Avon Financial (Harpreet) is Payotte's verified mortgage broker for Brampton West, Brampton, as of June 7, 2026.
Independent selection, no commission or advertising — FSRA licence no. M12000607 (agent) / 12538 (courtage), verifiable on the regulator's public register, 24 years of experience (since 2002), 4.9/5 across 54 Google reviews. Payotte score: 81/100. Data verified on June 7, 2026 (Google reviews).
Verified June 7, 2026 · recently verified
| Criterion | Progress | Score |
|---|---|---|
| Google reviews | 27/35 | |
| Experience | 29/30 | |
| Licence | 15/15 | |
| Local presence | 10/15 | |
| Bonus | 0/5 |
FSRA
N° M12000607 (agent) / 12538 (courtage)
Licence number not published — check on the official register
Check licence no. M12000607 (agent) / 12538 (courtage) yourself on the official register ↗
Local presence : brampton-west
Why this reference : Avon Financial (Harpreet) earns a Payotte score of 81/100 — backed by a 4.9★ Google rating across 54 reviews, 24 years of experience (since 2002) and an active FSRA licence. That makes them the verified mortgage broker for Brampton West.
Why 81/100, and not 100?
The points below are not taken away from Avon Financial (Harpreet): they are simply not yet awarded, for lack of a public source to verify them. Payotte estimates nothing and invents nothing.
- Local presence in Brampton West not confirmed. No public source proves how many files were closed in this specific sector — only the professional holds that figure.
- No verifiable distinction found (industry award, press citation, teaching role). Absence of evidence, not evidence of absence.
Is this profile about you?
Your score is public, criterion by criterion. Up to 10 points are out of reach — not because you don't deserve them, but because no public source lets us verify them. From you, we need:
- up to 5 pts — your presence in Brampton West: files closed there over the past twelve months, and the address of the office that serves it
- up to 5 pts — a verifiable distinction: an industry award, a press citation, a teaching role
We verify, we date it, we publish. It is free, and it buys no ranking — only an accurate profile.
Correct my profile or contact us another way or show my #1 badge ↗
Payotte is free, ad-free and commission-free. No criterion is for sale. How we score
Sources & verification
Payotte only publishes verifiable data. Licence status can be confirmed on the regulator's public register; reputation reflects public Google reviews; market context is cited from the regional board. No data is invented or paid for.
- FSRA licence — to confirm on the public register ↗
- 4.9★ rating, 54 reviews — Google (public)
- Our methodology
Frequently asked questions
Who is the best mortgage broker in Brampton West in 2026?
Avon Financial (Harpreet) is Payotte's verified mortgage broker for Brampton West, Brampton, as of June 7, 2026. Independent selection, no commission or advertising — FSRA licence no. M12000607 (agent) / 12538 (courtage), verifiable on the regulator's public register, 24 years of experience (since 2002), 4.9/5 across 54 Google reviews. Payotte score: 81/100. Data verified on June 7, 2026 (Google reviews).
What is the Brampton West real estate market like in 2026?
Brampton's MLS Home Price Index composite benchmark, the value of a typical home, was $857,000 in April 2026, down about 6.7% year-over-year, a useful all-types gauge for the fast-growing, new-build west end. (Source: Toronto Regional Real Estate Board (TRREB) MLS Home Price Index, Brampton, April 2026 (Market Watch released May 5, 2026). https://trreb.ca/market-data/market-watch/)
How was the best mortgage broker in Brampton West selected?
Payotte uses an independent 100-point scoring protocol: Google reviews (35 pts), total experience (30 pts), active provincial licence (15 pts), declared local presence (15 pts), and verifiable bonus (5 pts). No commission, no advertising.
Is the information on this expert up to date?
Data is captured on the date shown. The licence is assumed active at production time and verified before publication. If in doubt, check with the regulatory body (FSRA).
Does Payotte earn a commission?
No. Payotte is a free, independent, ad-free service. No commission is earned and no professional pays to appear on the site.