In short
On a €300,000 resale home in Cádiz (Andalusia), transfer tax and land registry fees come to €21,201 (7% tax at the general rate). Homes in Cádiz were appraised at €3,021/m² in Q2 2026, +9% over a year.
Calculate for Cádiz
The questions, answered
How much transfer tax on a €300,000 resale home in Cádiz?
At the general rate of Andalusia (7%), €300,000 bought in Cádiz pays €21,000 of transfer tax (ITP) and €201 of land registry fees: €21,201 for the buyer, before notary copies and any reduced rate; the base is the higher of price and Catastro reference value.
What is a home worth per square metre in Cádiz?
Approved valuers appraised open-market homes in Cádiz at €3,021/m² in Q2 2026 (339 valuations), +9% over a year; the figure is €2,355/m² for Spain and €2,043/m² for the province of Cádiz.
Are home prices rising in Cádiz?
Yes: appraised values in Cádiz changed by +9% over a year. For Andalusia as a whole the INE index moved +11.9% (Spain: 12.2%).
Reading the numbers for Cádiz
By appraised value, Cádiz is 23rd of the 55 cities Payotte covers, from the dearest down. At €3,021/m² it sits 28% above the Spanish average of €2,355/m².
Within Andalusia it ranks 8th of 14 covered cities, about 52% above the regional average of €1,982/m². The province of Cádiz is at €2,043/m², so the city is €978 above its province.
The appraised value is up €250/m² from €2,771 a year earlier (+9%), 3.5 points slower than the national rise (+12.5%) and 4.8 points slower than Andalusia as a whole (+13.8%). On a 90 m² home at the average, the year's move is worth about €22,473.
Taken at the average appraised value, €300,000 buys roughly 95 m² in Cádiz, against 125 m² at the Spanish average. A 90 m² home at that value would be about €272,000; the buyer's taxes and registry fees on a resale come to €19,234 (7%). Arithmetic on an average, not a valuation.
The Cádiz figure rests on only 339 valuations, a thin sample that a few large operations can move, or 3.1 valuations per 1,000 inhabitants. With 109,950 inhabitants it is the 28th most populated of the 55 cities covered.
On that ladder the next city up is Benidorm at €3,217/m² (€195 more), and the next one down is Mahón at €2,991/m² (€30 less). The dearest covered city, Santa Eulària des Riu, is at €6,844/m², €3,823 above Cádiz; the cheapest, Cartagena, at €1,486/m², €1,536 below. A year earlier it ranked 22nd, so it has slipped one place.
| Size | Price at that value | Buyer taxes, resale | Buyer taxes, new build |
|---|---|---|---|
| 50 m² | €151,000 | €10,731 (7%) | €17,073 |
| 70 m² | €211,000 | €14,947 (7%) | €23,809 |
| 90 m² | €272,000 | €19,234 (7%) | €30,658 |
| 120 m² | €363,000 | €25,628 (7%) | €40,874 |
The figures
| Measure | Value | Source |
|---|---|---|
| Transfer tax (ITP) on €300,000 | €21,000 | Ley 5/2021, art. 41 |
| Land registry on €300,000 | €201 | Real Decreto 1427/1989 |
| Notary's deed fee on €300,000 (seller by default) | €388 | Real Decreto 1426/1989 |
| Appraised value, Q2 2026 | €3,021/m² | Ministry, 339 valuations |
| Appraised value, Q2 2025 | €2,771/m² | Ministry |
| Province of Cádiz, Q2 2026 | €2,043/m² | Ministry |
| Andalusia, appraised value, Q2 2026 | €1,982/m² | Ministry (+13.8% a year) |
| Andalusia, INE house price index, change over a year | +11.9% | INE, Q2 2026 |
| Population, 1 January 2025 | 109,950 | INE, Padrón |
Valuers' averages, not sale prices; changes computed by Payotte.
Buying from abroad
What differs for a foreign buyer: Buying as a foreigner · non-resident tax calculator · purchase costs in every region.
Closest in appraised value
Sources
- Taxes: Ley 5/2021, de 20 de octubre, de Tributos Cedidos de la Comunidad Autónoma de Andalucía; calculator sources.
- Appraised values: Estadística de valor tasado de la vivienda (tables 1 and 4; Elaboración propia con datos del Ministerio; reuse under Real Decreto 1495/2011, arts. 7 and 8; published 2026-09-15).
- House price index: INE, Índice de Precios de Vivienda, Q2 2026 (Fuente: Sitio web del INE: www.ine.es; published 2026-09-07).
- Population: INE, Padrón.