In short
West Virginia regulates five home-buying trades, each through a different agency. The Real Estate Commission licenses agents and brokers (W. Va. Code § 30-40-3), the Division of Financial Institutions licenses mortgage loan originators (§ 31-17A-3), the State Fire Marshal certifies home inspectors (103 CSR 7), an appraiser board licenses appraisers (§ 30-38-1), and a surveyors board licenses surveyors (§ 30-13A-1).
The five trades at a glance
| Trade | Who regulates | Where to check | Source |
|---|---|---|---|
| Agents and brokers | Real Estate Commission | License Lookup link on rec.wv.gov; active licensee rosters | rec.wv.gov |
| Mortgage loan originators | Division of Financial Institutions | NMLS (state page on dfi.wv.gov) | § 31-17A-3 |
| Home inspectors | State Fire Marshal | Online Licensee Search | 103 CSR 7 |
| Appraisers | Real Estate Appraiser Board | Board roster; ASC registry | § 30-38-1 |
| Land surveyors | Board of Professional Surveyors | Online license verification | § 30-13A-1 |
Real estate agents and brokers
It is unlawful to act as a broker, associate broker or salesperson in West Virginia without a license, and a license from another state does not substitute (§ 30-40-3). The Commission’s home page has a License Lookup link, which sends you to the lookup run by ARELLO, an association of license regulators. The Commission also posts active licensee rosters for salespersons, associate brokers and brokers, and a list of disciplinary actions. Check the license type, that it is active, and the broker the person works for. Renewal runs May 1 to June 30 each year. After December 31 of a lapsed year, the license is canceled (Commission renewal page). Phone: 304-558-3555.
Mortgage loan originators (NMLS)
An individual who originates a residential mortgage loan on a dwelling in West Virginia needs a state mortgage loan originator license and a unique identifier from the Nationwide Mortgage Licensing System and Registry (NMLS). An originator can work for only one licensed entity at a time (§ 31-17A-3). Exemptions include a person dealing with an immediate family member and a lawyer negotiating a loan as part of representing a client, unless paid by a lender. The Division of Financial Institutions’ mortgage page covers license verification and points to NMLS (304-558-2294). The public search, NMLS Consumer Access (nmlsconsumeraccess.org), blocked our automated access, so we did not read it; use it directly.
Home inspectors
A person may not perform or offer home inspection work for pay in West Virginia without a certificate from the State Fire Marshal (103 CSR 7, § 2.1). Applicants must pass the National Home Inspector Examination, complete 80 hours of instruction, and carry at least $250,000 in general liability insurance. Certificates expire after 12 months (§§ 4.1, 6.1). Use the Fire Marshal’s Online Licensee Search at sfm-permit-public.wvoasis.gov/publicdata/LicenseeSearch or the posted Home Inspector Listing. Phone: 304-558-2191. For what an inspection costs, see home inspection cost.
Appraisers (state board and national registry)
Preparing an appraisal for pay without a license or certification is unlawful (§ 30-38-1). The state board posts a roster of appraisers and appraisal management companies. The federal Appraisal Subcommittee’s national registry lists state-credentialed appraisers, updated monthly, and says it has not independently verified what states submit. So treat the state board as the source of record. Board phone: 304-558-3919. See home appraisal cost.
Land surveyors
Practicing or offering surveying without a license is unlawful, and a surveying firm needs a certificate of authorization (§ 30-13A-1). The Board of Professional Surveyors has an online verification tool with separate tabs for individual surveyors and for firms. Search by license number, name and county, or by company name and certificate number. The board also posts an active surveyors roster. Phone: 304-558-0350. See land survey cost.
What to do if a license is expired, suspended or missing
- Real estate agent. File a written complaint on the Commission’s form. Complaints generally must be filed within two years of the act, or two years after you discovered or should have discovered fraud (§ 30-40-20). The Commission or other interested persons can seek an injunction, and knowing violations can be referred to a prosecutor (§ 30-40-24). A person who must hold a broker’s license cannot sue for compensation without proving a valid license throughout the work (§ 30-40-25).
- Other trades. Contact the agency in the table. Do not sign a contract with someone who cannot show a current credential.
- Before you hire anyone. Match the name and license number to the official lookup, not to an ad. See home buying steps and our real estate attorney guide.
Frequently asked questions
Does the state keep one lookup for all five trades?
No. Each trade has its own agency and search, as listed above.
Is an agent from another state allowed to sell West Virginia property?
Not without a West Virginia license. The statute says a license is required even if the person is licensed elsewhere (§ 30-40-3).
Can a home inspector work without state certification?
No. The rule bars paid home inspection work without a certificate from the State Fire Marshal.
Does the lender’s loan officer need a license?
Generally yes, with the exemptions in § 31-17A-3, such as family-member loans.
Where do I report an unlicensed professional?
For an agent, the Real Estate Commission. For other trades, the agency in the table above.
More West Virginia guides
- Closing costs in West Virginia: what buyers and sellers pay
- West Virginia transfer tax: rates, who pays and exemptions
- West Virginia property tax: rates, homestead and appeals
- Seller disclosure requirements in West Virginia
- Do you need a real estate attorney to close in West Virginia?
- Foreclosure process in West Virginia
- Home prices in West Virginia and Charleston: value and trend
- First-time home buyer programs in West Virginia and Charleston
Sources
- West Virginia Real Estate Commission, home page and License Lookup link (consulted October 13, 2026)
- License Renewal (West Virginia Real Estate Commission) (consulted October 13, 2026)
- Active Licensee Rosters (West Virginia Real Estate Commission) (consulted October 13, 2026)
- W. Va. Code § 30-40-3, § 30-40-20 and § 30-40-24, Real Estate License Act (West Virginia Legislature) (consulted October 13, 2026)
- W. Va. Code § 30-40-25, Collection of compensation (West Virginia Legislature) (consulted October 13, 2026)
- W. Va. Code § 31-17A-3, License and registration required, SAFE Mortgage Licensing Act (West Virginia Legislature) (consulted October 13, 2026)
- Mortgage Licensing and Regulation (West Virginia Division of Financial Institutions) (consulted October 13, 2026)
- Regulatory and Licensing Division (West Virginia State Fire Marshal) (consulted October 13, 2026)
- 103 CSR 7, Certification of Home Inspectors, effective May 1, 2024 (West Virginia State Fire Marshal) (consulted October 13, 2026)
- W. Va. Code § 30-38-1, Real estate appraiser license required (West Virginia Legislature) (consulted October 13, 2026)
- Roster (West Virginia Real Estate Appraiser Licensing and Certification Board) (consulted October 13, 2026)
- National Registries (Appraisal Subcommittee) (consulted October 13, 2026)
- W. Va. Code § 30-13A-1, Land surveyors, unlawful acts (West Virginia Legislature) (consulted October 13, 2026)
- License Verification (West Virginia Board of Professional Surveyors) (consulted October 13, 2026)