Kristi Sauter is Payotte's verified mortgage broker for Medicine Hat, as of June 26, 2026.
Independent selection, no commission or advertising — RECA licence, declared, 22 years of experience (since 2002), 4.9/5 across 63 Google reviews. Payotte score: 87/100. Data verified on June 26, 2026 (Google reviews).
Verified June 26, 2026 · recently verified
| Criterion | Progress | Score |
|---|---|---|
| Google reviews | 28/35 | |
| Experience | 29/30 | |
| Licence | 12/15 | |
| Local presence | 15/15 | |
| Bonus | 3/5 |
RECA
Licence number not published — check on the official register
Check the licence on the official register ↗
Local presence : medicine-hat
Why this reference : Kristi Sauter (Trilogy Mortgage Corporation): 4.9/5 on 63 Google reviews, RECA licence, verifiable on the official register, office anchored in Medicine Hat. In practice since 2002 (~22 years). Top 3 Prairie Mortgage Specialist. Selected by local research + register verification before publication (method June 26, 2026).
Why 87/100, and not 100?
The points below are not taken away from Kristi Sauter: they are simply not yet awarded, for lack of a public source to verify them. Payotte estimates nothing and invents nothing.
- Licence not confirmed in the register. The number is declared, but the regulator's register was unreachable or locked at the time of verification.
Is this profile about you?
Your score is public, criterion by criterion. Up to 3 points are out of reach — not because you don't deserve them, but because no public source lets us verify them. From you, we need:
- up to 3 pts — your licence number, so we can confirm it in the register
We verify, we date it, we publish. It is free, and it buys no ranking — only an accurate profile.
Correct my profile or contact us another way or show my #1 badge ↗
Payotte is free, ad-free and commission-free. No criterion is for sale. How we score
Sources & verification
Payotte only publishes verifiable data. Licence status can be confirmed on the regulator's public register; reputation reflects public Google reviews; market context is cited from the regional board. No data is invented or paid for.
- RECA licence — to confirm on the public register ↗
- 4.9★ rating, 63 reviews — Google (public)
- Our methodology
Frequently asked questions
Who is the best mortgage broker in Medicine Hat in 2026?
Kristi Sauter is Payotte's verified mortgage broker for Medicine Hat, as of June 26, 2026. Independent selection, no commission or advertising — RECA licence, declared, 22 years of experience (since 2002), 4.9/5 across 63 Google reviews. Payotte score: 87/100. Data verified on June 26, 2026 (Google reviews).
What is the Medicine Hat real estate market like in 2026?
Total residential average price in Medicine Hat: $399,865 in May 2026 (+5.2% year-over-year), on 115 sales (down 9.4%); 1.46 months of inventory — a seller's market, though supply is rebuilding (+47.2% year-over-year). (Source: Alberta Real Estate Association (AREA) — monthly city statistics (Pillar 9), May 2026. https://www.areahub.ca/)
How was the best mortgage broker in Medicine Hat selected?
Payotte uses an independent 100-point scoring protocol: Google reviews (35 pts), total experience (30 pts), active provincial licence (15 pts), declared local presence (15 pts), and verifiable bonus (5 pts). No commission, no advertising.
Is the information on this expert up to date?
Data is captured on the date shown. The licence is assumed active at production time and verified before publication. If in doubt, check with the regulatory body (RECA).
Does Payotte earn a commission?
No. Payotte is a free, independent, ad-free service. No commission is earned and no professional pays to appear on the site.