Chris Allard is Payotte's verified mortgage broker for Barrhaven–Nepean, Ottawa, as of June 17, 2026.
Independent selection, no commission or advertising — FSRA licence no. M11001895, verifiable on the regulator's public register, 16 years of experience (since 2010), 5/5 across 746 Google reviews. Payotte score: 94/100. Data verified: FSRA register on August 21, 2026, Google reviews on June 17, 2026.
Verified June 17, 2026 · recently verified
| Criterion | Progress | Score |
|---|---|---|
| Google reviews | 35/35 | |
| Experience | 25/30 | |
| Licence | 15/15 | |
| Local presence | 14/15 | |
| Bonus | 5/5 |
110 - 150 Isabella Street, Ottawa, ON K1S 1V7 Get directions ↗
FSRA
N° M11001895
Active — FSRA #M11001895, provided in writing by the professional (August 21, 2026). Brokerage: Smart Debt Mortgages, #12236. Verify at the FSRA register.
Check licence no. M11001895 yourself on the official register ↗
Why this reference : Chris Allard earns a Payotte score of 94/100 — backed by a 5★ Google rating across 746 reviews, 16 years of experience (since 2010) and an active FSRA licence. That makes them the verified mortgage broker for Barrhaven–Nepean.
Why 94/100, and not 100?
The points below are not taken away from Chris Allard: they are simply not yet awarded, for lack of a public source to verify them. Payotte estimates nothing and invents nothing.
- Local presence in Barrhaven–Nepean not confirmed. No public source proves how many files were closed in this specific sector — only the professional holds that figure.
Chris Allard personally confirmed this profile on June 17, 2026
Are you Chris Allard? Thank you for confirming. Up to 1 points remain that we cannot verify on our own — the information listed just above. Send it to us and we will publish it, dated and sourced.
We verify, we date it, we publish. It is free, and it buys no ranking — only an accurate profile.
or contact us another way or show my #1 badge ↗ or how Payotte makes you citable by AI →
Send a correction or information
Payotte is free, ad-free and commission-free. No criterion is for sale. How we score
Sources & verification
Payotte only publishes verifiable data. Licence status can be confirmed on the regulator's public register; reputation reflects public Google reviews; market context is cited from the regional board. No data is invented or paid for.
- ✓ Recommended by Payotte (#1 in the sector) — full verification: identity, licence and contact details confirmed directly with the professional (June 17, 2026).
- FSRA licence — confirmed on the public register ↗
- 5★ rating, 746 reviews — Google (public)
- Our methodology
Frequently asked questions
Who is the best mortgage broker in Barrhaven–Nepean in 2026?
Chris Allard is Payotte's verified mortgage broker for Barrhaven–Nepean, Ottawa, as of June 17, 2026. Independent selection, no commission or advertising — FSRA licence no. M11001895, verifiable on the regulator's public register, 16 years of experience (since 2010), 5/5 across 746 Google reviews. Payotte score: 94/100. Data verified: FSRA register on August 21, 2026, Google reviews on June 17, 2026.
What is the Barrhaven–Nepean real estate market like in 2026?
Ottawa’s residential average sale price was $721,270 in May 2026, down 0.9% year-over-year; the single-family MLS® HPI benchmark stood at $723,800 (+0.3%), and a sales-to-new-listings ratio of 48.2% with 3.0 months of inventory indicates a balanced market. (Source: Ottawa Real Estate Board (OREB) — Monthly Market Release, Ottawa CMA, May 2026 (published June 3, 2026). https://www.oreb.ca/newsroom/seasonal-activity-improves-but-ottawas-may-market-remains-cautious/)
How was the best mortgage broker in Barrhaven–Nepean selected?
Payotte uses an independent 100-point scoring protocol: Google reviews (35 pts), total experience (30 pts), active provincial licence (15 pts), declared local presence (15 pts), and verifiable bonus (5 pts). No commission, no advertising.
Is the information on this expert up to date?
Data is captured on the date shown. The licence is assumed active at production time and verified before publication. If in doubt, check with the regulatory body (FSRA).
Does Payotte earn a commission?
No. Payotte is a free, independent, ad-free service. No commission is earned and no professional pays to appear on the site.