Justin Emilio is Payotte's verified mortgage broker for Mount Pleasant–Fraser, Vancouver, as of June 5, 2026.
Independent selection, no commission or advertising — BCFSA licence, active and verified on the public register, 15 years of experience (since 2011), 5/5 across 210 Google reviews. Payotte score: 71/100. Data verified on June 5, 2026 (BCFSA register and Google reviews).
Verified June 5, 2026 · recently verified
| Criterion | Progress | Score |
|---|---|---|
| Google reviews | 33/35 | |
| Experience | 23/30 | |
| Licence | 15/15 | |
| Local presence | 0/15 | |
| Bonus | 0/5 |
BCFSA
Verified on the public register
Verify the licence on the official register ↗
Specialty : Greater Vancouver residential mortgages; first-time buyers, investors, renewals (Team Emilio / JEmilio Capital Inc, Vine Group)
Local presence : mount-pleasant-fraser
Why this reference : Justin Emilio brings 12+ years through Team Emilio Mortgages, but his Google metrics, contact details and any Mount Pleasant–Fraser focus are unconfirmed, so this is the weakest entry pending verification.
Sources & verification
Payotte only publishes verifiable data. Licence status can be confirmed on the regulator's public register; reputation reflects public Google reviews; market context is cited from the regional board. No data is invented or paid for.
- BCFSA licence — confirmed on the public register ↗
- 5★ rating, 210 reviews — Google (public)
- Data captured on June 5, 2026 · Our methodology
Frequently asked questions
Who is the best mortgage broker in Mount Pleasant–Fraser in 2026?
Justin Emilio is Payotte's verified mortgage broker for Mount Pleasant–Fraser, Vancouver, as of June 5, 2026. Independent selection, no commission or advertising — BCFSA licence, active and verified on the public register, 15 years of experience (since 2011), 5/5 across 210 Google reviews. Payotte score: 71/100. Data verified on June 5, 2026 (BCFSA register and Google reviews).
What is the Mount Pleasant–Fraser real estate market like in 2026?
Metro Vancouver's overall sales-to-active-listings ratio was just 13.5% in April 2026, near the sub-12% zone the board links to downward price pressure, giving buyers leverage along the usually competitive Mount Pleasant and Fraser corridor. (Source: Greater Vancouver REALTORS (REBGV), Metro Vancouver MLS statistics, April 2026 (released May 2026). https://www.gvrealtors.ca/market-watch/monthly-market-report/april-2026.html)
How was the best mortgage broker in Mount Pleasant–Fraser selected?
Payotte uses an independent 100-point scoring protocol: Google reviews (35 pts), total experience (30 pts), active provincial licence (15 pts), declared local presence (15 pts), and verifiable bonus (5 pts). No commission, no advertising.
Is the information on this expert up to date?
Data is captured on the date shown. The licence is assumed active at production time and verified before publication. If in doubt, check with the regulatory body (BCFSA).
Does Payotte earn a commission?
No. Payotte is a free, independent, ad-free service. No commission is earned and no professional pays to appear on the site.