CIBC Mortgage Advisor: Sam Kiani is Payotte's verified mortgage broker for Ancaster–Dundas, Hamilton, as of June 9, 2026.
Independent selection, no commission or advertising — FSRA Ontario licence, declared, 5/5 across 175 Google reviews. Payotte score: 56/100. Data verified on June 9, 2026 (Google reviews).
Verified June 9, 2026 · recently verified
| Criterion | Progress | Score |
|---|---|---|
| Google reviews | 32/35 | |
| Experience | 0/30 | |
| Licence | 12/15 | |
| Local presence | 12/15 | |
| Bonus | 0/5 |
FSRA Ontario
Licence number not published — check on the official register
Check the licence on the official register ↗
Local presence : ancaster-dundas
Why this reference : CIBC Mortgage Advisor: Sam Kiani earns a Payotte score of 59/100 — backed by a 5★ Google rating across 175 reviews and an active FSRA Ontario licence. That makes them the verified mortgage broker for Ancaster–Dundas.
Why 56/100, and not 100?
The points below are not taken away from CIBC Mortgage Advisor: Sam Kiani: they are simply not yet awarded, for lack of a public source to verify them. Payotte estimates nothing and invents nothing.
- Start year unknown. No Canadian register publishes a licence issue date. We leave these points aside rather than estimate seniority.
- No verifiable distinction found (industry award, press citation, teaching role). Absence of evidence, not evidence of absence.
- Local presence in Ancaster–Dundas not confirmed. No public source proves how many files were closed in this specific sector — only the professional holds that figure.
- Licence not confirmed in the register. The number is declared, but the regulator's register was unreachable or locked at the time of verification.
Is this profile about you?
Your score is public, criterion by criterion. Up to 41 points are out of reach — not because you don't deserve them, but because no public source lets us verify them. From you, we need:
- up to 30 pts — the year you began practising — no Canadian register publishes it
- up to 5 pts — a verifiable distinction: an industry award, a press citation, a teaching role
- up to 3 pts — your presence in Ancaster–Dundas: files closed there over the past twelve months, and the address of the office that serves it
- up to 3 pts — your licence number, so we can confirm it in the register
We verify, we date it, we publish. It is free, and it buys no ranking — only an accurate profile.
Correct my profile or contact us another way
Payotte is free, ad-free and commission-free. No criterion is for sale. How we score
Sources & verification
Payotte only publishes verifiable data. Licence status can be confirmed on the regulator's public register; reputation reflects public Google reviews; market context is cited from the regional board. No data is invented or paid for.
- FSRA Ontario licence — to confirm on the public register ↗
- 5★ rating, 175 reviews — Google (public)
- Our methodology
Frequently asked questions
Who is the best mortgage broker in Ancaster–Dundas in 2026?
CIBC Mortgage Advisor: Sam Kiani is Payotte's verified mortgage broker for Ancaster–Dundas, Hamilton, as of June 9, 2026. Independent selection, no commission or advertising — FSRA Ontario licence, declared, 5/5 across 175 Google reviews. Payotte score: 56/100. Data verified on June 9, 2026 (Google reviews).
What is the Ancaster–Dundas real estate market like in 2026?
The Hamilton-Burlington MLS Home Price Index posted consecutive month-over-month gains in early 2026 while still sitting roughly 8% below a year earlier, suggesting the premium Ancaster and Dundas market may be finding a floor. (Source: REALTORS Association of Hamilton-Burlington (RAHB) / Cornerstone Association of REALTORS, Hamilton-Burlington MLS HPI, February 2026 (latest HPI commentary available). https://www.rahb.ca/market-stats/)
How was the best mortgage broker in Ancaster–Dundas selected?
Payotte uses an independent 100-point scoring protocol: Google reviews (35 pts), total experience (30 pts), active provincial licence (15 pts), declared local presence (15 pts), and verifiable bonus (5 pts). No commission, no advertising.
Is the information on this expert up to date?
Data is captured on the date shown. The licence is assumed active at production time and verified before publication. If in doubt, check with the regulatory body (FSRA Ontario).
Does Payotte earn a commission?
No. Payotte is a free, independent, ad-free service. No commission is earned and no professional pays to appear on the site.