Fair Mortgage Solutions (Graeme) is Payotte's verified mortgage broker for Hamilton Mountain, Hamilton, as of June 7, 2026.
Independent selection, no commission or advertising — FSRA licence no. 10346, verifiable on the regulator's public register, 21 years of experience (since 2005), 5/5 across 41 Google reviews. Payotte score: 83/100. Data verified on June 7, 2026 (Google reviews).
Verified June 7, 2026 · recently verified
| Criterion | Progress | Score |
|---|---|---|
| Google reviews | 27/35 | |
| Experience | 29/30 | |
| Licence | 15/15 | |
| Local presence | 12/15 | |
| Bonus | 0/5 |
graeme@fairmortgagesolutions.com
1 Hunter Street East, Hamilton, ON L8N 3W1 Get directions ↗
Languages : English
FSRA
N° 10346
Licence number not published — check on the official register
Check licence no. 10346 yourself on the official register ↗
Local presence : hamilton-mountain
Why this reference : Fair Mortgage Solutions (Graeme) earns a Payotte score of 83/100 — backed by a 5★ Google rating across 41 reviews, 21 years of experience (since 2005) and an active FSRA licence. That makes them the verified mortgage broker for Hamilton Mountain.
Why 83/100, and not 100?
The points below are not taken away from Fair Mortgage Solutions (Graeme): they are simply not yet awarded, for lack of a public source to verify them. Payotte estimates nothing and invents nothing.
- No verifiable distinction found (industry award, press citation, teaching role). Absence of evidence, not evidence of absence.
- Local presence in Hamilton Mountain not confirmed. No public source proves how many files were closed in this specific sector — only the professional holds that figure.
Is this profile about you?
Your score is public, criterion by criterion. Up to 8 points are out of reach — not because you don't deserve them, but because no public source lets us verify them. From you, we need:
- up to 5 pts — a verifiable distinction: an industry award, a press citation, a teaching role
- up to 3 pts — your presence in Hamilton Mountain: files closed there over the past twelve months, and the address of the office that serves it
We verify, we date it, we publish. It is free, and it buys no ranking — only an accurate profile.
Correct my profile or contact us another way or show my #1 badge ↗
Payotte is free, ad-free and commission-free. No criterion is for sale. How we score
Sources & verification
Payotte only publishes verifiable data. Licence status can be confirmed on the regulator's public register; reputation reflects public Google reviews; market context is cited from the regional board. No data is invented or paid for.
- FSRA licence — to confirm on the public register ↗
- 5★ rating, 41 reviews — Google (public)
- Our methodology
Frequently asked questions
Who is the best mortgage broker in Hamilton Mountain in 2026?
Fair Mortgage Solutions (Graeme) is Payotte's verified mortgage broker for Hamilton Mountain, Hamilton, as of June 7, 2026. Independent selection, no commission or advertising — FSRA licence no. 10346, verifiable on the regulator's public register, 21 years of experience (since 2005), 5/5 across 41 Google reviews. Payotte score: 83/100. Data verified on June 7, 2026 (Google reviews).
What is the Hamilton Mountain real estate market like in 2026?
The Hamilton Region recorded 451 home sales in March 2026 (the latest available) as the spring market opened, with the Mountain, the city's largest residential area, making up a sizeable share of that activity. (Source: REALTORS Association of Hamilton-Burlington (RAHB) / Cornerstone Association of REALTORS, Hamilton market area, March 2026 (latest available). https://www.rahb.ca/market-stats/)
How was the best mortgage broker in Hamilton Mountain selected?
Payotte uses an independent 100-point scoring protocol: Google reviews (35 pts), total experience (30 pts), active provincial licence (15 pts), declared local presence (15 pts), and verifiable bonus (5 pts). No commission, no advertising.
Is the information on this expert up to date?
Data is captured on the date shown. The licence is assumed active at production time and verified before publication. If in doubt, check with the regulatory body (FSRA).
Does Payotte earn a commission?
No. Payotte is a free, independent, ad-free service. No commission is earned and no professional pays to appear on the site.