Yes: in North Carolina, mortgage loan officers need a state license issued by the North Carolina Office of the Commissioner of Banks (NCCOB). You can check a name yourself on NMLS Consumer Access.
Mortgage loan officers in North Carolina: what buyers ask
What first-time buyer programs does North Carolina offer?
In North Carolina, the NC Housing Finance Agency (NCHFA) offers down payment help of up to 3% of the loan amount with its NC Home Advantage Mortgage, or $15,000 for first-time buyers and veterans.
What does an FHA loan require?
FHA loans need 3.5% down with a 580 credit score. Upfront mortgage insurance is 1.75% and the annual premium is 0.55% at 96.5% LTV.
Check a mortgage loan officer yourself
- License required · North Carolina Office of the Commissioner of Banks (NCCOB)
- Titles you will see: Mortgage loan originator
- Check a name yourself: NMLS Consumer Access (we could not open this search page ourselves)
The 10 sectors of Charlotte
ZIP 28269 · ZIP 28277 · ZIP 28215 · ZIP 28216 · ZIP 28205 · ZIP 28273 · ZIP 28262 · ZIP 28210 · ZIP 28213 · ZIP 28214