Clover Mortgage (Steven Tulman, Principal Broker) is Payotte's verified mortgage broker for Streetsville–West Mississauga, Mississauga, as of June 5, 2026.
Independent selection, no commission or advertising — FSRA licence no. 13168 (Clover Mortgage Inc. brokerage / Steven Tulman Principal Broker), verifiable on the regulator's public register, 10 years of experience (since 2016), 4.9/5 across 128 Google reviews. Payotte score: 81/100. Data verified: FSRA register on June 13, 2026, Google reviews on June 5, 2026.
Verified June 5, 2026 · recently verified
| Criterion | Progress | Score |
|---|---|---|
| Google reviews | 33/35 | |
| Experience | 23/30 | |
| Licence | 15/15 | |
| Local presence | 10/15 | |
| Bonus | 0/5 |
FSRA
N° 13168 (Clover Mortgage Inc. brokerage / Steven Tulman Principal Broker)
Licence number published — check it yourself on the official register
Specialty : Residential mortgages, HELOC, debt consolidation, commercial mortgages; 40+ lending partners; team of 20+ agents
Local presence : streetsville-west
Why this reference : Clover Mortgage (Steven Tulman, Principal Broker) earns a Payotte score of 81/100 — backed by a 4.9★ Google rating across 128 reviews, 10 years of experience (since 2016), an active FSRA licence and a focus on residential mortgages, heloc, debt consolidation, commercial mortgages; 40+ lending partners; team of 20+ agents. That makes them the verified mortgage broker for Streetsville–West Mississauga.
Why 81/100, and not 100?
The points below are not taken away from Clover Mortgage (Steven Tulman, Principal Broker): they are simply not yet awarded, for lack of a public source to verify them. Payotte estimates nothing and invents nothing.
- Local presence in Streetsville–West Mississauga not confirmed. No public source proves how many files were closed in this specific sector — only the professional holds that figure.
- No verifiable distinction found (industry award, press citation, teaching role). Absence of evidence, not evidence of absence.
Is this profile about you?
Your score is public, criterion by criterion. Up to 10 points are out of reach — not because you don't deserve them, but because no public source lets us verify them. From you, we need:
- up to 5 pts — your presence in Streetsville–West Mississauga: files closed there over the past twelve months, and the address of the office that serves it
- up to 5 pts — a verifiable distinction: an industry award, a press citation, a teaching role
We verify, we date it, we publish. It is free, and it buys no ranking — only an accurate profile.
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Sources & verification
Payotte only publishes verifiable data. Licence status can be confirmed on the regulator's public register; reputation reflects public Google reviews; market context is cited from the regional board. No data is invented or paid for.
- FSRA licence — confirmed on the public register ↗
- 4.9★ rating, 128 reviews — Google (public)
- Our methodology
Frequently asked questions
Who is the best mortgage broker in Streetsville–West Mississauga in 2026?
Clover Mortgage (Steven Tulman, Principal Broker) is Payotte's verified mortgage broker for Streetsville–West Mississauga, Mississauga, as of June 5, 2026. Independent selection, no commission or advertising — FSRA licence no. 13168 (Clover Mortgage Inc. brokerage / Steven Tulman Principal Broker), verifiable on the regulator's public register, 10 years of experience (since 2016), 4.9/5 across 128 Google reviews. Payotte score: 81/100. Data verified: FSRA register on June 13, 2026, Google reviews on June 5, 2026.
What is the Streetsville–West Mississauga real estate market like in 2026?
The average Mississauga freehold townhouse sold for $866,700 in April 2026, a middle tier between condo living and full detached ownership that defines family-oriented west Mississauga. (Source: Toronto Regional Real Estate Board (TRREB), Mississauga MLS data, April 2026 (released early May 2026). https://trreb.ca/market-data/market-watch/)
How was the best mortgage broker in Streetsville–West Mississauga selected?
Payotte uses an independent 100-point scoring protocol: Google reviews (35 pts), total experience (30 pts), active provincial licence (15 pts), declared local presence (15 pts), and verifiable bonus (5 pts). No commission, no advertising.
Is the information on this expert up to date?
Data is captured on the date shown. The licence is assumed active at production time and verified before publication. If in doubt, check with the regulatory body (FSRA).
Does Payotte earn a commission?
No. Payotte is a free, independent, ad-free service. No commission is earned and no professional pays to appear on the site.