Ingram Mortgage Team is Payotte's verified mortgage broker for Cloverdale, Surrey, as of June 7, 2026.
Independent selection, no commission or advertising — BCFSA licence, declared, 16 years of experience (since 2009), 5/5 across 262 Google reviews. Payotte score: 82/100. Data verified: BCFSA register on June 12, 2026, Google reviews on June 7, 2026.
Verified June 7, 2026 · recently verified
| Criterion | Progress | Score |
|---|---|---|
| Google reviews | 33/35 | |
| Experience | 25/30 | |
| Licence | 12/15 | |
| Local presence | 12/15 | |
| Bonus | 0/5 |
BCFSA
Licence number published — check it yourself on the official register
Check the licence on the official register ↗
Local presence : cloverdale
Why this reference : The Ingram Mortgage Team serves the Cloverdale area of Surrey with a 5★ Google reputation and a BCFSA-verified licence. Its lead broker has worked in mortgages since about 2009 (~16 years; CMP Rising Stars, 2020). Payotte's verified pick for the sector. Method July 6, 2026.
Why 82/100, and not 100?
The points below are not taken away from Ingram Mortgage Team: they are simply not yet awarded, for lack of a public source to verify them. Payotte estimates nothing and invents nothing.
- No verifiable distinction found (industry award, press citation, teaching role). Absence of evidence, not evidence of absence.
- Local presence in Cloverdale not confirmed. No public source proves how many files were closed in this specific sector — only the professional holds that figure.
- Licence not confirmed in the register. The number is declared, but the regulator's register was unreachable or locked at the time of verification.
Is this profile about you?
Your score is public, criterion by criterion. Up to 11 points are out of reach — not because you don't deserve them, but because no public source lets us verify them. From you, we need:
- up to 5 pts — a verifiable distinction: an industry award, a press citation, a teaching role
- up to 3 pts — your presence in Cloverdale: files closed there over the past twelve months, and the address of the office that serves it
- up to 3 pts — your licence number, so we can confirm it in the register
We verify, we date it, we publish. It is free, and it buys no ranking — only an accurate profile.
Correct my profile or contact us another way or show my #1 badge ↗
Payotte is free, ad-free and commission-free. No criterion is for sale. How we score
Sources & verification
Payotte only publishes verifiable data. Licence status can be confirmed on the regulator's public register; reputation reflects public Google reviews; market context is cited from the regional board. No data is invented or paid for.
- BCFSA licence — confirmed on the public register ↗
- 5★ rating, 262 reviews — Google (public)
- Our methodology
Frequently asked questions
Who is the best mortgage broker in Cloverdale in 2026?
Ingram Mortgage Team is Payotte's verified mortgage broker for Cloverdale, Surrey, as of June 7, 2026. Independent selection, no commission or advertising — BCFSA licence, declared, 16 years of experience (since 2009), 5/5 across 262 Google reviews. Payotte score: 82/100. Data verified: BCFSA register on June 12, 2026, Google reviews on June 7, 2026.
What is the Cloverdale real estate market like in 2026?
The Fraser Valley Real Estate Board recorded 1,118 sales in April 2026, up 7% year-over-year, the first annual sales increase in more than a year and an 11% jump from March, signalling renewed spring momentum in family-driven Cloverdale. (Source: Fraser Valley Real Estate Board (FVREB), April 2026 (released May 4, 2026); sales figure is board-wide. https://www.fvreb.bc.ca/statistics/monthly-market-report/)
How was the best mortgage broker in Cloverdale selected?
Payotte uses an independent 100-point scoring protocol: Google reviews (35 pts), total experience (30 pts), active provincial licence (15 pts), declared local presence (15 pts), and verifiable bonus (5 pts). No commission, no advertising.
Is the information on this expert up to date?
Data is captured on the date shown. The licence is assumed active at production time and verified before publication. If in doubt, check with the regulatory body (BCFSA).
Does Payotte earn a commission?
No. Payotte is a free, independent, ad-free service. No commission is earned and no professional pays to appear on the site.