Tim Lacroix is Payotte's verified mortgage broker for South Calgary, Calgary, as of June 10, 2026.
Independent selection, no commission or advertising — RECA licence, declared, 19 years of experience (since 2006), 5/5 across 239 Google reviews. Payotte score: 85/100. Data verified on June 10, 2026 (Google reviews).
Verified June 10, 2026 · recently verified
| Criterion | Progress | Score |
|---|---|---|
| Google reviews | 32/35 | |
| Experience | 26/30 | |
| Licence | 15/15 | |
| Local presence | 12/15 | |
| Bonus | 0/5 |
RECA
Assumed active — not yet verified on the register
Verify the licence on the official register ↗
Specialty : First-time buyers, refinancing, new Canadians
Local presence : south-calgary
Why this reference : Tim Lacroix is the selected mortgage broker for South Calgary, Calgary. 1er acheteurs, refinancement, nouveaux Canadiens. Google rating 5/5 across ~239 reviews.
Sources & verification
Payotte only publishes verifiable data. Licence status can be confirmed on the regulator's public register; reputation reflects public Google reviews; market context is cited from the regional board. No data is invented or paid for.
- RECA licence — to confirm on the public register ↗
- 5★ rating, 239 reviews — Google (public)
- Market context — Recherche assistée (Chrome)
- Data captured on June 10, 2026 · Our methodology
Frequently asked questions
Who is the best mortgage broker in South Calgary in 2026?
Tim Lacroix is Payotte's verified mortgage broker for South Calgary, Calgary, as of June 10, 2026. Independent selection, no commission or advertising — RECA licence, declared, 19 years of experience (since 2006), 5/5 across 239 Google reviews. Payotte score: 85/100. Data verified on June 10, 2026 (Google reviews).
How was the best mortgage broker in South Calgary selected?
Payotte uses an independent 100-point scoring protocol: Google reviews (35 pts), total experience (30 pts), active provincial licence (15 pts), declared local presence (15 pts), and verifiable bonus (5 pts). No commission, no advertising.
Is the information on this expert up to date?
Data is captured on the date shown. The licence is assumed active at production time and verified before publication. If in doubt, check with the regulatory body (RECA).
Does Payotte earn a commission?
No. Payotte is a free, independent, ad-free service. No commission is earned and no professional pays to appear on the site.