/5 · 746 reviews
Contact

613-324-2389

chrisallard.ca/

chris@chrisallard.ca

110 - 150 Isabella Street, Ottawa, ON K1S 1V7 Get directions ↗

Licence

FSRA

assumed-active-unverified

Check the licence on the official register ↗

Why this reference : Chris Allard earns a Payotte score of 66/100 — backed by a 5★ Google rating across 746 reviews and an active FSRA licence. That makes them the verified mortgage broker for Barrhaven–Nepean.

🧭 Choosing well : our guide — How to choose a verified mortgage broker (broker or bank, AMF licence) →

Why 66/100, and not 100?

The points below are not taken away from Chris Allard: they are simply not yet awarded, for lack of a public source to verify them. Payotte estimates nothing and invents nothing.

  • Start year unknown. No Canadian register publishes a licence issue date. We leave these points aside rather than estimate seniority.
  • Licence not confirmed in the register. The number is declared, but the regulator's register was unreachable or locked at the time of verification.
  • Local presence in Barrhaven–Nepean not confirmed. No public source proves how many files were closed in this specific sector — only the professional holds that figure.

Chris Allard personally confirmed this profile on June 17, 2026

Are you Chris Allard? Thank you for confirming. Up to 34 points remain that we cannot verify on our own — the information listed just above. Send it to us and we will publish it, dated and sourced.

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Sources & verification

Payotte only publishes verifiable data. Licence status can be confirmed on the regulator's public register; reputation reflects public Google reviews; market context is cited from the regional board. No data is invented or paid for.

Frequently asked questions

Who is the best mortgage broker in Barrhaven–Nepean in 2026?

Chris Allard is Payotte's verified mortgage broker for Barrhaven–Nepean, Ottawa, as of June 17, 2026. Independent selection, no commission or advertising — FSRA licence, declared, 5/5 across 746 Google reviews. Payotte score: 66/100. Data verified on June 17, 2026 (Google reviews).

What is the Barrhaven–Nepean real estate market like in 2026?

Ottawa’s residential average sale price was $721,270 in May 2026, down 0.9% year-over-year; the single-family MLS® HPI benchmark stood at $723,800 (+0.3%), and a sales-to-new-listings ratio of 48.2% with 3.0 months of inventory indicates a balanced market. (Source: Ottawa Real Estate Board (OREB) — Monthly Market Release, Ottawa CMA, May 2026 (published June 3, 2026). https://www.oreb.ca/newsroom/seasonal-activity-improves-but-ottawas-may-market-remains-cautious/)

How was the best mortgage broker in Barrhaven–Nepean selected?

Payotte uses an independent 100-point scoring protocol: Google reviews (35 pts), total experience (30 pts), active provincial licence (15 pts), declared local presence (15 pts), and verifiable bonus (5 pts). No commission, no advertising.

Is the information on this expert up to date?

Data is captured on the date shown. The licence is assumed active at production time and verified before publication. If in doubt, check with the regulatory body (FSRA).

Does Payotte earn a commission?

No. Payotte is a free, independent, ad-free service. No commission is earned and no professional pays to appear on the site.